As consumers, we all have "secret scores": hidden ratings that determine how long each of us waits on hold when calling a business, whether we can return items at a store, and what type of service we receive. A low score sends you to the back of the queue; high scores get you elite treatment.
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For decades, Rabbis Mendel Epstein and Martin Wolmark coerced Orthodox husbands into giving their wives the divorces they wanted. Then they crossed paths with FBI agent Jessica Weisman.
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"It was time to shift our flock of 150 ewes and lambs into another paddock, the grass was eaten down and a storm was on it's way. Doing this on foot with the working dog is a 30-minute job. Using a spanner to rattle on the gate, 20 seconds and the sheep are running from everywhere. Job was done in a minute."
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With its cheap geothermal energy and low crime rate, Iceland has become the world's leading miner of digital currency. Then the crypto-crooks showed up.
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While the amount of time spent at work was cut dramatically, productivity — measured by sales per employee — went up by almost 40% compared to the same period the previous year, the company said in a statement last week.
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Various Californians were asked Pokémon trivia to test how well their knowledge was when it came to Pocket Monsters. We didn't expect them to do well on all the questions, but we definitely weren't expecting this either.
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Read more in less time with SumizeIt! This book summary service condenses books from all sorts of genres into easily digestible text or audio summaries. Get a lifetime subscription for 80 percent off at just $19.
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"Many car accidents are caused by drivers not being able to see hazards due to blind spots. My prototype is designed to get rid of those blind spots by displaying an image of the area behind them onto the spot. I used a small projector as the displaying device and a webcam as the recording device."
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The European Union spends $65 billion a year subsidizing agriculture. But a chunk of that money emboldens strongmen, enriches politicians and finances corrupt dealing.
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People said that women had no place in the Grand Canyon and would likely die trying to run the Colorado River. In 1938, two female scientists set out to prove them wrong.
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Statistics shows that there is an optimal stopping time in terms of dating and finding a partner. YouTuber The Action Lab sets out to test whether that theory really works.
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Life expectancy for American men dropped for a third consecutive year, with the National Center for Health Statistics citing an increase in so-called "deaths of despair," such as the rise in drug overdose deaths.
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There's a constant whine throughout Washington D.C. that there's nothing Republicans and Democrats can agree on. They're so opposed on every issue, that there's no more bipartisanship. However, going back at least forty years, there's one policy that both parties are determined not to change: growing the U.S. national debt.
The debt currently stands at a steadily increasing $22,925,000,000,000. A person could spend hours staring at the debt clock as tens of thousands of dollars are added every second. But they're more than just numbers on a screen. Their the financial future of this nation, the future looks bleaker than ever.
WNU Editor: I hope I am not around when that day comes when the budget is nothing more but a plan to pay-off these debts. The austerity plan that will need to be implemented will be brutal.
This week, Denmark granted Gazprom approval for its Nord Stream 2 gas pipeline project, a project that is set to bring 55 billion cubic meters of Russian gas into Europe annually. It is one of the most controversial pipeline projects in the world and is now moving ahead despite strong opposition from multiple EU members and the United States.
The geopolitical tensions surrounding the development of Nord Stream 2 are unprecedented. To begin with, Russia has very poor relations with the Baltic states and Poland, nations who will almost always fight against anything they see as empowering Russia geopolitically. Then there is Ukraine, a nation that is strongly against the pipeline due to its fear of losing the transit fees that it currently charges Russia for exporting gas to Europe. Finally, and perhaps most importantly, the United States sees this pipeline as a direct threat to its soft power in Europe as well as a threat to its growing LNG exports.
Norwegian Pvt. Ivan Sjoetun sits in the border post where Russian land can be seen out the window. The post is in the far northeast corner of Norway and offers a commanding view of this starkly beautiful area some 250 miles above the Arctic Circle. Claire Harbage/NPR
There are precisely 525 stairs from the icy waters of the Barents Sea to the top of the observation post in the far northeast corner of Norway, along the Russian border. It's a steep climb, but once you reach the apex, there's a good chance one of the young Norwegian conscripts manning the outpost will have a platter of waffles — topped with strawberry jam and sour cream, a Norwegian favorite — waiting.
The border post, OP 247, offers a commanding view of this starkly beautiful area some 250 miles above the Arctic Circle. To the east, on the other side of the border, is a Russian observation post and a coast guard facility. Directly ahead, across the Barents Sea, is the small Norwegian island of Vardo, which houses a U.S.-funded military surveillance radar system.
Scientists scoff at the idea that AI poses an existential threat, but military applications of the technology pose concern.
"Terminator: Dark Fate," the sixth installment in the long-running science-fiction franchise, opens Friday and posits a world in which a self-aware computer builds an army of killer robots it then uses in an attempt to wipe humanity off the face of the Earth.
It's the same vision that filmmaker James Cameron dreamed up for the first "Terminator" movie in 1984, well before the advent of autonomous drones and advanced machine learning made the premise seem a little less science fiction.
In that 35-year span, a variety of technological advancements in AI and robotics have brought elements of "Terminator" closer to reality. Artificial intelligence experts are confident, however, that the kind of independent AI and humanoid robots of the movie franchise are still far off.
Pakistan's embassy in Kabul said Sunday it was indefinitely closing its consular office in the Afghan capital due to security reasons, amid mounting tensions between the neighbouring countries https://t.co/9z4PvhADrh
In what could be a precursor to further stunning developments, the U.S. Navy has publicly acknowledged that the advanced aircraft depicted in several recently declassified gun-camera videos are UFOs, or what the Navy prefers to call "Unidentified Aerial Phenomenon" (UAPs). "The Navy designates the objects contained in these videos as unidentified aerial phenomena," acknowledged Joseph Gradisher, spokesman for the deputy chief of naval operations, referring to the bizarre vehicles that have brazenly operated in restricted U.S. military airspace.
Social unrest seems to be cropping up all over the world, from Hong Kong to Bolivia and Lebanon; we offer up a 3 variable model to help explain why. The inputs: urbanization, income inequality, and average age. Every country currently seeing mass protests has some combination of high levels of the first two and lower readings for the last. This admitted crude measure also explains why many developed countries' political environments also seem so fraught at the moment.
WNU Editor: Apparently there are three variables .... urbanization, income inequality, and average age. In short. High urbanization and income inequality coupled with a low average age are the ingredients that is resulting in a great deal of social unrest in the world today.
Protesters scale barriers ringing the consulate, bringing down an Iranian flag and replacing it with Iraqi flag.
Dozens of protesters in Iraq attacked the Iranian consulate in the Shia holy city of Karbala on Sunday night, scaling the concrete barriers ringing the building, bringing down an Iranian flag and replacing it with the Iraqi flag, eyewitnesses said.
Security forces fired in the air to disperse the protesters who threw stones and burned tires around the building on a street corner in Karbala south of Baghdad.
At the fourth attempt, prime minister Johnson's wish for a general election was finally granted by Parliament this week. So what do the most recent voting intention polls say? When looking at the four selected for this chart, the Conservatives are well ahead, with an average lead of 14 points over Labour. Calling the election before Brexit has been resolved though, brings the unpredictability of a Nigel Farage-led Brexit Party into the mix. Currently, they are polling at an average of 11 percent, but that figure could increase significantly over the next few weeks.
WNU Editor: According to these polls. The Conservatives and the Brexit Party have almost 50% of the vote. But as everyone knows, a lot can happen between now and election day.
I am skeptical of these numbers. President Trump's base still supports him, and the Democrats have not convinced me that they have solid evidence of "high crimes" committed by the President. If they did, it would have already passed a floor vote and the US Senate will be handling it right now. And as for those poll numbers. They would be in the seventies if not more.
A U.S. Air Force B-52H Stratofortress heavy bomber was spotted near the Russian Hmeimim military base in Latakia province, in the northwest of Syria, Lenta.ru news agency reported on Sunday.
Hmeimim is Russia's main base for airstrikes on rebel groups in Syria – strikes that have enabled President Bashar al-Assad's forces to recover much lost ground. Military base located south-east of the city of Latakia in Hmeimim, Latakia Governorate, Syria. The airbase shares some airfield facilities with Bassel Al-Assad International Airport.
As Lenta.ru notes, the approach of a U.S. Air Force bomber to the Russian military base was spotted on November 1.
American troops heading toward the Iraqi border have been attacked from land held by Turkish-backed militants in northern Syria, Russia's Ministry of Defense has claimed. The attack comes amid a US withdrawal from the region.
The convoy was traveling along the M4 motorway - which runs parallel to the Turkish border through land captured by Turkey during its anti-Kurdish 'Peace Spring' offensive last month - when it was attacked near the town of Tell Tamer, the ministry reported on Sunday.
DHAHRAN, Saudi Arabia/DUBAI (Reuters) - Saudi Arabia's giant state oil company finally kick-started its initial public offering (IPO) on Sunday, announcing its intention to float on the domestic bourse in what could be the world's biggest listing as the kingdom seeks to diversify its economy away from oil.
But in its long-awaited announcement, Aramco, the world's most profitable company, offered few specifics on the number of shares to be sold, pricing or the date for a launch.
Bankers have told the Saudi government that investors will likely value the company at around $1.5 trillion, below the $2 trillion valuation touted by Crown Prince Mohammed bin Salman when he first floated the idea of an IPO nearly four years ago.
WNU Editor: I would not invest in this Saudi oil company. It is too closely tied to the Saudi government, and the attack against its oil facilities two months ago is a heads-up on how vulnerable this company is to terrorism and war. Bottom line. The risk is too high, especially at this valuation of $1.5 trillion.
More News On Saudi Arabia Formally Announcing The IPO For Its Oil Firm Saudi Aramco
Experts say the country lacks the technology to implement the controversial legislation.
When the chairman of Russia's Committee on Informational Policy, Leonid Levin, stepped on stage in Moscow's Lomonosov building on Oct. 28 to give a speech during the second All-Russian Digital Forum he couldn't have chosen a better place. The venue is not just the home of Russia's fastest supercomputer, it's also overshadowed by the iconic Moscow State University building, built under Stalin.
He told a specialized audience that Russia's State Duma is in the process of passing over 50 laws to regulate new technologies in the IT sector, which last year generated almost 5% of GDP and is growing at a rate of 10 to 15%.
The most controversial of them — the so-called sovereign internet law that will allow Russia to cut itself off from the rest of the World Wide Web — came into effect Friday. Thousands of Russians took to the streets in March after the bill passed its first reading in February 2019, and President Vladimir Putin signed it into law in May.
The Brazilian Navy's locally-built Scorpène Class submarine Riachuelo (S-40). She has a conventional power plant but the first nuclear variant, Álvaro Alberto, is already under construction. Brazilian Navy
Today the number of countries operating nuclear-powered submarines is the same as it was 30 years ago at the end of the Cold War. That looks set to change with more navies thinking nuclear!
When, on January 17 1955, the captain of USS Nautilus reported "Underway on nuclear power" it ushered in a new era of submarine warfare. In fact it was such a game changer that it reset naval warfare generally. Nuclear powered submarines were faster, did not need to surface during a mission and could run until their crew's stores run out. Yet despite the disruptive nature of nuclear-powered submarines, few navies could follow the U.S. Navy into this new era. Russia, Britain, France and China built them, and India joined the ranks in the late 1980s by leasing a Russian boat.
Tech. Sgt. Edmundo Pena, 388th Maintenance Squadron Fabrication Flight, does low observable restoration on an F-35A wing tip at Hill Air Force Base, Utah, October 3, 2019. US Air Force/R. Nial Bradshaw
* The F-35A Lightning II boasts a "low observable" technology that makes it difficult for enemies to detect and track the fifth-generation fighter jet. * But that technology is subject to wear and tear like any other component, and it takes airmen with special skills to keep it working.
HILL AIR FORCE BASE, Utah – How do you make a 51-foot-long, 35-foot-wide fighter jet, with an engine that generates 43,000 pounds of thrust, vanish?
You don't. There's no black magic that exists to make something that big disappear.
