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• Book Review: Just out
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• A cynical middle-aged man has a fresh perspective on everything writes Kunal Rao

Top Stories Today Posted: 03 Nov 2019 06:48 AM PST Top Stories Today The Woman Who Escaped The Asylum Cement Is A Massive Emitter Of Greenhouse Gases, Bill Gates Explains How We Can Make It Green How Aristocrats Ate Prestige TV The Choice To Use Expensive Paint Is Dividing A Family The Mysterious Relationship Between Pets and Their Owners, And More Of The Best Photography Of The Week Master The Art Of Zensai, Itamemono, Menrui And More With This New Japanese Cookbook The Way This Person Opened This Soda Can Is Breaking Our Brains Survivor Contestant Rudy Boesch Dies At 91 After Long Battle With Alzheimer's Disease This Is How Rosie The Riveter Beat The Competition To Appear On A Poster Here's The First Batch Of Memos From Robert Mueller's Russia Inquiry Build Your Own Drone For Less Than $60 With This Kit Someone Edited The Intro To 'Blade Runner' With The Actual Los Angeles In 2019 What's Going On Inside The World's Largest Batteries? Pre-Order 'Star Wars Jedi: Fallen Order' For Just $51 Man Dressed As Jesus For Halloween Hands Out Bread To The Homeless, Explains Costume Bill Maher's Show Has Gone Completely Off The Rails These Seven Flasks Will Make Sure You're Ready When It's Time To Relax 'Who Dropped The Phone?': Washington Nationals Fans Help Woman Find Her Lost Phone While Celebrating World Series Win With Epic Chant The Ice Used To Protect Them. Now Their Island Is Crumbling Into The Sea How Nazi Germany Used Stolen American Tanks In World War II The Woman Who Escaped The Asylum Posted: 31 Oct 2019 09:23 AM PDT America loves a story about capture and escape. Asylums provide a tantalizing setting. This posting includes an audio/video/photo media file: Download Now Cement Is A Massive Emitter Of Greenhouse Gases, Bill Gates Explains How We Can Make It Green Posted: 29 Oct 2019 09:16 AM PDT Bill Gates observes the huge carbon footprint with building new skyscrapers and how we can reduce the environmental impact. This posting includes an audio/video/photo media file: Download Now How Aristocrats Ate Prestige TV Posted: 29 Oct 2019 09:34 AM PDT Watching the second season finale of "Succession" the same weekend as "El Camino," the movie followup to "Breaking Bad," had me thinking about how much "prestige TV" has changed in the last few years. This posting includes an audio/video/photo media file: Download Now The Choice To Use Expensive Paint Is Dividing A Family Posted: 03 Nov 2019 06:54 AM PST Kristen Stewart and Beck Bennett just can't fathom why Aidy Bryant would make this decision. This posting includes an audio/video/photo media file: Download Now The Mysterious Relationship Between Pets and Their Owners, And More Of The Best Photography Of The Week Posted: 31 Oct 2019 09:08 PM PDT "Psychological portraits" of US veterans via the interiors of their cars, a street photographer's take on 1960s Britain and more best photos of the week. This posting includes an audio/video/photo media file: Download Now Master The Art Of Zensai, Itamemono, Menrui And More With This New Japanese Cookbook Posted: 10 Oct 2019 11:38 AM PDT Get cooking with Nancy Singleton Hachisu's new cookbook. This posting includes an audio/video/photo media file: Download Now The Way This Person Opened This Soda Can Is Breaking Our Brains Posted: 02 Nov 2019 03:05 PM PDT How to open a can from the inside out without touching the tab. This posting includes an audio/video/photo media file: Download Now Survivor Contestant Rudy Boesch Dies At 91 After Long Battle With Alzheimer's Disease Posted: 02 Nov 2019 01:10 PM PDT Before achieving reality stardom, Rudy Boesch served in the U.S. Navy for 45 years This posting includes an audio/video/photo media file: Download Now This Is How Rosie The Riveter Beat The Competition To Appear On A Poster Posted: 03 Nov 2019 06:59 AM PST A shell shiner and some factory workers were left with nothing as Rosie edged them all out. This posting includes an audio/video/photo media file: Download Now Here's The First Batch Of Memos From Robert Mueller's Russia Inquiry Posted: 02 Nov 2019 09:57 AM PDT BuzzFeed News sued the US government for the right to see all the work that Mueller's team kept secret. Today we are publishing the first installment. This posting includes an audio/video/photo media file: Download Now Build Your Own Drone For Less Than $60 With This Kit Posted: 01 Nov 2019 11:42 AM PDT Why spend hundreds on a drone when you can build your own? This DIY kit gives you everything you need to build and power a drone from scratch. Get it for 40 percent off at just $59 today. This posting includes an audio/video/photo media file: Download Now Someone Edited The Intro To 'Blade Runner' With The Actual Los Angeles In 2019 Posted: 02 Nov 2019 11:03 AM PDT BoingBoing's Rob Beschizza made a mashup up of the film's intro with contemporary footage of Los Angeles. This posting includes an audio/video/photo media file: Download Now What's Going On Inside The World's Largest Batteries? Posted: 31 Oct 2019 01:59 PM PDT There's one type of energy storage that makes up the vast majority of our current capacity. This posting includes an audio/video/photo media file: Download Now Pre-Order 'Star Wars Jedi: Fallen Order' For Just $51 Posted: 01 Nov 2019 10:34 AM PDT This new "Star Wars" title from the folks behind "Titanfall" and "Apex Legends" has a lot of potential. After all, who doesn't want to be a wall-running Jedi? This posting includes an audio/video/photo media file: Download Now Man Dressed As Jesus For Halloween Hands Out Bread To The Homeless, Explains Costume Posted: 02 Nov 2019 02:23 PM PDT Daniel Graham explains the moment he handed out bread to a homeless man while dressed as Jesus. This posting includes an audio/video/photo media file: Download Now Bill Maher's Show Has Gone Completely Off The Rails Posted: 02 Nov 2019 11:47 AM PDT On Friday night, the host of HBO's "Real Time" welcomed an anti-vaxxer and a right-wing propagandist onto his show. At times, he sided with both. This posting includes an audio/video/photo media file: Download Now These Seven Flasks Will Make Sure You're Ready When It's Time To Relax Posted: 07 Oct 2019 11:06 AM PDT Your Macallan 12 can come with you in style. This posting includes an audio/video/photo media file: Download Now 'Who Dropped The Phone?': Washington Nationals Fans Help Woman Find Her Lost Phone While Celebrating World Series Win With Epic Chant Posted: 02 Nov 2019 09:42 AM PDT While celebrating the Washington Nationals World Series victory, a woman accidentally dropped her phone on the ground — and a rowdy group of revelers helped her get it back. This posting includes an audio/video/photo media file: Download Now The Ice Used To Protect Them. Now Their Island Is Crumbling Into The Sea Posted: 01 Nov 2019 04:36 AM PDT "I'm afraid to go out there," the widow said one afternoon from the safety of her kitchen. She nodded toward the 70-foot-tall, red sandstone cliffs out back that creep closer with each passing year. "You never know when a section will fall off." This posting includes an audio/video/photo media file: Download Now How Nazi Germany Used Stolen American Tanks In World War II Posted: 01 Nov 2019 05:24 AM PDT In the final days of World War II, as US troops advanced into Aschaffenberg, they encountered stiff German resistance in the form of something familiar. This posting includes an audio/video/photo media file: Download Now You are subscribed to email updates from Digg Top Stories. To stop receiving these emails, you may unsubscribe now. Email delivery powered by Google Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States

Latest World News, World News, Current Affairs, Daily Current Affairs Posted: 03 Nov 2019 02:47 AM PST Latest World News, World News, Current Affairs, Daily Current Affairs British Submarine That Disappeared Mysteriously In World War II Is Found After 77 Years Tweets For Today Picture Of The Day White House Decision To Skip The 18-Nation East Asia Summit Has Asia Questioning U.S. Strategy The U.K.'s 'Super Rich' Are Ready To Leave 'Within Minutes' If Jeremy Corbyn Becomes The Prime Minister Trump-Ukraine Whistle-Blower Suddenly Does Not Won't Testify Newsweek Teases A ‘President Pelosi’ On Its Cover (Below President Pence) This Was Russia's First Attempt to Build Their Very Own 'F-35' New Book Claims North Korean Kim Jong-Un Sees President Trump As A Unique Figure On The Stage Of World History Iran Prepares To Celebrate The 40th Anniversary Of The Storming Of The U.S. Embassy In 1979 First Images And Videos Of US Troops 'Seizing And Protecting' Syria's Oil Fields Stirs Outrage Why Did U.S. Commanders Chose Delta Force Over SEAL Team 6 For The al-Baghdadi Raid? Was A Robot Used On The al-Baghdadi Raid? The US Navy SEAL That Killed Osama Bin Laden Analyzes The Video Of The al--Baghdadi Raid Is Cuba Stoking Latin American Social Unrest? According To the IMF Guyana's Economy Is The Hottest In The World Editor's Note Smugglers Are Sawing Through Trump's Border Wall What Is a Russian Sukhoi Su-34 Doing Driving Along The Road? Netherland's First F-35A Jet Gets A Foam Bath Instead Of a Water Cannon Salute Is The U.S. Hold In Iraq At Risk As 'Iraq Spring' Unrest Escalates? Russia Is Sending Planeloads Of Cash To Venezuela British Submarine That Disappeared Mysteriously In World War II Is Found After 77 Years Posted: 02 Nov 2019 10:00 PM PDT A comparison between the wreck of HMS Urge and an image of a "U-class" submarine University of Malta/Project Spur CNN: Submarine that disappeared mysteriously in World War II found after 77 years The wreck of a British submarine that went missing during World War II with 44 people on board has been found off the coast of Malta. HMS Urge -- part of Britain's 10th Submarine Flotilla -- left the Mediterranean island of Malta on April 27, 1942 but never made it to its destination of the Egyptian port of Alexandria. Until its discovery this summer, both the reason for the ship's disappearance and its final resting place were unknown. According to the researchers who located the wreck, the vessel was sunk by a mine off the island. It now lies on the sea bed, approximately 400 feet down. Read more .... WNU