The F-35A Lightning II isn't invisible, but it does have a "cloak," which makes it very difficult to detect, track, or target by radar with surface to air missiles or enemy aircraft.
The real term used to describe the cloak is "low observable" technology, and it takes skilled airmen to maintain.
An Airman from the 724th Expeditionary Air Base Squadron marshals a C-130J Super Hercules at Nigerien Air Base 201, Agadez, Niger, August 3, 2019. This was the first C-130 to take-off at Air Base 201, marking the beginning of limited Visual Flight Rules operations at the base. U.S. Air Force photo by Staff Sgt. Devin Boyer
* Nigerien Air Base 201, a US-constructed base in Niger, will finally begin counterterrorism operations using intelligence, surveillance, and reconnaissance (ISR) drones. * The massive project costed $110 million, and experienced delays due to inclement weather conditions. * Here's are some key details about Nigerien Air Base 201.
A $110 million Nigerien air base constructed by the US will finally begin counterterrorism operations using intelligence, surveillance, and reconnaissance (ISR) drones after delays due to inclement weather conditions, the military announced on Friday.
"We are working with our African and international partners to counter security threats in West Africa," US Africa Command (AFRICOM), the combatant command overseeing US operations in the continent, said in a statement. "The construction of this base demonstrates our investment in our African partners and mutual security interests in the region."
Hong Kong awoke to what is expected to be a day of relative calm on Sunday following a violent night in which protesters set fire to metro stations and vandalized buildings, including an office of China's official news agency Xinhua.
More than 200 people were arrested in one of the worst outbreaks of violence in recent weeks as around five months of protests show no signs of abating. Demonstrators are angry at perceived Chinese meddling with Hong Kong's freedoms since the city returned from British to Chinese rule in 1997, a charge which China denies.
Cat-and-mouse clashes between riot police and demonstrators continued into the early hours of Sunday morning after police broke up an assembly of thousands on Saturday afternoon by firing tear gas into a park.
An automated direct and indirect mortar system is operated from a distance by U.S. Soldiers during a multinational joint equipment training exercise with the U.S. military at Grafenwoehr Training Area, Germany, April 2, 2018, in preparation for a Robotic Complex Breach Concept demonstration - file photo.. (U.S. Army photo by Spc. Hubert D. Delany III / 22nd Mobile Public Affairs Detachment)
What if a small army of forward operating robots were able to detect an upcoming river gap and then ... without requiring human intervention -- autonomously mesh together into a bridge-like structure enabling manned combat units to advance?
What if an aerial swarm of mini-drones was able to autonomously operate in a synchronized fashion to act collectively as a group - perhaps combining otherwise separate small munitions into a larger explosive to attack a large emerging target if directed by human decision-makers?
These types of hypothetical scenarios might be possible in 20 years or so, depending upon the progress of current Army Research Lab work investigating new scientific frontiers in the area of robotics and autonomy.
Analysts predict low growth, low inflation and a strong stock market in the final two months of the year.
A fresh roster of forecasts and data on the Russian economy suggests slow growth and low inflation coupled with robust corporate performance will mark the final two months of the year.
Meanwhile, economy-watchers remain fixed on a crucial Central Bank meeting in December and are divided over whether Bank of Russia governor Elvira Nabiullina will deliver a further rate cut before the New Year.
WNU Editor: I disagree with these stats. I know that they are underestimating the Russian construction industry that is doing a lot better than the stagnation shown by official statistics. The underground market where almost everyone has a side business is also doing very well, and it is not used in these measurements. It has also been a banner year for Russia's stock markets (33% increase over one year), and overall personal/corporate/government debt is low. Everyone is also working, with unemployment at record lows. Inflation is also historically low. Sanctions have also helped. It resulted in the development of local industries to replace the goods and services that are not permitted under this ban. If I was to peg what is the real GDP growth, I would peg it at around 3 to 4 percent. My cousins in Russia who are in the construction business think the growth is closer to 5%.
TUTANKHAMUN's cause of death is one of the world's great mysteries – but it may finally have been solved following a breakthrough in technology available to archaeologists, Dr Zahi Hawass exclusively revealed to Express.co.uk.
NUCLEAR war fears have reignited as former Soviet leader Mikhail Gorbachev warned the world is in a "colossal danger" of total wipeout if the international players like Russia and the US are allowed to maintain nuclear weapons.
CYCLONE MAHA is continuing to build in strength as it tracks through the Atlantic Ocean and is on course to impact India later this week. Here are the latest charts, tracking information and forecasts.
BEIJING has announced that it is willing to work with Southeast Asian countries for long term peace and stability in the South China Sea, in a bid to deescalate tensions in the region.
NONTHABURI, Thailand (AP) — President Donald Trump has invited Southeast Asian leaders to a “special summit” in the United States early next year after skipping their ongoing annual summit in Thailand.
Robert O’Brien, the national security adviser Trump sent in his stead, included the invitation in a letter from Trump that he read at a U.S.-ASEAN meeting on Monday on the sidelines of the summit of the 10-nation Association of Southeast Asian Nations.
Monday’s meeting with the U.S. would normally would be attended by presidents or prime ministers. In a pointed adherence to diplomatic protocol, seven of 10 Southeast Asian countries sent their foreign ministers instead.
Only host Prime Minister Prayuth Chan-cha of Thailand and the prime ministers of Vietnam and Laos joined O’Brien and the foreign ministers sent by other countries.
Last year, Trump sent Vice President Mike Pence to the annual ASEAN summit and related meetings. This year, both he and Pence were busy campaigning during the meetings, wrapping up Monday in the outskirts of Bangkok, Thailand’s capital.
Trump’s absence from the meetings left plenty of room for China and other regional powers to raise their own profiles.
Chinese Premier Li Keqiang, Japanese Prime Minister Shinzo Abe and Indian Prime Minister Narendra Modi were among the leaders who met with their ASEAN counterparts during the summit.
In addition to O’Brien, U.S. Commerce Secretary Wilbur Ross also traveled to Bangkok with a trade mission that is touring the region.
Despite the apparent downgrading of the ASEAN gathering by Trump, U.S. businesses and government were seeking to emphasize the American commitment to the region with a privately-led conference attended by about 1,000 business and government officials.
There, Ross outlined a slew of figures on trade and investment between the U.S. and what Washington has dubbed the “Indo-Pacific region.”
“The Trump administration is extremely engaged in and fully committed to this region,” Ross told the meeting.
In his own comments at the meeting with ASEAN leaders, O’Brien made a swipe at China, saying Beijing “has used intimidation to try to stop ASEAN nations from exploiting their offshore resources, blocking access to $2.5 trillion in oil and gas reserves alone. These tactics go against the rules of respect, fairness and international law.”
“The region has no interest in a new imperial era where a big country can rule others on the theory that might makes right. America is helping our ASEAN friends uphold their sovereignty,” he said.
ASEAN members include Brunei, Cambodia, Indonesia, Laos, Myanmar, Malaysia, the Philippines, Singapore, Thailand and Vietnam. Together, they comprise a fast-growing regional market of nearly 650 million people.
BEIRUT (AP) — Tens of thousands of people held competing rallies in Lebanon Sunday, including thousands who flocked to the presidential palace in support of the country’s president and others who gathered in downtown Beirut as part of ongoing protests that aim to sweep from power Lebanon’s entire political elite.
The leaderless anti-government movement has united Lebanese from various religious sects, who are calling for the overthrow of the political system that has dominated the country since its 1975-1990 civil war. The agreement ending the war distributed power among Christians, Shiites and Sunnis, but led to decades of corruption and economic mismanagement culminating in a severe fiscal crisis.
Around noon Sunday, President Michel Aoun addressed thousands of his supporters at a rally near the presidential palace outside of Beirut. “There are lots of squares and no one should pit one against another, or one demonstration against another,” he said, while adding that more would be done to fight deeply rooted political corruption.
Hours after the president spoke, tens of thousands of protesters gathered in a major square in downtown Beirut calling for the government to speed up the political transition following Prime Minister Saad Hariri’s resignation last week. They also called for a general strike on Monday to pressure political leaders.
The downtown protesters chanted against Aoun and the country’s political establishment saying “all of them” should go. They were the largest protests in Beirut since Tuesday when scores of Hezbollah supporters ransacked an anti-government sit-in, injuring some of the demonstrators.
Aoun’s Christian party is allied with the Iran-backed Hezbollah militant group, which has accused unnamed foreign powers of manipulating the demonstrations. The Shiite Amal party, another close Hezbollah ally, also held a rally on Sunday in support of its leader, longtime parliament speaker Nabih Berri.
Aoun called on his supporters to work with the anti-government protesters to end corruption and to create a non-sectarian state, in remarks carried live on screens at the rally near the presidential palace in Baabda. He acknowledged that “corruption will not end easily because it has been deeply rooted for decades.”
“The people have revolted because their rights are missing,” Aoun said. “The people have lost confidence in the state and this is the big problem. We should restore the state’s confidence.”
Bassil, the target of some of the protesters’ harshest chants, also spoke. He defended Hezbollah, which the U.S. has imposed new sanctions on recently as part of its maximum pressure against Iran.
“A third of our people are not terrorists. We reject the idea of isolating some of our people,” said Bassil, in an apparent reference to the Shiite community that makes nearly a third of the country’s population.
Later Sunday, protesters closed a main highway north of Beirut and other street intersections, saying they will not stop their campaign until all their demands are met.
Prime Minister Saad Hariri resigned Tuesday, meeting a key demand of the protesters, but many are calling for more sweeping change. The government proposed a vague roadmap last month aimed at improving the economy, fighting corruption and replacing the sectarian political system with a civil state, but the protests have continued.
Aoun must now hold consultations with parliamentary blocs before appointing a new prime minister, but that process could take weeks or even months judging by past experience, and protesters are worried it would leave the same political figures in place. Lebanon’s sectarian parties are run by powerful families that include many former warlords.
Under the current system, Lebanon’s president has to be a Maronite Christian, the parliament speaker a Shiite Muslim and the prime minister a Sunni. Cabinet and parliament seats are equally split between Muslims and Christians.
(MEXICO CITY) — Relatives of women and girls murdered or missing in Mexico demanded justice during a march through the capital on Sunday.
The demonstration set out from the Independence Monument and headed for Mexico City’s sprawling main square to set up an offering near a massive altar erected to mark Dia de Muertos, or Day of the Dead.
They carried purple crosses inscribed with the names of dozens of victims.
Dia de Muertos is observed Nov. 1-2. The demonstration was billed as a “Dia de Muertas” march, or “Day of the Dead Women.”
Nine women are killed daily in Mexico, according to the U.N.
Organizer Frida Guerrero says protesters were demanding a “real interest” on the part of authorities to address killings of women.
(PARIS) — A bus headed from Paris to London flipped onto its side in the northern Somme region of France on Sunday, leaving 29 people injured, four of them seriously, authorities said.
The FlixBus that crashed on Sunday on a wet highway was carrying passengers from the U.S., Spain, Australia, Netherlands, Romania, Russia, Britain and France. The bus was carrying 32 passengers, a statement from the prefecture of the Somme said.
The injured were taken to Amiens Hospital and several other regional facilities, the statement said. A press official, Herve Fosse, said later that most of the injuries weren’t serious and about half weren’t expected to remain hospitalized.
The local gendarmerie on the scene tweeted a photo of the bus on its side, its front window smashed. The prefecture, which represents the state, said the bus left the road near an exit, but provided no further details.
(NONTHABURI, Thailand) — U.N. Secretary-General Antonio Guterres expressed concern Sunday over the plight of the 730,000 Muslim Rohingya refugees from Myanmar’s Rakhine state, calling on Myanmar’s government to take responsibility by dealing with the “root causes” of their flight to Bangladesh and working toward their safe repatriation.
Guterres spoke as he held a meeting with leaders of the Association of Southeast Asian Nations, to which Myanmar belongs. ASEAN leaders meet annually to try to work out common positions on pressing issues, but also maintain a policy of noninterference in each other’s affairs.