Editor: One World War Two mystery solved. Tweets For Today Posted: 02 Nov 2019 09:37 PM PDT Hong Kong police fired tear gas and water cannon as thousands of democracy protesters defied authorities in another unsanctioned march after Beijing vowed to tighten control over the restless city https://t.co/MaKsXo3aWX pic.twitter.com/dbSKUxGWTT — AFP news agency (@AFP) November 2, 2019 Hollow building becomes center of Iraq's uprising https://t.co/RZu3vY2Ica pic.twitter.com/KNIRaEJfBf — Reuters (@Reuters) November 3, 2019 Mali attack kills 53 soldiers in north of the country https://t.co/hSp3N6tsUt — BBC News (World) (@BBCWorld) November 2, 2019 Thousands of Lebanese flocked together in Tripoli to keep a protest movement alive in a northern city dubbed "the bride of the revolution" https://t.co/zUmnCRFZT0 pic.twitter.com/jKqaWs4HMc — AFP news agency (@AFP) November 2, 2019 Navy, Marines Moving Ahead with Unmanned Vessel Programs | @maeday22 @USNINews https://t.co/RtYcbghQ5L pic.twitter.com/SmhvbsFj3Y — RealClearDefense (@RCDefense) November 3, 2019 Gotta get back in time: Daylight saving time, used across most of the U.S., ends at 2 a.m. Sunday, when clocks will get rolled back an hour. https://t.co/UBTwkWBMWS — The Associated Press (@AP) November 2, 2019 Picture Of The Day Posted: 02 Nov 2019 09:14 PM PDT Picture shows an Apache helicopter during an exercise in the Arctic Circle. Facing temperatures dropping to -30C and white-out flying conditions, 656 Squadron 4 Regiment Army Air Corps took part in Exercise Clockwork at Bardufoss in Norway WNU Editor: The above picture comes from the following photo-gallery .... Elite sniper training, gruelling exercises and moving memorial scene are among pictures capturing the lives of British soldiers and veterans in Army's annual photo competition (Daily Mail). White House Decision To Skip The 18-Nation East Asia Summit Has Asia Questioning U.S. Strategy Posted: 02 Nov 2019 08:45 PM PDT Bloomberg: No Trump or Pence in Bangkok Has Asia Questioning U.S. Strategy The Trump administration in recent years has stepped up efforts to contain China's rise, warning Asia's leaders against taking its cash and using its equipment for 5G networks. But when it comes to the region's biggest summit, the U.S. is happy to let Beijing take center stage. President Donald Trump plans to skip the 18-nation East Asia Summit for the third straight year, and this time he's not even sending Vice President Mike Pence or Secretary of State Michael Pompeo to replace him. Instead the U.S. will have its lowest level representation at the meeting since Barack Obama formally joined the group in 2011, with new national security adviser Robert O'Brien leading the delegation to Bangkok. Read more .... WNU Editor: It looks like U.S. foreign policy is taking a back seat to impeachment and the run-up to the 2020 elections. The U.K.'s 'Super Rich' Are Ready To Leave 'Within Minutes' If Jeremy Corbyn Becomes The Prime Minister Posted: 02 Nov 2019 08:25 PM PDT Jeremy Corbyn, the leader of Britain's Labour Party, speaks at the launch of their local election campaign, in London, April 9, 2018. REUTERS/Hannah McKay The Guardian: Super-rich prepare to leave UK 'within minutes' if Labour wins election Wealthy see potential taxes imposed by Jeremy Corbyn as bigger threat than Brexit The super-rich are preparing to immediately leave the UK if Jeremy Corbyn becomes prime minister, fearing they will lose billions of pounds if the Labour leader does "go after" the wealthy elite with new taxes, possible capital controls and a clampdown on private schools. Lawyers and accountants for the UK's richest families said they had been deluged with calls from millionaire and billionaire clients asking for help and advice on moving countries, shifting their fortunes offshore and making early gifts to their children to avoid the Labour leader's threat to tax all inheritances above £125,000. The advisers said a Corbyn-led government was viewed as a far greater threat to the wealth and quality of life of the richest 1% than a hard Brexit. Read more .... WNU Editor: I am willing to bet that a lot of money has left already. Trump-Ukraine Whistle-Blower Suddenly Does Not Won't Testify Posted: 02 Nov 2019 07:48 PM PDT We have been informed by the whistleblower's counsel that their client would like to speak to our committee and has requested guidance from the Acting DNI as to how to do so. We're in touch with counsel and look forward to the whistleblower's testimony as soon as this week. — Adam Schiff (@RepAdamSchiff) September 24, 2019 Washington Examiner: 'No further discussion': Talks halt between whistleblower lawyers and Schiff staff amid expectation he won't testify The whistleblower whose complaint launched impeachment proceedings against President Trump is unlikely to testify to Congress, as talks have ceased between his legal team and committee leaders. House Intelligence Committee Chairman Adam Schiff, who has overseen depositions in Democrats' impeachment proceeding, was initially eager for the whistleblower to testify before citing concern about the person being identified. Republicans accuse Schiff, a California Democrat, of changing