The ASEAN ministers’ chairman statement, released by host Thailand summarizing the consensus positions of the group, accentuated the positive in suggesting how to deal with the Rakhine crisis, without directly acknowledging the major problems of Bangladesh hosting such a vast number of refugees and the hurdles in sending them home.
The statement pointed out the various agreements already agreed upon involving repatriation while reiterating “the need to find a comprehensive and durable solution to address the root causes of the conflict and to create a conducive environment so that the affected communities can rebuild their lives.”
Its words partially echoed those of Guterres, who earlier said he remains “deeply concerned about the situation in Myanmar, including Rakhine state, and the plight of the massive number of refugees still living increasingly in difficult conditions.”
“It remains, of course, Myanmar’s responsibility to address the root causes and ensure a conducive environment for the safe, voluntary, dignified and sustainable repatriation of refugees to Rakhine state, in accordance with international norms and standards,” he said.
Guterres said Myanmar should take measures “to facilitate dialogue with refugees and pursue confidence building measures” and “to ensure humanitarian actors have full and unfettered access to areas of return, as well as communities in need.”
ASEAN members’ attitudes toward the Rakhine crisis vary. While most of the group’s 10 countries are content to honor the organization’s principle of noninterference in each other’s affairs, Malaysia and Indonesia, which have Muslim-majority populations, would prefer ASEAN take a more proactive position in ensuring just treatment of the Rohingya. ASEAN’s active involvement is mostly limited to helping with humanitarian aid.
The Rohingya fled to Bangladesh after Myanmar’s military began a harsh counterinsurgency campaign against them in August 2017 in response to an attack by a fringe group of Rohingya militants.
U.N. investigators and human rights groups say Myanmar security forces carried out mass rapes, killings and burning of Rohingya homes, for which they could be charged with ethnic cleansing, or even genocide.
In September, a special U.N. fact-finding mission urged that Myanmar be held responsible in international legal forums for alleged genocide against its Muslim Rohingya minority.
The ASEAN chairman’s statement said the regional group expects an investigative commission established by Myanmar’s government to carry out “an independent and impartial investigation into alleged human rights violations and related issues.” U.N. experts and independent human rights groups dismiss the possibility that the commission could conduct a fair investigation, noting that some members are considered to be biased in favor of the military.
The Rohingya have been harshly discriminated against, even though many have been settled in Myanmar for generations. Many in Myanmar consider them illegal immigrants from Bangladesh, and they have largely been denied citizenship and most of its privileges.
Myanmar refuses to call the Rohingya by their self-chosen name, and instead refers to them as Bengalis. Guterres in his statement avoided using either term, though the details and context made clear he was talking about the Rohingya.
Although Myanmar and Bangladesh have a formal agreement to repatriate the refugees, none have officially returned, fearing for their safety. Rights groups say Myanmar has neither made adequate arrangements for their return nor set up a process ensuring they will have full civil rights.
Guterres also spoke about the urgent need for measures to cope with climate change, a subject that has become his priority.
(PARIS) — A French minister says the new Brexit date of Jan. 31 “is not negotiable” and “the risk of a no-deal Brexit remains.”
Minister for European Affairs Amelie de Montchalin tells Europe 1 radio on Sunday that she’s advising French companies to continue preparing for a scenario in which Britain leaves the bloc on Jan. 31 without a divorce deal, despite getting a three-month Brexit extension from the European Union.
British Prime Minister Boris Johnson had promised to take Britain out of the EU by Oct. 31 with or without a deal but the British Parliament blocked his plans. Now Britain is holding a Dec. 12 election and Johnson hopes to get a more Brexit-friendly Parliament.
Montchalin defended France’s earlier fight not to extend the Brexit deadline, saying French businesses and families needed “clarity” on the issue.
(HONG KONG) — A knife-wielding man slashed several people and bit off part of the ear of a pro-democracy politician in Hong Kong on Sunday, as riot police stormed several malls to thwart protesters who have been demanding government reforms for nearly five months.
The bloody attack erupted outside one of those shopping complexes, Cityplaza on Hong Kong Island. Local media said the attacker told his victims that Hong Kong belongs to China.
Television footage showed the man biting the ear of district councilor Andrew Chiu, who had tried to stop him from leaving after the stabbings. The attacker was then badly beaten up by a crowd after the attack, before police arrived. Five people were injured, two critically and two seriously, news reports said.
The attack came late Sunday, a day in which protesters had been urged online to gather at seven locations, including malls, to sustain a push for political reform following a chaotic day of clashes with police on Saturday.
Most of the rallies didn’t pan out as scores of riot police took positions, searching and arresting people, dispersing crowds and blocking access to a park next to the office of the city’s embattled leader, Carrie Lam.
Some small pockets of hardcore demonstrators were undeterred.
As protesters chanted slogans at the New Town Plaza shopping mall in Sha Tin, police said they moved in after some “masked rioters” with fire extinguishers vandalized turnstiles and smashed windows at the subway station linked to the mall.
At two malls in the New Territories in the north, protesters vandalized shops, threw paint and attacked a branch of Japanese fast food chain Yoshinoya, which has been frequently targeted after the chain’s owner voiced support for the Hong Kong police.
Police rushed into one of the malls after objects were thrown at them. At another, protesters used umbrellas and cable ties to lock the mall entrance to prevent police from entering.
Later in the day, police stormed Cityplaza after some protesters sprayed graffiti at a restaurant. A human chain by dozens of people was broken up and angry shoppers heckled the police.
The protests began in early June over a now-shelved plan to allow extraditions to mainland China but have since swelled into a movement seeking other demands, including direct elections for Hong Kong’s leaders and an independent inquiry into police conduct.
Lam has refused to budge on the demands, and instead has focused on measures that she said contributed to protesters’ anger, such as creating jobs and easing housing woes in one of the world’s most expensive cities. She invoked emergency powers last month to ban face masks at rallies, provoking further anger.
Her office said Sunday that Lam, currently in Shanghai, will head to Beijing on Tuesday. She is due to hold talks Wednesday with Chinese Vice Premier Han Zheng and join a meeting on the development of the Greater Bay Area that aims to link Hong Kong, Macao and nine other cities in southern China.
The ambitious project will help make it easier for Hong Kong residents to work and reside in mainland Chinese cities, and bolster the flow of people and goods, Lam’s office said in a statement.
But the plan has also sparked concerns over China’s growing influence over the territory. Many protesters fear Beijing is slowly infringing on the freedoms guaranteed to Hong Kong when the former British colony returned to Chinese control in 1997.
On Saturday, protesters for the first time attacked the Hong Kong office of China’s state-owned Xinhua News Agency in a show of anger against Beijing, a day after China warned of tightening its grip on the city to quell the unrest. The attack on Xinhua came after chaos broke out downtown, with police firing tear gas and protesters tossing gasoline bombs.
Xinhua in a statement strongly condemned the “barbaric acts of mobs” that had vandalized and set fire to the lobby of its Asia-Pacific office building. The Hong Kong Journalists Association also deplored “any act of sabotage against the media” and called for an end to violence against the press.
Protesters have frequently targeted Chinese banks and businesses. In July, demonstrators threw eggs at China’s liaison office in Hong Kong and defaced the Chinese national emblem in a move slammed by Beijing as a direct challenge to its authority.
On Friday, the Communist Party in Beijing vowed to “establish and strengthen a legal system and enforcement mechanism” to prevent foreign powers from sowing acts of “separatism, subversion, infiltration and sabotage” in Hong Kong.
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401(k)s are an important part of retirement planning, but they're not perfect. Find out about the problems 401(k)s have, and what you can do to lessen the effects.
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Compare the best personal loans on the market across a number of categories including debt consolidation, bad credit and more. Find the right lender for your needs.
For investors seeking growth, income, and capital preservation, the Thrift Savings Plan (TSP) offered by the U.S. government to government employees is a great option to consider.
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MMRDA Admit Card 2019Released. Moreover, the Corporation will conduct the examination on 22nd November 2019. Therefore, Aspirants are suggested to download the admit card from the below section. Get the exam date and the admit card date from the overview table tabulated in the upcoming webpage. Carry the MMRDA Hall Ticket to all the selection rounds.
MMRDA Admit Card 2019
Aspirants can download the admit card from its official website or through the direct link provided below. MMRDA Admit Card is an important document to take down the Non-Executive Exams. Hence, the hall ticket is now available at the end of the section and download it by providing valid credentials in it. Therefore, we have updated the direct link to download the admit card. Make sure to download the MMRDA Non-Executive Admit Card before the exam date.
The Mumbai Metropolitan Region Development Authority has released the admit card for 1053 Non-Executives Post. Thus, Contenders are suggested to download the admit card via Online Mode. Hence, the MMRDA Admit Card will not be sent through the post to any of the candidates.
Candidates Name
Name of the Candidate's Father
The venue of the Exam Centre
Date & Time of the Test
Reporting Time to the Exam Hall
Gender (Male/ Female)
Roll Number
Duration of the Online Test
Space for Invigilator's Signature
Registration Number
Name of the Test Centre
Category of the candidates
Space for Applicant's Signature
Name of the Exam Conducting Board
Photograph of the Candidate
Applicant's Date of Birth
Name of the Written Test
Important Guidelines for the Exam Takers
Full Name of the Applicant
Examination Centre Code
Signature of the Board Counselor
MMRDA Non-Executive Exam 2019
The Corporation is going to conduct the exam on 22nd November 2019 at various centers. The Exam Center details will be available at the MMRDA Admit Card. So, Candidates are suggested to download the hall ticket once it got released by the officials of the Mumbai Metropolitan Region Development Authority. Download the MMRDA Exam Syllabus and the exam pattern from the official portal. Therefore, Get the hall ticket as soon as possible to avoid the last time rush.
Documents along with MMRDA Admit Card 2019
Carry any one of the following original documents to the exam hall along with the MMRDA Non-Executive Admit Card. Aspirants make sure to download the admit card by following the steps available at the bottom of the section. Make sure to check the details in the hall ticket after downloading it.
Original Photograph
Voter Card
Pan Card
Employee ID
College ID
PAN Card
Passport
Driving License
Any other ID proof issued by a Gazetted Officer
Bank Pass Book with the photograph
MMRDA Admit Card Download Steps 2019-20
Reach the direct link section and Click on "MMRDA Admit Card Link."
Now, Enter the User ID and the Password on the home page.
After that Enter the Captcha Image on the same page.
Log in to get the MMRDA Non-Executive Hall Ticket.
Enter the valid and needed information on the admit card page.
Check to the entered details on MMRDA Exam Admit Card.
Finally, Click on the Submit Button to download the hall ticket.
Download the admit card after submitting it.
Take a print out of the hall ticket and carry it for the examination.
Indian Post Office Result 2019 – In this home page applicants can get all results depends on the Indian Post Office Result 2019 Punjab, Karnataka, Kerala, Assam, Bihar, Gujarat, Jharkhand, Himachal Prades, Rajasthan, and Delhi. We have dedicated this page to update all the latest results regarding the Indian Post Office. The result will be declared online and the result is all set to release soon. Registered candidates can download their result from this page directly by visiting this page. Because here we will update the latest result link. It will work once the result has been announced officially. The result will generate on the basis of marks obtained by the Candidates in the Qualifying Exam.
Punjab GDS Result 2019– @ appost.in |Check Punjab Gramin Dak Sevak (GDS) Result, Merit list here: Punjab Postal Circle is going to announce the result for the post of Gramin Dak Sevak (GDS). Candidates those who have applied for the post can check and download your result from the below link. Here on this page, we will be updating the latest result link and it will activate at the time of result announcement. Punjab GDS Result will be published in the form of a merit list of the candidates who submitted their applications successfully.
Karnataka GDS Result 2019 @ appost.in | Get Direct link for Karanataka GDS Result 2019, Merit list here: Karnataka Postal Circle will soon announce the result for the post of Gramin Dak Sevak (GDS). Candidates those who have applied for the post can check and download your result from the below link. Here we have given a quick link to access your result easily. Candidates can get the complete details from the official website i.e, www.appost.in. On this page, anyone can check the Gramin Dak Sevak (GDS) Result 2019 by using the direct link.
Karnataka Postal Circle GDS Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Kerala GDS Result 2019 – The result for Kerala Gramin Dak Sevak (GDS) 2019 is will be announced soon. Kerala post circle GDS Result will be hosted on the official GDS engagement portal on the scheduled dates. The updates about the Kerala GDS result dates and links will be updated on the below table. The Kerala GDS result will be made available as the merit list of the shortlisted candidates. Kerala GDS result for cycle II 2019 will be announced shortly. Those who are waiting for the release of the result are advised to regularly visit this page GDS portal so that they can get all the latest updates.
Kerala GDS Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Assam GDS Result 2019 – @ appost.in |Check Assam GDS Result Merit list 2019 here: Assam Postal Circle is going to announce the result for the post of Gramin Dak Sevak (GDS). Candidates who have applied for the Gramin Dak Sevak (GDS) post can check and download your result from the below link. Here on this page, we will be updating the latest result link and it will activate at the time of result announcement. Assam Circle GDS Result will be published in the form of a merit list of the candidates who submitted their applications successfully.
Bihar GDS Result 2019 – @ appost.in |Check Bihar GDS Result Merit list 2019 here: The Bihar Postal Circle is going to announce the result for the post of Gramin Dak Sevak (GDS). Candidates who have applied for the GDS post can check the Bihar GDS Result 2019 Expected Date from this page. Also, download your Bihar GDS Result Pdf from the below link. Here on this page, we will be updating the latest result link and it will activate at the time of result announcement. Bihar GDS 1063 Result will be published in the form of a merit list of the candidates who submitted their applications successfully.
Gujarat GDS Result 2019 – @ appost.in |Check India Post GDS Gujarat Result 2019 here: The Gujarat Postal Circle is going to announce the result for the post of Gramin Dak Sevak (GDS). Candidates who have applied for the GDS post are eagerly waiting to when Gujarat GDS Result will be declared. Here on this page, we will be updating the latest Gujarat GDS Result Pdf link and it will activate at the time of result announcement. Gujarat Post GDS Result will be published in the form of a merit list of the candidates who submitted their applications successfully.
Jharkhand Postal Circle GDS Result 2019 – Jharkhand Postal Circle has announced the result for the post of Gramin Dak Sevak (GDS) on 05th September 2019. Candidates those who have applied for the post can check and download your result from the below link. Here we have given a quick link to access your result easily. Apart from these candidates can get the complete details from the official website i.e, www.indiapost.gov.in. On this page, anyone can check the Postman & Mail Guard Result Result 2019 by using the direct link.
Jharkhand Postal Circle GDS Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Jharkhand Postal Circle GDS Result 2019 – Click Here
HP Postal Circle GDS Result 2019 – Himachal Pradesh Postal Circle has announced the result for the post of Gramin Dak Sevak (GDS) on 05th September 2019. Candidates those who have applied for the post can check and download your result from the below link. Here we have given a quick link to access your result easily. Apart from these candidates can get the complete details from the official website i.e, www.indiapost.gov.in. In this page, anyone can check the Postman & Mail Guard Result Result 2019 by using the direct link.
HP Postal Circle GDS Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Kerala Postal Circle Postman & Mail Guard Result 2019 – Kerala Postal Circle has announced the result for the post of Postman & Mail Guard. Candidates those who have applied for the post can check and download your result from the below link. Here we have given a quick link to access your result easily. Apart from these candidates can get the complete details from the official website i.e, www.indiapost.gov.in. In this page, anyone can check the Postman & Mail Guard Result Result 2019 by using the direct link.
Kerala Postal Circle Postman & Mail Guard Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Kerala Postal Circle Postman & Mail Guard Result 2019 – Click Here
Rajasthan Postal Circle GDS Result 2019 – Rajasthan Postal Circle has announced the result for the post of Gramin Dak Sevak (GDS) on 05th August 2019. Candidates those who have applied for the post can check and download your result from the below link. Here we have given a quick link to access your result easily. Apart from these candidates can get the complete details from the official website i.e, www.indiapost.gov.in. In this page, anyone can check the GDS Result 2019 by using the direct link.
Rajasthan Postal Circle GDS Result 2019
Organization Name
India Post, Ministry of Communication, Govt. of India
Rajasthan Postal Circle GDS Result 2019 – Click Here
Delhi Gramin Dak Sevak Merit list Pdf 2019 – GDS Result for Delhi GDS Dak Sevak has announced on 05th September 2019. GDS Result has prepared and published only on the basis of marks secured by the candidates in the 10th standard (SSC). Delhi GDS Recruitment 2019 has invited 174 vacancies for Delhi Gramin Dak Sevak (GDS). The GDS Post will select according to the Merit List. The Selection test for the Merit list will announce it soon. Applicants will receive an update regarding the selection list date. Also, Applicants can get the GDS Result date, GDS Selection test date and other latest information from this page.
Delhi GDS Dak Sevak Result
Organization Name
India Post, Ministry of Communication, Govt. of India
The official department will publish the Delhi Post GDS Merit List 2019 soon on the official portal. Candidates, please stay connects with us for the latest updates related to the Delhi Post GDS Merit List 2019. Applicants who have applied for this Recruitment can check Gramin Dak Sevak Merit List 2019 soon from the official website. Also, Applicants can get the zone wise Delhi GDS Result 2019. The result pdf is going to indicate the following information about the result.
Names of the selected candidate (not in merit order)
Registration no./ Application No.
Post name
Postal circle Division name
Head Office (HO)
Sub Office name (SO)
Branch Office (BO)
Marks percentage of the selected candidates
Category
Delhi GDS candidates waiting for the publication of results can check the same by following the given procedure once it will be made available online. Candidates can visit the official page or our site on a regular basis for the latest updates. According to the updates, the Indian Post declares the Delhi GDS Result. The department also releases Delhi Postal Circle GDS Merit List 2019 along with the cut off marks. Delhi Postal Circle department soon confirm Gramin Dak Sevak (GDS), Merit List, & Cut off Marks released Date. The board will be selected qualified candidates in the Delhi Postal Circle GDS Cut off 2019 Category Wise. The Gramin Dak Sevak Cut off Marks release along with GDS Result 2019. We have given the link of GDS Result 2019.
Delhi Gramin Dak Sevak Merit List 2019
In the upcoming time, the Delhi Gramin Dak Sevak Merit List 2019 will be released, Participators can get through our site. In the Delhi Gramin Dak Sevak Jobs, Applicants will be selected on the basis of Delhi Postal Circle GDS Result. Here, We will provide you the Delhi Post Office GDS Merit List 2019 link as per the official announcement for your convenience. Applicants will get a higher priority in the Interview, based on the Gramin Dak Sevak Merit List 2019.
Steps to check Gramin Dak Sevak Merit list Pdf
First of all, Candidates need to visit the official site i.e, www.indiapost.gov.in
Then click on the link of the Delhi Postal GDS Result.
Fill complete required details in the form.
Then click on the submit button.
At last, save the soft copy in your desktop and also take the hard copy of the result.
Direct link to download Gramin Dak Sevak Merit List 2019
HPPSC Allied Subordinate Services Admit Card 2019 will be released in the Last Week of November 2019. Thus, the exam is going to be held on 08th December 2019. Hence, Aspirants are suggested to download the admit card from the upcoming table. Moreover, Candidates are suggested to get the HPPSC Hall Ticket soon once the board releases it on the official portal.
HPPSC Allied Subordinate Services Hall Ticket 2019
HPPSC Allied Subordinate Services Admit Card 2019 – Download Here
HPPSC Admit Card 2019 Released for Physical Test. Himachal Pradesh Public Service Commission has issued the hall ticket for various posts on their official portal. Hence, Aspirants can download the admit card from the below table. The Physical Eligibility Test will be held from 14th to 16th November 2019.
HPPSC Inspector Admit Card 2019 – Himachal Pradesh Public Service Commission is yet to release the admit card for 54 Inspectors. The Commission will issue the admit card to the participants after the declaration of the exam date. The HPPSC Prelims and Mains exam date will be announced soon on its official portal. So, Make sure to download the admit card once the board releases it.
HPPSC Inspector Hall Ticket 2019 – Download Here (Available Soon)
HPPSC Admit Card 2019 – Himachal Pradesh Public Service Commission has issued the admit card for the post of 78 Scientific Officer & Others. Hence, the admit card will be available in the month of August 2019. Therefore, the board decides to conduct the examination in the month of August 2019. Thus, download the admit card from the below segment. Therefore, the link will be activated once the board releases the admit card on the official website.
HPPSC Assistant Hall Ticket 2019 – Download Here (Available Soon)
HPPSC Admit Card 2019 for all Himachal Pradesh Public Service Commission Recruitment tests can be downloaded here. Aspirants who are looking for an officer, civil services and other posts can find the download link for hall ticket below. Also, check the exam dates and find the steps to download the admit card online @hppsconline.in.
HPPSC Exam Admit Card
HPPSC allows the applicants to download the admit card online. Generally, the board announces the admit card 15-20 days before the date of examination. Candidates who clear the written are called for the interview round. Hence, aspirants can visit our page to download the HPPSC interview call letter 2019. Find the exam dates and steps to download the admit card/hall ticket and interview call letter online below. Also, check the important documents to carry for written and interview rounds in the sections following.
Himachal Pradesh PSC has given the notification for officer vacancies. A huge number of applicants has been applied for the posts and might be looking for Admit Card 2019. Therefore, all the candidates who are waiting to download the HP PSC Officer Admit Card can get it via the link present below. The HPPSC Officer Hall Ticket 2019 has been released for Law Officer in Department of Labor & Employment, Law Officer Personnel Secretariat Administrative and Sub Editor.
All the candidates looking for HPPSC Admit Card do not need to search anywhere. They can directly use the link present above to Download the HPPSC Hall Ticket 2019. However, Candidates can visit the official site @ hppsconline.in to download the Himachal Pradesh PSC Admit Card 2019. Follow the following steps to download Himachal Pradesh Hall Ticket 2019 from the original site.
Candidates need to visit the HPPSC official site
There find a link to download the released Admit Card
Click on the link where you will find released Admit Card.
Enter the details they ask for and download you HPSSC Hall Ticket 2019
HPPSC Exam Dates – Examination Details 2019
The HPPSC Exam will be conducted in the month end of October or at the start of November 2019. The Himachal Pradesh PSC Exam is for the post of Law Officer in Department of labour & Employment, Law Officer Personnel Secretariat Administrative and Sub Editor. We have mentioned the link to download HPPSC Admit Card for the Examination. Because The Date of HPPSC Exam has already available.
Law Officer, in the Department of Labour & Employment, H.P
30-10-2019
Law Officer (English), in the Department of Personnel (Secretariat Administrative Services)
02-11-2019
Sub Editor, in the Department of Information & Public Relations, H.P
03-11-2019
HPPSC Result 2019
The HPPSC Result 2019 will be declared soon after the commencement of the HPPSC Exam. The Exam date has been scheduled in the coming days so download your HPPSC Admit Card 2019. You can access your results when the HPPSC Board releases the Result. The Himachal Pradesh PSC Results will also be updated on our site @ recruitment.guru.
RRB JE Result 2019 OUT !! – Check RRB JE, CMA, DMS CBT- 2 Result 2019 here @ www.rrbcdg.gov.in – Railway Recruitment Board has released the RRB JE CBT 2 Exam Results 2019 on 02nd November 2019. Applicants who have appeared for the Written Test on 19th September 2019, can check their RRB JE Result 2019 from the official website. Also here we have updated the latest result link and the link is now activated.
Latest Update:RRB JE, CMA, DMS CBT- 2 Result 2019 Declared on 02nd November 2019. So Aspirants are suggested to get the Railway RRB Junior Engineer JE Stage II Result 2019 from this webpage.
RRB JE Result 2019 – Get RRB JE Second Stage Result here
Railway Recruitment Board has successfully conducted the JE Examination to fill 13487 vacancies. The Second stage examination has been conducted on 19th September 2019. A huge number of applicants have appeared for this Examination. As we know, all those candidates will be waiting eagerly for the JE Result. Now we have been updated the direct link to check your RRB JE Result. Candidates should visit this page regularly in order to get all the latest updates regarding RRB JE Recruitment 2019.