course to prevent inquiries into his staff's dealings with the whistleblower before he filed his Aug. 12 complaint to the Intelligence Community inspector general. Read more .... Update: Trump-Ukraine Whistleblower Suddenly Won't Testify; Lawyers Break Off Negotiations Amid New Revelations (Zero Hedge) WNU Editor: Many believe that the Trump-Ukraine whistle-blower is Eric Ciaramella. He may not want to testify, but once the House impeaches President Trump, which I believe they will, it will go to the Senate for trial, a trial that the Republican majority will control. And in that trial I am sure they are going to be calling everyone, whistle-blower included, to testify. I could be wrong, but I think this is why House Speaker Nancy Pelosi is deeply concerned on where this is all heading. Once in the Senate the Democrats will no longer be able to control the narrative or procedure on why President Trump should be removed from office. They may get their impeachment in the House of Representatives, but the reasons for it will be destroyed in the Senate. Newsweek Teases A ‘President Pelosi’ On Its Cover (Below President Pence) Posted: 02 Nov 2019 06:58 PM PDT WNU Editor: Not going to happen. This Was Russia's First Attempt to Build Their Very Own 'F-35' Posted: 02 Nov 2019 06:55 PM PDT Wikipedia National Interest: Train Wreck: This Was Russia's First Attempt to Build Their Very Own 'F-35' Meet the MiG 1.44 stealth fighter. Key point: Expensive R&D can go nowhere in the development of new hardware. Over the prior decade, Russia's foray into fifth-generation jet fighter development has become synonymous with the upcoming Su-57. But the Su-57 was only Russia's second attempt at developing a fifth-generation aircraft, preceded by several decades with an altogether different project. This is the story of the ill-fated MiG 1.44. In 1979, Soviet high command determined that a new generation of fighter aircraft was needed to ensure the competitiveness of the Soviet Air Force (VVS) into the 1990's and beyond. The timing could not have been more apt; it was only several years later that the US air force began researching and developing what would become the highly capable F-22 fighter. Read more .... WNU Editor: The concept and development of this fighter was being done during the time when the Soviet Union was imploding. IT never had a chance to get off the ground. New Book Claims North Korean Kim Jong-Un Sees President Trump As A Unique Figure On The Stage Of World History Posted: 02 Nov 2019 06:31 PM PDT Reuters FOX News: Kim Jong Un is 'fascinated' by Trump, views him as father figure, new book claims A new book claims to shed light on President Trump's relationship with North Korea and what former President Obama said that Trump could expect when he entered office. Author Doug Wead interviewed Trump on the issue and was able to read some of the personal letters exchanged between the president and his North Korean counterpart, Kim Jong Un. "Kim is fascinated by Donald Trump. He sees him as a unique figure on the stage of world history. And he wants to make history with him," Wead claims in his book "Inside Trump's White House: The Real Story of His Presidency." The book, set for release on Nov. 26, comes at a time when the U.S. has improved diplomatic relations with North Korea, but continues working for concessions on the rogue nation's nuclear development. Read more .... WNU Editor: President Trump is certainly unique, and I doubt that we will ever see anyone like him on the world stage when he is gone. As to the above FOX news post, what specifically caught my eye in the above report are the last two paragraphs .... .... "Barack Obama told me that my greatest problem, when I became president, was the possibility of war with North Korea. In fact, privately, he said, 'You will have a war with North Korea on your watch.'" Trump said, according to Wead. Trump responded to Obama's concerns by asking if the former president had tried talking with Kim. "And Obama said, 'No, he's a dictator,'" Trump reportedly said. Trump said that decision was "stupid." I am from the school of thought that believes in dialogue and face to face meetings .... especially with your adversaries. This type of engagement is needed to not only keep all doors open, but to also build-up trust and be positioned to take advantage of any opportunity that may arise. Former President Obama understood this concept when he made the decision to engage with Iran. Why he choose to ignore North Korea was IMHO a mistake. Iran Prepares To Celebrate The 40th Anniversary Of The Storming Of The U.S. Embassy In 1979 Posted: 02 Nov 2019 05:55 PM PDT A member of Iran's Revolutionary Guards walks past a new mural painted on the walls of the former US embassy in the capital Tehran on November 2, 2019. (Atta Kenare/AFP) Times of Israel/AFP: Iran unveils new anti-US murals at former embassy Revolutionary Guards chief attends ceremony to introduce the paintings, which include a Star of David in the Great Seal of the United States TEHRAN — Iran on Saturday unveiled new anti-American murals on the walls of the former US embassy as Tehran prepares to celebrate the 40th anniversary