RRB JE, CMA, DMS CBT 2 Results 2019 – Details
RRB JE CBT 2 Result, Cut Off & Merit List
Description
Details
Organization Name
Railway Recruitment Board
Post Name
Junior Engineer (JE), Depot Material Superintendent (DMS), Chemical & Metallurgical Assistant (CMA)
Exam Date – 28th August 2019 to 1st September 2019 Re-Exam Date – 19th September 2019
Result Date
02nd November 2019 – Link Available Below
Official Website
indianrailways.gov.in (or) rrbcdg.gov.in
Those who have attended the RRB Exam 2019 can now download the Answer Key by entering your Registration Number & DOB. RRB JE CBT 2019 has conducted by Railway Recruitment Board (RRB) on 19th September 2019. So we can expect the result of this month-end.
Here on this page all the RRB Candidates can check and verify the Railway JE CBT Stage -II Result, Cut off Score & RRB JE Normalization Marks. Candidates can check RRB JE CBT 2 Result through the concerned RRB website. We have given direct links for all 21 RRBs in the below table. Candidates can check the result through these prescribed links once it is released.
Expected Cut-Off for RRB JE 2nd Stage CBT 2019 Exam
The Board will announce Zone Wise RRB JE CBT 2 Cut off Marks 2019 of CBT Stage-II for Shortlist of participants to CBT Stage II Exam. This Cut Off Score is the minimum marks that every candidate should obtain to qualify for further round. The Railway JE Cutoff follows various factors like a Total number of posts, a Total number of Applicants attempted Exam, Level of Examination, Reservation Policy.. etc. Applicants can check the RRB JE CBT 2 Expected Cut off After Answer Key announcement.
Expected Cut-Off for RRB JE 2nd Stage CBT 2019 Exam
Category
Expected Cut Off (Out of 100 Marks)
General
60 to 70 Marks
OBC
55 to 65 Marks
SC
45 to 55 Marks
ST
40 to 50 Marks
How to check RRB JE CBT 2 Result 2019?
Visit the official website of RRBs Railway Recruitment Board
Click on 'RRB Junior Engineer CBT 2 Result for JE, JE(IT), DMS And CMA Posts
Click on the link given to check the result.
Enter your Registration Number and Date of Birth and check your result
Candidates can also check their names In the merit list containing names of all the shortlisted candidates for Stage-II Online Exam.
SAIL Admit Card 2019 is released for the post of Manager and Technician Trainee Posts. The exam will be held on 08th September 2019. The SAIL Hall Ticket is now available on its official website. Interested and eligible aspirants can download the admit card from the below segment.
SAIL Trainee & Manager Admit Card 2019 – Download Here
SAIL Rourkela Admit Card 2019. SAIL Rourkela Steel Plant is mandated to release the admit card for the post of 361 Paramedical Staff and Medical Executives. Aspirants who are eligible to take down the examination can download the admit card in the below section. The Board has decided to conduct the examination on 17th & 24th November 2019. Hence, Download the admit card from the official portal before the last date ends.
SAIL Admit Card 2019: Steel Authority of India Limited has recently announced the vacancies for technical staff (Executive & Non-Executive) Posts. Hence, the SAIL Admit Card is yet to release by the board. Candidates can download the admit card from the official website. Steel Authority of India Non-Executives and Executives Admit Card details are given in the below webpage. SAIL Written exam date and exam center will be announced soon at online.
SAIL Admit Card 2019-20
Moreover, registered candidates for the Technical Staff (Executive & Non-Executive) posts are eligible to participate in the written exam. Receive SAIL Non-Executive Hall Ticket 2019 by using the step by step procedure provided at the end of the page. Moreover, SAIL Rourkela Executive & Non-Executive Admit Card 2019 includes the complete details about the written exam. Follow us on a regular basis to know the latest news and updates on SAIL Rourkela Technical Staff Hall Ticket 2019
Steel Authority of India Limited will release the hall ticket which contains the details as mentioned below. Therefore, Candidates have to update all the information as in the registration form to get the valid SAIL Admit Card 2019. SAIL Exam Admit Card contains the candidate’s details to identify the examiners in the exam hall.
Candidate’s Name
Date of Birth
Exam Venue and Address
Exam Timing
Date of examinations
SAIL Executives & Non-Executives Exam 2019
SAIL Executives and Non-Executives Exam Date will be available soon on the official portal. Hence, the examination will be held at the various exam centers. The Exam Centers will be declared soon by the higher officials. Moreover, the SAIL Written Examination pattern is stated here. Participants do check with the exam pattern and prepare well for the SAIL Written Examination.
Type of Exam
Name of the Subject
Exam Duration
Objective Questions
Aptitude
2 Hours
English
Reasoning
General Knowledge
Important Things to Download SAIL Exam Admit Card 2019
After downloading the SAIL Rourkela Admit Card 2019 check the particulars provided on it. If any mistakes happened then you can report to the officials. Make use of the direct link which is available at the end of the page to collect SAIL Rourkela Executive & Non-Executive Admit Card 2019 as soon as possible. Carry any one of the original identity proof to participate in the SAIL Written Examination.
Original Photograph
Voter Card
Pan Card
Employee ID
College ID
PAN Card
Passport
Driving License
Any other ID proof issued by a Gazetted Officer
Bank Pass Book with the photograph
SAIL Hall Ticket Download Steps 2019-20
Visit the “SAIL Admit Card 2019”
Enter the Login details
Click on to the Submit Button.
A Call Letter page will arise on the screen.
Enter all the valid details in that.
Check once for the clear view of the details you entered.
Now go to the Download option to get the Admit Card.
Vardhman Mahaveer Open University has declared the VMOU BLIS Results 2019. The University currently published the results of DLIS, BLIS, MLIS, BSCP, BA III, B.Com II, III, B.Ed II, III & other Courses results are available here. Students eagerly waiting for the VMOU Exam Results can refer to this page. All the Regular and Supply VMOU Kota Result 2018-19 included here. Also, you can have the individual results link regarding all the UG, PG, Diploma, PG Diploma, Certificate, and Lateral Entry Programmes. So, stay connected to get all the latest updated VMOU Result 2019. In fact, you can verify the www.vmou.ac.in official site of VMO University.
VMOU Result 2019 @vmou.ac.In
Here, on this page, Students can get their Semester and Annual Exam VMOU Result 2019. So, verify the page to download the Regular/ Supplementary marks list pdf from the VMOU Result 2019-20. Also, you can have the download process provided on this page recruitment.guru to have your RKCL VMOU Result at your fingertips. The University provides the UG, PG, Diploma, PG Diploma, and many other courses. So, we have comprised all the Result VMOU direct links in this article. However, we have also enlisted all the individual VMOU Result 2019-20. Furthermore, go through the below-provided links and follow the instructions available on this page to have your VMOU Online results. Also, the University conducts the RSCIT every year. So, we also provide the VMOU Kota RSCIT Result in this article.
Vardhman Mahaveer Open University has released RSCIT Results 2019 @vmou.ac.In.
वर्धमान महावीर ओपन यूनिवर्सिटी RSCIT परिणाम 2019 घोषित – Direct Link
Vardhaman Mahaveer Open University is an open university in Kota, Rajasthan, India, established on 23 July 1987, and was initially known as Kota Open University. It focussing, particularly on the humanities, commerce, library science and informatics. It is geographically distributed throughout Rajasthan, with regional centers in Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Udaipur and Bharatpur, and several tens of "study centers" in cities, in addition to a special center at New Delhi. The university has almost 50,000 new admissions in 2015 with a learner base of more than 100,000 students every year.
VMOU Supply/Revaluation Results
Students have a chance to apply for the revaluation, if the students may get low marks In the examination, they can apply for the Revaluation results. So again the head of the ExamIner will review the answer paper. After revaluation, students may get high marks. Still, if anyone got low marks, they can apply for the Supplementary ExamInations. Moreover, to get the Revaluation/Supplementary Results, students should pay the fee. Students can get all the results from this page Regular, Revaluation and Supplementary Results. Students of the Vardhman Mahaveer Open University can also get all Results Also. Just we are advising the Students to frequently visit this page to get the latest updates of all VMOU Results 2019.
UPSSSC Admit Card 2019 for various Posts is available. The Candidate who applied for the UPSSSC Vacancy can download their Admit Card. The UPSSSC Recruitment 2019 Board only allows those who applied to download the Admit Card. However, we provide you with an individual direct link to download UPSSSC Hall Ticket for respective UPSSSC Vacancy. Also, we provide information like details on UPSSSC Admit Card, and Exam Pattern in the article below. Furthermore, the candidate needs to have his/her login details to download the UPSSSC Admit Card 2018. Also, check the upsssc.gov.in latest news about UPSSSC Exam Admit Card here.
UPSSSC Nakhshanavish Draftsman Interview Letter 2019 Available now to download. Thus, Candidates are suggested to download the admit card from the below section. Make sure to get the Interview Letter before the last date. The UPSSSC Admit Card link will disappear on 11th November 2019. Check the Interview Date after downloading the UPSSSC Hall Ticket.
UPSSSC Junior Assistant Admit Card 2019 – Uttar Pradesh Subordinate Service Selection Commission has released the admit card on 25th October 2019. Therefore, the UPSSSC Junior Assistant Exam will be held on 01st November & 02nd November 2019. Hence, the admit card is now available at the below table. Candidates are suggested to download by providing the needed details in it.
UPSSSC ASO Admit Card 2019 – The Commission will release the hall ticket for the post of Assistant Statistical Officers. The admit card will be available soon on its official website. Hence, the exam date will be printed on the hall ticket. Candidates who are going to appear for the exam can download the hall ticket from the upcoming section.
UPSSSC Assistant Admit Card 2019 – Uttarapradesh Assistant Boring Technician Admit Card will be released soon on the official website. Each and every individual must download the hall ticket for on their own. Thus, the direct link will be activated once the board releases the hall ticket on the official portal.
UPSSSC Assistant Boring Technician Hall Ticket 2019
UPSSSC Homeopathic Pharmacist Admit Card 2019 Available Now. The exam is going to be conducted on 24th October 2019. Hence, Aspirants can get the UPSSSC Hall Ticket from the upcoming table. Thus, Candidates must enter the valid information to download the admit card.
UPSSSC PET Exam Admit Card 2019 Released. Uttar Pradesh Subordinate Service Selection Commission has issued the admit card for the Physical Eligibility Test. Hence, Competitors who are eligible to take down the examination must download the UPSSSC Admit Card before attending the eligibility test.
RPSC JLO Admit Card 2019 @ rpsc.rajasthan.gov.in. Rajasthan Public Service Commission is going to issue the admit card in the month of December 2019. Hence, Aspirants can download the hall ticket from the end of the section. The Junior Legal Officer Exam is going to be held on 26th & 27th December 2019. Candidates must provide valid credentials to download the admit card. Download the hall ticket along with the needed documents that are to be carried for the examination.
RPSC JLO Admit Card 2019
Candidates who have applied for the Secondary Teachers Eligibility Test (STET) 2019, Physical Education & Health Instructor Ability Test 2019 can now download the hall ticket from the below section. Hence, the Admit Card is an important document to takedown the examination. Thus, the hall ticket should be downloaded via Online mode. And no admit card will be sent through the post to any of the candidates. Aspirants must get the hall ticket from the direct link available at the direct link section. Thus, the admit card will be issued in the month of November 2019. So, Download the RPSC Admit Card by providing valid information which you have given on the application form at the time of Registration.
The admit card will be issued by the officials of the Rajasthan Public Service Commission. Hence, Aspirants can download it from the end of the section. Therefore, candidates have to check the below-listed details in the hall ticket. Make sure that every aspirant has to carry the valid RPSC JLO Admit Card to the examination hall.
Candidates Name
Name of the Candidate's Father
The venue of the Exam Centre
Date & Time of the Test
Reporting Time to the Exam Hall
Gender (Male/ Female)
Roll Number
Duration of the Online Test
Space for Invigilator's Signature
Registration Number
Name of the Test Centre
Category of the candidates
Space for Applicant's Signature
Name of the Exam Conducting Board
Photograph of the Candidate
Applicant's Date of Birth
Name of the Written Test
Important Guidelines for the Exam Takers
Full Name of the Applicant
Examination Centre Code
Signature of the Board Counselor
RPSC JLO Exam 2019
Rajasthan Public Service Commission has announced the tentative date for the examination to be held in the month of November 2019. Hence, Candidates have to enter the exam hall along with the RPSC JLO Admit Card. Aspirants are suggested to download the hall ticket before the exam date. Examiners will come to know about the exam details by printing the RPSC JLO Hall Ticket 2019.
RPSC JLO Selection Process:
Written Test
Viva Voce
RPSC JLO Exam Pattern:
Subjects
Number of Questions
Maximum Marks
Paper – 1
150 Questions
50 Marks
Paper – 2
150 Questions
50 Marks
Paper – 3
150 Questions
50 Marks
Paper – 4
150 Questions
50 Marks
Total
600 Questions
200 Marks
Documents Along with RPSC Hall Ticket 2019
Examiners have to carry both the Original and Xerox copy of the needed documents. Hence, it can be used in the verification process. Thus, the RPSC JLO Admit Card will be available at the bottom of the section. Get the direct link and download it before the last date ends.
Original Photograph
Voter Card
Pan Card
Employee ID
College ID
PAN Card
Passport
Driving License
Any other ID proof issued by a Gazetted Officer
Bank Pass Book with the photograph
How to Download RPSC Admit Card 2019?
Click on the RPSC Hall Ticket.
Enter the Login details on the Home Page.
Now enter the image in the box that is available on the page.
Tap on Login to get the RPSC JLO Admit Card.
Admit Card page will appear on the screen.
Fill the needed credentials into the hall ticket.
After filling recheck the details that you have entered.
Once done with the checking Submit the admit card.
Finally, download the hall ticket after the submission.
Take a photocopy of the RPSC Exam Admit Card.
Carry for the exam and for the upcoming selection rounds.
SSC Admit Card 2019: Staff Selection Commission Hall Ticket 2019 will be released soon. Those aspirants who have applied for various posts are eagerly waiting to download SSC Hall Ticket 2019. As it is important for an individual to carry the SSC Exam Hall Ticket 2019 while attending the examination. However, candidates can get important information like the examination date, timings which help candidates to reach an examination on time. However, aspirants can make use of this page to download SSC Exam Admit Card 2019 when released by the officials at ssc.nic.in
SSC Phase VI DV Admit Card 2019 – Staff Selection Commission has announced the admit card for 1136 Phase VI Document Verification Hall Ticket on its official website. Hence, Aspirants has to download the hall ticket from the below section. Eligible candidates must download the SSC DV Admit Card from the table.
SSC Phase VII Admit Card 2019 – Staff Selection Commission has announced the Selection post Phase VII written examination date from 14th to 18th October 2019. Thus, the admit card for the examination has been issued on 03rd October 2019. Therefore, Aspirants are suggested to download the hall ticket from the upcoming table. So, Contestants are advised to carry the SSC Admit Card to the examination hall along with the required ID proofs.
SSC Phase VII Admit Card Matric (CR Region) – Download Here
SSC Phase VII Admit Card Matric (Other Region) – Download Here
SSC Phase VII Admit Card Higher Secondary (CR Region) – Download Here
SSC Phase VII Admit Card Higher Secondary (Other Region) – Download Here
SSC Phase VII Admit Card Graduate (CR Region) – Download Here
SSC Phase VII Admit Card Graduate (Other Region) – Download Here
SSC Rejection Application Status (CR Region) – Check Here
SSC Rejection Application Status (Other Region) – Check Here
SSC JHT DV Admit Card 2019
Staff Selection Commission has issued the Document Verification admit card for the post of Junior Hindi Translators and Other Posts. The admit card has been released on 24th September 2019. The admit card can be downloaded from the below section. Eligible candidates can download the SSC Hall Ticket by entering the valid details.
SSC Tier II DV Admit Card 2019 CR Region – Download Here
SSC Tier II DV Admit Card 2019 Other Region – Download Here
SSC CPO SI Tier II Admit Card 2019
Staff Selection Commission has issued the admit card for the aspirants who applied for the post of CPO Sub Inspector Tier II. The SSC Admit Card is released on 17th September 2019. Hence, the SSC Tier II exam will be held on 27th September 2019.
SSC Tier II Admit Card 2019 CR Region – Download Here
SSC Tier II Admit Card 2019 Other Region – Download Here
SSC Stenographer Admit Card 2019
Staff Selection Commission has yet to release the admit card for the post of 429 Grade C Stenographers. Thus, the admit card will be available from the Last Week of August 2019. The SSC Stenographer Grade C exam date has been declared tentatively in September 2019.
SSC Stenographer Admit Card 2019 (CR Region) – Download Here
SSC Stenographer Admit Card 2019 (Other Region) – Download Here
SSC Admit Card 2019 Download
Staff Selection Commission Board has announced the Admit Card for Stenographer Skill Test 2019. The aspirants who cleared the Written Examination of SSC Stenographer 2019 can download the hall ticket below. Also, check out the Official Website if find any error while downloading the SSC call letter 2019.
SSC JE Admit Card for Document verification is available now. The Candidates those who qualified in the Tier II Examination can download the SSC JE call letter for the Document Verification 2019. However, click on the link given below for SSC JE call letter for All Reasons 2019.
SSC CHSL Admit Card for Tier II Recruitment Exam 2019 is available now. However, the candidates those who applied for the SSC CHSL Tier II Exam 2019 can download the hall ticket form the link given below.
SSC CGL Admit Card 2019: for Tier III Examination is available now. The Candidates who cleared the SSC CGL Tier II Examination can download the Tier III hall ticket 2019. However, we provide you a direct link in the table below to download SSC CGL Tier III Admit Card 2019.
NEW DELHI: The government panel considering relief for the telecom sector is looking at a repayment period of as much as 20 years for adjusted gross revenue (AGR) dues — with possibly an initial moratorium — based on the net present value (NPV) method to ease the burden on heavily indebted companies.It will also consider a reduction in the total incidence of taxation to help the troubled sector and separately reach out to the regulator to consider some floor on tariffs to help with viability.The government may not even need to waive interest and penalty on AGR dues adding up to Rs 1.3 lakh crore in case of a long payback period, although that is also being discussed."All options are on the table," said a government official aware of the deliberations. "The government is keen to ensure that the telecom sector remains competitive."The panel, which met for the first time last week, discussed various options, including providing relief from taxes. 71883897 Another official who attended the meeting said there was a realisation that something will need to be done if the government wants a competitive telecom sector. The panel is headed by cabinet secretary Rajiv Gauba and has officials from key stakeholder ministries and departments.AGR blowA Supreme Court decision on October 26 backing the telecom department's stance on including revenues from non-core items in the definition of AGR while calculating government levies, has created a crisis for the debt-ridden telecom sector. The decision means a Rs 1.3 lakh crore burden on telecom companies.NPV MethodBharti Airtel and Vodafone Idea will together need to pay about Rs 80,000 crore. Apart from hurting consumers, government revenues will also depend on companies remaining viable, said the official. The money has to be paid in three months. Under the NPV method, payments stretching into the future are discounted at an agreed rate — the required rate of return the government wants on the outstanding — so that the sum total of all such discounted flows is equal to the total AGR liability of the telecom companies. While government will get its dues without any loss, though over many years, the telcos will get a respite from immediate payments.Some members of the committee were of the view that tax on the spectrum charges needed to be eased. The telcos have acquired spectrum at high cost and, in addition, face a topup of up to 30% in taxes. A reduction in goods and services tax would need the GST Council's backing, said another official. States may have reservations on the proposal, considering lower GST collections. Besides, the tax relief will not be specific to the telcos cited above and will cover all telecom companies. "A more holistic view needs to be taken on what should be the total incidence on the sector," said the first official cited.The committee is also considering the need for a tariff floor to make the sector viable. It will reach out to the telecom regulator to look into the issue. There are countries that have tariff floors, said the first official, making a case for some intervention to keep the sector competitive.
MUMBAI: Bankers working on debt resolution at Dewan Housing Finance Corp (DHFL) are likely to reject a revival plan offered earlier by the company after the Centre ordered Friday a probe into alleged financial irregularities against the stressed financier's promoters, the Wadhawan family.In the immediate aftermath of a KPMG forensic audit report that highlighted likely cases of fund diversion and related party transactions at DHFL, the Serious Fraud Investigation Office (SFIO) last week ordered the probe, likely halting the current process to restructure Rs 83,873 crore in outstanding debt at the home financier. Bankers said the probe might prompt some potential buyers to stay away, as would the suggested capital structure in the current plan."The resolution plan submitted by the company envisaged that the existing promoters would continue to hold a minority stake in the company," said a senior banker engaged in the debt resolution.Cannot be Taken to NCLT"Now, that possibility is ruled out. How can we do business with people who are accused of committing this fraud?" said the banker. As the law stands today, DHFL cannot be taken to the bankruptcy courts since it is a financial services company.On September 28, in a notice to stock exchanges, DHFL had proposed repaying creditors from the company's receivables over a period of 10 years or more, depending on the category of loans.The plan also included giving banks and other institutional creditors an equity stake of 51% in the company at Rs 54 per share. That meant the promoters' stake in the company would have dropped proportionately to below 20% after the debt recast.However, the KPMG audit report and the SFIO probe have made this plan virtually unworkable."The KPMG audit has so far unearthed about Rs 15,000 crore in related party transactions. There is money trail involving directors connected to this company. Now, with the SFIO probe on, there could be a criminal investigation into the promoters," said another banker involved in the negotiations. "There are also concerns that government agencies will attach the assets of the company. All these factors have put a question mark on the plan."Media reports suggested Rs 31,000 crore may allegedly have been diverted from the company, and these funds would have been provided as loans to related parties. Bankers have asked the company to reply to these findings of the KPMG forensic audit."We have some idea on the cash flows and the retail business. But in the wholesale book, we always knew that something was amiss as assets were not being created," said a third banker involved in the process. "Now, this audit has thrown up more questions. We are miles away from a resolution. There are cases where no trail is available unless the company provides more data."Bankers believe the ongoing probe and delays could impact the healthier retail book as customers may delay or default on payments.The company's retail loan book, including mortgage loans to individuals, is worth Rs 35,233 crore. It is reportedly generating sustainable cash flows. The problem loans are wholesale loans totaling Rs 47,610 crore: These include project loans, loans to builders for slum rehabilitation (SRA) projects, and loans against property."We have been evaluating these loans and our estimates are that around Rs 13,000 crore of these loans to builders are clean, with regular payments and solid assets where recovery is possible. In the other assets, there is land and they are backed by property transactions," said the first banker cited above.
NEW DELHI: The government is approaching the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI) over the risks in allowing social media platforms such as WhatsApp into the digital payments space in light of the recent hack of the messaging app.The move comes as the hacking issue is being monitored at the highest levels of government."We are reaching out to the NPCI and the RBI to discuss safety features and in case some extra steps need to be undertaken to ensure security of financial data is not breached," a senior government official told ET.The recent lawsuit filed in the US against Israeli company NSO and its software Pegasus, said to be responsible for the intrusion, had spread alarm among Indian authorities, he said. Facebookowned WhatsApp has maintained that the platform is secure thanks to end-to-end encryption, the official pointed out. 71883959 MeitY-WhatsApp Row ContinuesThe latest development could mean further delays in the launch of WhatsApp's payment feature, which is yet to pass the test of compliance with India's financial authorities, experts said.Facebook CEO Mark Zuckerberg said recently that the company was optimistic about starting soon.The messaging app, which has about 400 million users in the country, has been testing its payment service in India since last year and will be pitted against the likes of Paytm, Google Pay and Phone Pe in the fast-growing payments space.Meanwhile, the row between WhatsApp and the Indian authorities continued with company insisting it had informed the government of the security breach, along with details. The government said the information submitted had at best been speculative in nature."We maintain that WhatsApp didn't disclose entire information to us. We learnt of it through media reports," the official said.The government said WhatsApp did inform CERT-IN about the hacking incident, but maintained that the social media app didn't disclose the names and identities of Indian citizens affected by the breach to the authorities, which it should have.The controversy began with WhatsApp/ Facebook filing a lawsuit in the US against the Israeli company NSO on October 29, within days of the Indian Supreme Court allowing the Centre to issue intermediary guidelines in three months.The guidelines are expected to allow the government to legally bind WhatsApp and any other messaging platform to tracing the source of any message on their platforms. WhatsApp has resisted this, saying it would be impossible without compromising the encryption that supposedly guarantees user privacy.