of the storming of what it labels the "den of spies." The accusatory message of the paintings was one of a violent US that is thirsty for war and bent on tightening its grip on the world, yet weakening despite its military might. The new murals — mainly painted in white, red and blue, the colors of the US flag — were unveiled by Maj. Gen. Hossein Salami, the head of Iran's Islamic Revolutionary Guard Corps, at the former mission turned museum. Read more .... WNU Editor: Some of the original student leaders who seized the American embassy in 1979 are now voicing regrets .... Iran student leader says he regrets 1979 US Embassy attack (AP). First Images And Videos Of US Troops 'Seizing And Protecting' Syria's Oil Fields Stirs Outrage Posted: 02 Nov 2019 05:21 PM PDT Zero Hedge: First Images Of US Troops Occupying Syria's Oil Fields Stir Outrage The reality of American foreign policy all in one stunning image: regional Iraqi Kurdistan24 television has broadcast the first footage of the United States Army seizing and 'protecting' a Syrian oil field in the country's northeast. Specifically the images are of a US armed convoy at Rumelan oil field, and are the first to show Trump's ordered "secure the oil" policy in action. A Salon op-ed aptly quips in reaction: "It's about the oil, stupid: Trump wants to end the forever wars, except the one about oil and money." Read more .... WNU Editor: The US is definitely sending the signal that they do not care about the "optics" anymore. Why Did U.S. Commanders Chose Delta Force Over SEAL Team 6 For The al-Baghdadi Raid? Posted: 02 Nov 2019 05:11 PM PDT (American operators in Iraq.) Stavros Atlamazoglou, SOFREP: Why Delta Force was chosen over SEAL Team 6 for the operation to kill the leader of ISIS Why did American commanders choose Delta Force over SEAL Team 6 to conduct the operation that killed the leader of ISIS? Many are bound to speculate that the SEAL option was quietly put aside because of the never-ending drama emanating from the Naval Special Warfare (NSW). And the problems in the SEAL community aren't restricted in the "White" SEAL teams – "White" teams are the acknowledged SEAL teams that aren't part of the Joint Special Operations Command (JSOC). The Naval Special Warfare Development Group (DEVGRU), also known as SEAL Team 6, has had its fair share of issues – issues that came in to the forefront in the immediate aftermath of the last high-profile operation of the Global War on Terror (GWOT). Read more .... WNU Editor: It all comes down to territory. Delta Force has been in Syria for five years. They know the terrain, and they have been fighting ISIS alongside the Kurds. Was A Robot Used On The al-Baghdadi Raid? Posted: 02 Nov 2019 05:05 PM PDT Popular Mechanics: Did U.S. Troops Have a Robot on the ISIS Raid? POTUS claims there was a "robot" on the raid that killed ISIS leader al-Baghdadi. * President Trump claims that there was a "robot" on the raid that killed Abu Bakr al-Baghdadi. * Trump claims the raid unfolded too quickly for the robot to be deployed. * The U.S. military is conducting extensive research into operating drones in caves and tunnels, and yes, there probably was a robot present. President Donald Trump claims that U.S. forces brought a "robot" with them when they raided the hideout of Islamic State leader Abu Bakr al-Baghdadi. At least one outlet has cast doubt on the claim, but the claim is likely true. The U.S. Military has invested considerable time and effort in both subterranean warfare and robotics, and a robot designed to scout tunnel complexes would very likely be brought along on a mission to capture a high value target. Read more .... WNU Editor: I think the dog Conan did all the hard work. The US Navy SEAL That Killed Osama Bin Laden Analyzes The Video Of The al--Baghdadi Raid Posted: 02 Nov 2019 05:18 PM PDT This image from video released by the Department of Defense on Wednesday, Oct. 30, 2019, and displayed at a Pentagon briefing, shows U.S. Special Forces, figures at lower right, moving toward compound of Islamic State leader Abu Bakr al-Baghdadi on Saturday, Oct. 26, 2019. (Department of Defense via AP) FOX News: Navy SEAL who killed Usama bin Laden: What you missed in video of al-Baghdadi raid In an exclusive interview, the former Navy SEAL who killed Usama bin Laden, Rob O'Neill, analyzed videos of the U.S. military operation that killed ISIS leader Abu Bakr al-Baghdadi. On Wednesday, Marine Corps Gen. Kenneth F. McKenzie Jr., commander of U.S. Central Command, held a news conference to release videos of the raid in northern Syria last Saturday. One video shows a group of U.S. special operations forces moving toward the Baghdadi compound from at least two directions. Read more .... WNU Editor: Here is another analysis (that is more detailed) on the raid .... Our Analysis Of New Info And Video From The Raid That Killed ISIS Head Al Baghdadi (Warzone/The Drive). Is Cuba Stoking Latin American Social Unrest? Posted: 02 Nov 2019 04:10 PM PDT Cuba's foreign minister Bruno Rodriguez, pictured in September, described accusations of meddling as malicious (AFP Photo/YAMIL LAGE) AFP: Cuba denies stoking Latin American social unrest Havana (AFP) - Cuban Foreign Minister Bruno Rodriguez denied Friday that the country is behind recent social unrest in Latin America and rejected US allegations that it is supporting Venezuela President Nicolas Maduro. "Maliciously people are accusing Cuba of being behind what is happening in Venezuela and the recent popular protests against the pitiless neoliberalism that's advancing in this region," said Rodriguez at an event in Havana, called the Anti-imperialist Meeting. Washington has accused the Caribbean island nation of providing military support to help prop up the government of socialist leader Maduro. The US is backing his rival Juan Guaido's claims to be the South American country's interim leader. Read more .... WNU Editor: In places like Venezuela and Nicaragua their fingerprints are everywhere. According To the IMF Guyana's Economy Is The Hottest In The World Posted: 02 Nov 2019 04:04 PM PDT Livemint/Bloomberg: Guyana GDP to grow fourteen times as fast as China's next year: IMF * Government to set up sovereign wealth fund to invest surplus * Guyana, a country of 780,000 that neighbours Brazil and Venezuela, will see its economy balloon 86% next year, according to the International Monetary Fund South America may be battered by weak growth, unrest and austerity but one of its smallest countries is about to experience the fastest economic growth on the planet. Guyana, a country of 780,000 that neighbors Brazil and Venezuela in the region's northeast corner, will see its economy balloon 86% next year after expanding 4.4% this year, according to the International Monetary Fund. That's 14 times the projected pace of China and driven by Exxon Mobil Corp.'s discovery of oil. "We're moving from a very low base to a stratospheric leap," Finance Minister Winston Jordan said in a telephone interview from Georgetown. Read more .... WNU Editor: I have been to Guyana a few times. Have some good friends there. Their economy is about to explode because of oil. Editor's Note Posted: 02 Nov 2019 07:01 AM PDT Prepping the chalet for winter. Blogging will return later today. Smugglers Are Sawing Through Trump's Border Wall Posted: 02 Nov 2019 06:57 AM PDT Workers install panels of steel bollard fencing along the U.S.-Mexico border. (Nick Miroff/The Washington Post) Washington Post: Smugglers are sawing through new sections of Trump's border wall SAN DIEGO — Smuggling gangs in Mexico have repeatedly sawed through new sections of President Trump's border wall in recent months by using commercially available power tools, opening gaps large enough for people and drug loads to pass through, according to U.S. agents and officials with knowledge of the damage. The breaches have been made using a popular cordless household tool known as a reciprocating saw that retails at hardware stores for as little as $100. When fitted with specialized blades, the saws can slice through one of the barrier's steel-and-concrete bollards in a matter of minutes, according to the agents, who spoke on the condition of anonymity because they were not authorized to speak publicly about the barrier-defeating techniques. After cutting through the base of a single bollard, smugglers can push the steel out of the way, allowing an adult to fit through the gap. Because the bollards are so tall — and are attached only to a panel at the very top — their length makes them easier to push aside once they have been cut and are left dangling, according to engineers consulted by The Washington Post. Read more .... WNU Editor: If given time and a few resources, any barrier can be overcome. But the purpose of any barrier is to not make it easy for everyone. The best barriers in the world are in Israel. What Is a Russian Sukhoi Su-34 Doing Driving Along The Road? Posted: 02 Nov 2019 06:50 AM PDT A Sukhoi Su-34 being towed down the road on its own landing gear isn't something you see every day, not even in Russia. (Photo: via Facebook) The Aviationist: Wait… What? What Is a Russian Sukhoi Su-34 Doing Driving Along the Road? We (Almost) Get to The Bottom of Another Strange Russian Road Camera Incident. The Russians made dash cam video famous, and while this one wasn't taken with a dash cam, it only continues the lore of weird and interesting Russian road sightings. Someone – we aren't exactly certain who – posted photos of a Russian Sukhoi Su-34 (NATO code name "Fullback") twin-engine, two-seat tactical strike aircraft being towed along a Russian highway. If the aircraft were on a trailer, that may not be such a big deal. But this Su-34 is being pulled along on its own landing gear tires. Only in Russia… Read more .... WNU Editor: Over the years I have seen a lot of strange shit on the highways in Russia. This is nothing. Netherland's First F-35A Jet Gets A Foam Bath Instead Of a Water Cannon Salute Posted: 02 Nov 2019 06:47 AM PDT The jet's pilot - Ian Knight, Commanding Officer of the 323 Test & Evaluation Squadron, based in Bakersfield, California - looks out from the cockpit after flying the aircraft from Italy Daily Mail: Bungling Dutch air force firefighters give the country's first F-35A jet a foam bath instead of a water cannon salute at official arrival