Empowering the less skilled with digital tools can help create a new set of professionals and generate millions of jobs, says Tata Sons chairman N Chandrasekaran. Technologies such as cloud, artificial intelligence and machine learning will help fill the gap of India's "missing middle", Chandrasekaran writes in his latest book, Bridgital Nation: Solving Technology's People Problem, co authored by Roopa Purushothaman, chief economist of the Tata Group.These Bridgital workers will help create 30 million jobs by 2025 if the model is applied successfully, Chandrasekaran and Purushothaman tell ET during a freewheeling conversation that included subjects as diverse as technology and its impact on jobs, the disruption caused by the new economy, and fostering entrepreneurship beyond select geographies. Edited excerpts:Your book Bridgital Nation highlights the use of digital to create employment opportunities. How do you see that reaching people across the economic strata in India?N Chandrasekaran: I feel you cannot fix shortage either by building more capacity or by putting more money because time is not on our side, the demand supply ratio is so huge – like hospital to doctors, or schools to teachers, or the number of judges. It will take a lot of time to build that kind of capital or talent required. We have most of our jobs in the informal sector which is almost 77%. Not all these jobs are secure or high paying and mostly they are invented by individuals themselves.On the one hand, we have high-end talent and low-end pool of workers and this is what we call the "missing middle". The solution lies in coming up with a framework that guarantees no resource is wasted and is put to maximum use. Bridging the gap with technology can solve the problem. And that is possible through cloud, artificial intelligence and machine learning. Bridgital is the method to bridge using technology the gaps to access jobs.How would you implement this model?NC: We have the methodology, and have even run pilots and tested it in the last five years. This has been done in areas like cancer care, primary care. Take, for example, the passport work. " Today, the process has been demystified."So that has created a new category of professionals empowered with technology. We have to demystify the job like the way passports are processed where specialisation comes in probably at the last stage. And those people who are typically low-skilled and execute most of the work till the last leg form a new category of empowered bridgital workers.So ordinary workers can be empowered in a processified and digitised world and trained to work in a digital environment. So these are a new set of professionals who are not necessarily technocrats.Job creation through Bridgital to be in both traditional and service sectors to create the missing middle.You mention in the book how the startup and entrepreneurial spirit has to move beyond Bangalore. Do you believe that technology innovation has not filtered down to all sections of the society?NC: If startups are working in technology and IT, why can't they work in every other environment? We gave an example of the textile worker Amit in the book, which goes back to looking at what entrepreneurship means. How do you create this entrepreneurial zeal in every sector and every part of India and make more entrepreneurs flourish.Roopa Purushothaman: Traditionally we have focused on getting more land, functions like HR, finance and taxation can be taken up by the need to build a more main street set of workers compared to Bangalore's IT kind of employees. So how do we take the success seen there and take it to more people. So the textile workers can focus on not just design, but HR, finance and back office operations. It is about creating entrepreneurs in every part of India and increasing the number of employees at these SMEs, which is currently at a dismal two and a half per cent.Tell us a bit about Tata Digital...NC: Right now we are not ready to talk about it. It is a new company, like a platform.While you talk of job creation with the help of technology, we are also seeing a lot of backlash by the incumbents against the internet economy, across e-commerce, food delivery. So how do you deal with disruption that comes along with technology?NC: Every business is getting reinvented. I call it the importance of ecosystems. What is happening is that companies were set up around products. Now every industry is being controlled by an ecosystem, and it doesn't come from the product side but from the consumer side.The ecosystem is serving the customers' choice; they go back and source products.The power is shifting from the product creator or owner to the ecosystem. It is my firm belief that every company across industries has to study what their ecosystem is. Either they have to create it or be an anchor or be a significant participant in the ecosystem; otherwise they will lose. You look at restaurants— now when we want to go out and dine, many times we just order in ... Whether you like it or not, it's happening.The issue is not to avoid the disruption.And while this ecosystem is getting built at the same time it is not fully successful. Look at Uber, it doesn't make money, Ola, Oyo, don't make money. The point is there is traction for these businesses because customers use them, but the business models are not yet proven. It will evolve but the traditional players cannot ignore them.What about data privacy? You've spoken about the US, EU and China models. Are you worried about Big Tech and data? What should India follow?NC: As you solve problems of scale, data privacy will be the foundation.Data privacy will need to be embedded in the way we build solutions. It can be done, at the same time privacy is critical.Security and privacy are two sides of the same coin.Regulations have to be formed but more importantly, it's about the enforcement.So it's how the terms of reference are put together by technology companies or the Big Tech, and how well documented these terms are for the people.Coming back to the book, it falls into the techno optimist category...NC: It is a pragmatic book.It is similar to whether you are pro or anti ecosystem.As chairman of Tata Motors, I can say all of this (ride hailing) will eventually fail; so let me have world class service stations and dealers. Or I can take the view, whether I am a part of the ecosystem or not, it (changes) will happen.I have taken the view that AI and ML will influence all industries, it will impact every market and industry at varying speeds. So how do we embrace it so that they are put to use.Given India's low per capita income, why is the percentage of women in the workforce dropping – a central point in the book?RP: There are largely three reasons, responsibility for unpaid work in India is huge, the safety and mobility concerns and the underlying gender context of preference for males. You don't see that in all countries as much as India…. Getting women into the workforce can solve half the issue of the missing middle.In India, we have two major challenges. First, there is an access issue. There is a huge shortage. You can't fix shortage building more capacity. Look at the doctors-to-patient ratio, teacher-to-student, the number of judges. It takes a lot of time to build capacity. Second is that we have a lot of talented people. There is a huge demand for services…Who is tasked with the onus of creating these skills? Where does the government come in and how do corporates such as the Tatas pitch in?NC: The idea of putting out the book with all the details was that it can get debated and adopted so that it solves problems. I definitely want to do a few projects on this scale where digital can be put to use. We are also setting up the Indian Institute of Skills, which the government asked us to do. The approval has come in and we want to design the curriculum about not just vocational skills but also bring in the concept of digital skills for all sectors.
MUMBAI: Future Group founder Kishore Biyani said his deal to sell minority stake to Amazon has moved a step forward even as the Competition Commission of India (CCI) sought more information from the US ecommerce firm."It is a process to comply with information sought by the commission and to satisfy them in all aspects of the transaction which is being done and we expect a closure of the transaction soon," said Biyani.Amazon had sought CCI approval last month for its proposed Rs 1,500 crore deal to acquire 49% of Future Coupons through its investment arm, Amazon.com NV Investment Holdings LLC, which in turn will give them 3.5% stake in Future Retail, Biyani's flagship company. In its CCI filing, it said it would acquire "voting and non-voting equity shares" of FCL in the proposed deal.Amazon has the option to become the largest shareholder in Future Retail and can exercise this call option anytime between the third and the 10th year. However, details haven't yet been announced or notified in the CCI filing. "It is submitted that each of the constituent steps of the proposed combination, including the acquisition of shares of FCL by the investor, on a standalone basis, are exempt transactions, and need not be notified to the Hon'ble commission," Amazon said in its application.Last week, Reuters reported that CCI had approached Amazon to explain the contours of the deal as well as questioned the US retailer on its procedure to seek approval, which in turn could delay the clearance."They wanted general information on Future Group's operations including products and store locations which was submitted a fortnight ago. There was also a personal hearing last week and the transaction should be cleared by December," said an official involved in the deal.This is similar to CCI's earlier stance when they sought details from Samara Capital last year on the role of Amazon and how the proposed deal by them to buy the More chain of supermarkets from Aditya Birla Retail was in line with the government's revised FDI policy in ecommerce issued in December last year.The competition watchdog's queries to Samara Capital-owned Witzig Advisory Services was also specific to whether Amazon will be involved in day-to-day operations of More, its representation on the board and whether More will be integrated into the Amazon India marketplace. The deal was subsequently cleared by CCI in January this year.
MUMBAI: Bankers working on debt resolution at Dewan Housing Finance Corp (DHFL) are likely to reject a revival plan offered earlier by the company after the Centre ordered Friday a probe into alleged financial irregularities against the stressed financier's promoters, the Wadhawan family.In the immediate aftermath of a KPMG forensic audit report that highlighted likely cases of fund diversion and related party transactions at DHFL, the Serious Fraud Investigation Office (SFIO) last week ordered the probe, likely halting the current process to restructure Rs 83,873 crore in outstanding debt at the home financier. Bankers said the probe might prompt some potential buyers to stay away, as would the suggested capital structure in the current plan."The resolution plan submitted by the company envisaged that the existing promoters would continue to hold a minority stake in the company," said a senior banker engaged in the debt resolution.Cannot be Taken to NCLT"Now, that possibility is ruled out. How can we do business with people who are accused of committing this fraud?" said the banker. As the law stands today, DHFL cannot be taken to the bankruptcy courts since it is a financial services company.On September 28, in a notice to stock exchanges, DHFL had proposed repaying creditors from the company's receivables over a period of 10 years or more, depending on the category of loans.The plan also included giving banks and other institutional creditors an equity stake of 51% in the company at Rs 54 per share. That meant the promoters' stake in the company would have dropped proportionately to below 20% after the debt recast.However, the KPMG audit report and the SFIO probe have made this plan virtually unworkable."The KPMG audit has so far unearthed about Rs 15,000 crore in related party transactions. There is money trail involving directors connected to this company. Now, with the SFIO probe on, there could be a criminal investigation into the promoters," said another banker involved in the negotiations. "There are also concerns that government agencies will attach the assets of the company. All these factors have put a question mark on the plan."Media reports suggested Rs 31,000 crore may allegedly have been diverted from the company, and these funds would have been provided as loans to related parties. Bankers have asked the company to reply to these findings of the KPMG forensic audit."We have some idea on the cash flows and the retail business. But in the wholesale book, we always knew that something was amiss as assets were not being created," said a third banker involved in the process. "Now, this audit has thrown up more questions. We are miles away from a resolution. There are cases where no trail is available unless the company provides more data."Bankers believe the ongoing probe and delays could impact the healthier retail book as customers may delay or default on payments.The company's retail loan book, including mortgage loans to individuals, is worth Rs 35,233 crore. It is reportedly generating sustainable cash flows. The problem loans are wholesale loans totaling Rs 47,610 crore: These include project loans, loans to builders for slum rehabilitation (SRA) projects, and loans against property."We have been evaluating these loans and our estimates are that around Rs 13,000 crore of these loans to builders are clean, with regular payments and solid assets where recovery is possible. In the other assets, there is land and they are backed by property transactions," said the first banker cited above.