ceremony * Hundreds gathered to see arrival of stealth combat jet at Leeuwarden Air Base * Royal Netherlands Air Force mix-up saw two crash trucks shoot foam at aircraft * Base firefighters had 'responded to real emergency involving F-16 Viper fighter jet earlier and forgot to switch to shooting regular water for ceremony' It was meant to be the Dutch air force's big moment - a water cannon salute to herald the arrival of its first F-35A stealth combat jet. But the air force ceremony turned into air farce when the plane was accidentally covered in firefighting foam instead. Footage shows the F-35 Lightning II arriving at Leeuwarden Air Base yesterday afternoon amid much fanfare. As the plane comes into view, two crash trucks at the Royal Netherlands Air Force base begin shooting a 'water' arc in salute. Read more .... Update: Whoops! First F-35A Based In The Netherlands Got A Foam Bath By Mistake (Warzone/The Drive) WNU Editor: Opppsss! Is The U.S. Hold In Iraq At Risk As 'Iraq Spring' Unrest Escalates? Posted: 02 Nov 2019 05:48 AM PDT Tens of thousands of Iraqis massed in Baghdad's Tahrir Square on November 1 in the biggest demonstrations since anti-government protests erupted a month ago Khalid al-Mousily, Reuters Newsweek: Donald Trump Faces New Mideast Crisis as 'Iraq Spring' Unrest Threatens US and Iran's Hold on Region Still reeling from recent events in Syria, President Donald Trump and his administration face a looming crisis in neighboring Iraq. In a country where thousands of U.S. troops have died and thousands more are still deployed, both the United States and rival Iran are backing an embattled prime minister as popular calls for his ouster could threaten their influence and lead to civil war. The latest round of protests first emerged in Iraq in July 2018, about a year after former Prime Minister Haider al-Abadi declared victory over the Islamic State militant group (ISIS) in a campaign that united the Iraqi military, Iran-backed militias, a U.S.-led coalition and Kurdish forces. The unrest has pressured Abadi's successor, Prime Minister Adel Abdul-Mahdi, to the cusp of quitting. Read more .... WNU Editor: The unrest in Iraq is Shiite driven, and it is directed more at the current government and Iranian influence .... Iran 'anxious' as popular movements threaten its influence in Iraq and Lebanon (France 24) Russia Is Sending Planeloads Of Cash To Venezuela Posted: 02 Nov 2019 05:34 AM PDT Russian President Vladimir Putin (right) meeting with Venezuelan President Nicolas Maduro in Moscow on October 3, 2017. Bloomberg: Planeloads of Cash From Russia Have Been Shipped to Venezuela Hundreds of millions of dollars in cash has been shipped from Russia to Venezuela, providing a lifeline to the South American country as U.S. sanctions limit its access to the global financial system. A total of $315 million of U.S. dollar and euro notes were sent in six separate shipments from Moscow to Caracas from May 2018 to April 2019, according to data reviewed by Bloomberg from ImportGen, which compiled Russian customs records it obtains through private sources. The cash came from lenders run by the countries' governments and went to Venezuela's development bank, the records show. Read more .... WNU Editor: The amounts of money that we are talking about is only a few hundred million. Far too small to assist the Venezuelan economy and its people. My take on this cash transfer is that it is being used to directly pay off those who are involved in selling off Venezuela's wealth to the Kremlin. 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World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates Posted: 03 Nov 2019 01:26 AM PST World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates Twitter outrage after Michelle Obama claims 'anywhere' could host husband’s library Melania Trump outrage: FLOTUS’ under fire over “hands-on” mothering claim Outage after children encouraged to ‘build the wall’ at White House Halloween Party ‘Never forgive, never forget’: Falkland Islanders' brutal stories of Argentine invasion Atlantic hurricane season 2019: When does hurricane season end? What is 'hurricane alley'? Japan's fears Chinese military might is becoming unassailable Hurricane tracker: Cyclone Maha to hit India bringing torrential rain and 121mph winds Twitter outrage after Michelle Obama claims 'anywhere' could host husband’s library Posted: 02 Nov 2019 08:13 PM PDT MICHELLE OBAMA's claim that anywhere in the world could have hosted husband Barack's Presidential Library due to his popularity has been met with ridicule on Twitter. Melania Trump outrage: FLOTUS’ under fire over “hands-on” mothering claim Posted: 02 Nov 2019 07:30 PM PDT MELANIA TRUMP came under fire after claiming she was a "hands-on" mother that did't require a nanny, despite Donald Trump later admitting the family had help. Outage after children encouraged to ‘build the wall’ at White House Halloween Party Posted: 02 Nov 2019 06:50 PM PDT CHILDREN were encouraged to help "build the wall" at a Halloween Party at the Eisenhower Executive Office Building by pinning hand drawn bricks onto a wall. ‘Never forgive, never forget’: Falkland Islanders' brutal