Private lender YES Bank will complete its capital raising process by the end of December and hopes to hit the gas on the growth engines of the bank, CEO Ravneet Gill said in an interview. Gill told Saloni Shukla that the process of building investor trust in the bank has begun, and that mistrust over asset quality will be talk of the past once marquee private equity names become the bank's investors. Edited excerpts:Asset quality numbers this quarter are not enthusing at all. What went wrong?We had anticipated a couple of resolutions in the quarter that went by, which were there in the public space as well, that they would get done. But for whatever reason they haven't and the overall credit environment continues to remain reasonably challenging. Our sense was that we would see a compression in our BB and below book but that seems to be happening in Q3, as one of the big resolutions should happen in this quarter. So, a couple of resolutions have got delayed, it's a challenging macro environment and some events happened which were out of our control.The ones like CCD and Cox & Kings where you have exposure...Like in the case of CCD, the promoter committed suicide, a fraud happened in Cox & Kings. It wasn't that the company had issues in terms of business ... all of this spilled over.The way to come out of these issues is to grow the book; but to be able to grow, we need capital. If we need to create value we need to grow, we can't create value out of consolidation. If we see what is happening in the NBFC sector, the opportunities for a well-capitalised private sector bank are better than ever. As and when we raise capital, we want to participate in that growth.You have said that you have a binding offer of $1.2 billion and total interests of nearly $3 billion. The capital raising has been long awaited … when will the money come in?There are two parts to this. The board part of it will happen fairly quickly, the regulatory and shareholder approvals are also required. My sense is, before the end of the calendar year we should be able to get the capital in.What would be your choice? A large investor holding nearly 30% of the bank or a mix of foreign private equity investors and large domestic names?It's a decision that we will collectively take at the capital raising committee of the board. What we want is good partners to work with, we want partners who would strengthen the board and its functioning. And who again will help redefine the standing and image of Yes Bank.In terms of the one large foreign investor, we just have one example of Prem Watsa being allowed to hold a majority stake in Catholic Syrian Bank. Do you think that is precedence enough for the regulator to allow another such transaction?It's very hard to anticipate how the regulator will look at it. Obviously, in exceptional circumstances the RBI has the ability to show regulatory accommodation without having to change the Banking Regulation Act. That flexibility is always there. By and large, RBI has been a very rational regulator.The September quarter saw a rise in delinquencies and you also doubled your credit cost forecast. Where did the calculations go wrong?First and foremost, it was important for us to stop being in denial and we have given a guidance on what the credit costs could potentially be. Where we erred? We had baked in a couple of resolutions in credit cost guidance. If you look at the large cases of media company and the housing finance company even what was in public domain, those resolutions should have happened in Q2 and that would have been a big chunk of our BB and below book. Those two resolutions didn't happen and that got our credit costs a little awry. Also, if you look at cases like CG Power, Cox & Kings, CCD ... these were unforeseen and un-budgeted events.In terms of fresh stress coming in to the banking system, what is the probability of Yes Bank figuring in it?Let's look at Cox & Kings, it was a fraud... Altico Capital was brought down by the action of one bank which brought the company down... Look at Cafe Coffee Day, it was a very unfortunate event that happened ... you can always say how is it that you manage to get the bullet. I would say it's a very unfortunate coincidence. It's always very easy to be wise in hindsight but I would describe it as if a torpedo could hit us and nothing missed us. So, I see this as an aberration rather than a continuing trend.There is a lot of mistrust about the bank among equity investors. You have been in the bank since March. What can you promise the investors?That's a fair point. After we did the QIP in August, I was very clear that the next round of capital raising that we do would be private equity and the reason we wanted to do this was because we wanted to provide external validation. That somebody has come, done a due diligence on the books of the bank and brought in money after that. So the idea is that someone did a nice thorough due diligence, and will make a decision to invest in the bank or not. Hopefully, when private equity comes in, and that too after a very stringent due diligence it should give comfort to the market that you get what you see. And it's not as if something is lying hidden in the books which could deteriorate tomorrow.Time is ticking away and markets could get impatient. By when will this money come in?If I had to provide any philosophical guidance on this, it would be as soon as possible. I just feel that there is such a compelling growth opportunity out there that the sooner we can participate in it the better it is. The other thing is even in the eyes of various stakeholders – the investors, the regulators, the depositors, the clients, if we can demonstrate that the bank has become stronger and stable and more secure it serves everybody's interest. I would say that we will try to live up to the timelines to the fullest extent possible.Your earnings in the last two quarters have done little to restore faith.Now that you have $3 billion worth of offers on the table ... when you interact with clients do you see them more confident or the fear is still there?I think the interest that we have got, in a market as tough as this, $3 billion is not a small number. It's a validation of two things. One, about the trust lines getting restored, and second, I think the investors believe that this is a very good franchise. It needs recapitalisation and if we can get that done quickly, it would be up and running and can punch well above its weight in no time whatsoever. Asset quality is one aspect of it. Investors want to see what is the revenue generating power of the engine and there I think investors are now very comfortable the revenue engine is not impaired.Troubles still continue with the NBFC sector. Will that add more pressure to your asset quality?Overall with the NBFCs even in the short term if you can solve the liquidity issue what you really need to address is the asset-liability mismatch and it would be very difficult to address that for a non-deposit taking entity. To that extent I think the sector needs consolidation and some regulatory accommodation.
Empowering the less skilled with digital tools can help create a new set of professionals and generate millions of jobs, says Tata Sons chairman N Chandrasekaran. Technologies such as cloud, artificial intelligence and machine learning will help fill the gap of India's "missing middle", Chandrasekaran writes in his latest book, Bridgital Nation: Solving Technology's People Problem, co authored by Roopa Purushothaman, chief economist of the Tata Group.These Bridgital workers will help create 30 million jobs by 2025 if the model is applied successfully, Chandrasekaran and Purushothaman tell ET during a freewheeling conversation that included subjects as diverse as technology and its impact on jobs, the disruption caused by the new economy, and fostering entrepreneurship beyond select geographies. Edited excerpts:Your book Bridgital Nation highlights the use of digital to create employment opportunities. How do you see that reaching people across the economic strata in India?N Chandrasekaran: I feel you cannot fix shortage either by building more capacity or by putting more money because time is not on our side, the demand supply ratio is so huge – like hospital to doctors, or schools to teachers, or the number of judges. It will take a lot of time to build that kind of capital or talent required. We have most of our jobs in the informal sector which is almost 77%. Not all these jobs are secure or high paying and mostly they are invented by individuals themselves.On the one hand, we have high-end talent and low-end pool of workers and this is what we call the "missing middle". The solution lies in coming up with a framework that guarantees no resource is wasted and is put to maximum use. Bridging the gap with technology can solve the problem. And that is possible through cloud, artificial intelligence and machine learning. Bridgital is the method to bridge using technology the gaps to access jobs.How would you implement this model?NC: We have the methodology, and have even run pilots and tested it in the last five years. This has been done in areas like cancer care, primary care. Take, for example, the passport work. " Today, the process has been demystified."So that has created a new category of professionals empowered with technology. We have to demystify the job like the way passports are processed where specialisation comes in probably at the last stage. And those people who are typically low-skilled and execute most of the work till the last leg form a new category of empowered bridgital workers.So ordinary workers can be empowered in a processified and digitised world and trained to work in a digital environment. So these are a new set of professionals who are not necessarily technocrats.Job creation through Bridgital to be in both traditional and service sectors to create the missing middle.You mention in the book how the startup and entrepreneurial spirit has to move beyond Bangalore. Do you believe that technology innovation has not filtered down to all sections of the society?NC: If startups are working in technology and IT, why can't they work in every other environment? We gave an example of the textile worker Amit in the book, which goes back to looking at what entrepreneurship means. How do you create this entrepreneurial zeal in every sector and every part of India and make more entrepreneurs flourish.Roopa Purushothaman: Traditionally we have focused on getting more land, functions like HR, finance and taxation can be taken up by the need to build a more main street set of workers compared to Bangalore's IT kind of employees. So how do we take the success seen there and take it to more people. So the textile workers can focus on not just design, but HR, finance and back office operations. It is about creating entrepreneurs in every part of India and increasing the number of employees at these SMEs, which is currently at a dismal two and a half per cent.Tell us a bit about Tata Digital...NC: Right now we are not ready to talk about it. It is a new company, like a platform.While you talk of job creation with the help of technology, we are also seeing a lot of backlash by the incumbents against the internet economy, across e-commerce, food delivery. So how do you deal with disruption that comes along with technology?NC: Every business is getting reinvented. I call it the importance of ecosystems. What is happening is that companies were set up around products. Now every industry is being controlled by an ecosystem, and it doesn't come from the product side but from the consumer side.The ecosystem is serving the customers' choice; they go back and source products.The power is shifting from the product creator or owner to the ecosystem. It is my firm belief that every company across industries has to study what their ecosystem is. Either they have to create it or be an anchor or be a significant participant in the ecosystem; otherwise they will lose. You look at restaurants— now when we want to go out and dine, many times we just order in ... Whether you like it or not, it's happening.The issue is not to avoid the disruption.And while this ecosystem is getting built at the same time it is not fully successful. Look at Uber, it doesn't make money, Ola, Oyo, don't make money. The point is there is traction for these businesses because customers use them, but the business models are not yet proven. It will evolve but the traditional players cannot ignore them.What about data privacy? You've spoken about the US, EU and China models. Are you worried about Big Tech and data? What should India follow?NC: As you solve problems of scale, data privacy will be the foundation.Data privacy will need to be embedded in the way we build solutions. It can be done, at the same time privacy is critical.Security and privacy are two sides of the same coin.Regulations have to be formed but more importantly, it's about the enforcement.So it's how the terms of reference are put together by technology companies or the Big Tech, and how well documented these terms are for the people.Coming back to the book, it falls into the techno optimist category...NC: It is a pragmatic book.It is similar to whether you are pro or anti ecosystem.As chairman of Tata Motors, I can say all of this (ride hailing) will eventually fail; so let me have world class service stations and dealers. Or I can take the view, whether I am a part of the ecosystem or not, it (changes) will happen.I have taken the view that AI and ML will influence all industries, it will impact every market and industry at varying speeds. So how do we embrace it so that they are put to use.Given India's low per capita income, why is the percentage of women in the workforce dropping – a central point in the book?RP: There are largely three reasons, responsibility for unpaid work in India is huge, the safety and mobility concerns and the underlying gender context of preference for males. You don't see that in all countries as much as India…. Getting women into the workforce can solve half the issue of the missing middle.In India, we have two major challenges. First, there is an access issue. There is a huge shortage. You can't fix shortage building more capacity. Look at the doctors-to-patient ratio, teacher-to-student, the number of judges. It takes a lot of time to build capacity. Second is that we have a lot of talented people. There is a huge demand for services…Who is tasked with the onus of creating these skills? Where does the government come in and how do corporates such as the Tatas pitch in?NC: The idea of putting out the book with all the details was that it can get debated and adopted so that it solves problems. I definitely want to do a few projects on this scale where digital can be put to use. We are also setting up the Indian Institute of Skills, which the government asked us to do. The approval has come in and we want to design the curriculum about not just vocational skills but also bring in the concept of digital skills for all sectors.
BENGALURU: Teleperformance could double its India headcount to 150,000 in the next few years, as the company bets on the country both as a delivery location and as a market, the France-based call centre company's CEO Daniel Julien and India and Middle East head Bhupender Singh said in an interview. The business process outsourcing company bought India's Intelenet last year in a deal worth about $1 billion, to grow its digital business and offerings. "We don't have a target, but the market is growing and we could potentially double the headcount in the next few years," Singh said.Teleperformance is also looking at smaller cities in India to expand operations, he added.Overall, the company has about 300,000 employees, of whom 75,000 are in India, and is growing revenue at over 8% year-over-year."We did not have enough scale in India before the acquisition and Intelenet also gave a boost to our digital offerings," said Julien, who founded Teleperformance over 40 years ago.The company is one of the largest business process outsourcing firms in the world with over $5 billion in revenue.The contact centre market was seeing consolidation, but Teleperfomance would not buy simply for scale, Julien said."There is no point in buying companies that do what we do, but less well. We do not have time to fix problems in other companies. We will buy for capabilities or to get new business lines," he said.Prior to its Intelenet acquisition, Teleperformance had bought the US and Philippines business of BPO company Aegis.While there were concerns about technology disrupting contact centre companies, in reality, technology had created significantly new business opportunities — such as content moderation for social media — while automating some tasks had left agents free to focus on the customer, Julien said.
UK accountants gloomiest in a decade on Brexit and slow growth The Confederation of British Industry last month said manufacturers were the most gloomy about their export prospects in a decade.
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