stories of Argentine invasion Posted: 02 Nov 2019 05:58 AM PDT ARGENTINA's election of President Alberto Fernandez, who wants to put sovereignty of the Falkland Islands back on the agenda, has focused attention on the remote British Overseas Territory in the South Atlantic. In so doing he has stirred-up troubling memories for people living there who have only recently felt able to talk about 1982's infamous invasion, an islander said today. Atlantic hurricane season 2019: When does hurricane season end? What is 'hurricane alley'? Posted: 02 Nov 2019 01:08 PM PDT ATLANTIC hurricane season 2019 will soon be drawing to a close. But while it's not over yet, Express.co.uk takes a look at the infamous 'hurricane alley'. Japan's fears Chinese military might is becoming unassailable Posted: 02 Nov 2019 09:31 AM PDT CHINA'S rising military power is causing "global anxiety", according to Japan's defence minister. He said China's new missile systems were a cause of alarm for its neighbours, and warned Beijing must explain itself to the world. Hurricane tracker: Cyclone Maha to hit India bringing torrential rain and 121mph winds Posted: 02 Nov 2019 09:13 AM PDT TROPICAL CYCLONE MAHA has formed in the Indian Ocean, and is forecast to hit the southwestern coast of India. Here is the latest tracking information and satellite images. You are subscribed to email updates from Daily Express :: World Feed. To stop receiving these emails, you may unsubscribe now. Email delivery powered by Google Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States

World News, World News Updates, World News Headlines, Latest World News, Current Affairs Posted: 03 Nov 2019 01:59 AM PDT World News, World News Updates, World News Headlines, Latest World News, Current Affairs Iraqi Security Forces Kill 17-Year-Old, Injure 200 More During Anti-Government Demonstrations South Africa Wins Third Rugby World Cup Title Over England 13 Civilians Killed After Car Bomb Explodes in Northern Syria Hong Kong Protesters Met With Tear Gas After Attack on Chinese Official News Agency Iraqi Security Forces Kill 17-Year-Old, Injure 200 More During Anti-Government Demonstrations Posted: 02 Nov 2019 02:17 PM PDT (BAGHDAD) — Iraqi security forces fired tear gas and live ammunition to disperse thousands of anti-government protesters Saturday, killing at least one and wounding more than 200 in the capital Baghdad and in the country’s south, police officials and a semi-official human rights commission said. The largest protest took place in Baghdad, where tens of thousands of people gathered in and near a central square in defiance of a government crackdown that killed dozens over the past month. Tens of thousands of Iraqis have been protesting, mostly in Baghdad and southern regions, since last month, demanding sweeping change to the political system established after the 2003 U.S.-led invasion, which they blame for widespread corruption, high unemployment and poor public services. Iraq’s Foreign Ministry called on countries that issued statements urging Iraq’s government to respect the will of Iraqis, saying those states “should respect Iraq’s sovereignty and not interfere in Iraq’s internal affairs.” In the southern town of Umm Qasr, clashes between security forces and protesters injured 120 people, according to Iraq’s semi-official human rights commission. The Iraqi High Commission For Human Rights said security forces fired tear gas and live bullets to disperse hundreds of protesters near the vital Umm Qasr port on the Persian Gulf on Saturday morning. The commission said many of the wounded were being treated in a hospital in the town. In Baghdad, security forces fired tear gas at protesters who tried to cross to bridges over the Tigris River leading to the heavily fortified Green Zone that is home to the Iraqi government and several other embassies, including the U.S. mission. One protester was killed and at least 88 were wounded in Baghdad, according to police and medical officials who spoke on condition of anonymity because they were not authorized to speak to the media. “Down with the government, down with the regime and down with corrupt parties,” some of the protesters chanted in Baghdad. On nearby Abu Nawas Street on the Tigris, protesters prevented authorities from closing it with a blast wall by confiscating the crane that was to be used to place the giant cement blocks. Authorities had closed nearby Saadoun Street with blocks last month as it is a main road leading to Tahrir Square that has been the main protesting point in the capital since last month. The weekslong protests in Iraq and similar demonstrations in Lebanon have been fueled by local grievances and mainly directed at the political elite, but they also pose a challenge to Iran, which closely backs both governments. An increasingly violent crackdown in Iraq has raised fears of a backlash by Iran and its heavily armed local allies. South Africa Wins Third Rugby World Cup Title Over England Posted: 02 Nov 2019 11:50 AM PDT (YOKOHAMA, Japan) — Siya Kolisi grabbed the Webb Ellis Cup, gave it a kiss and hoisted it high as fireworks exploded and his teammates — black and white — rejoiced behind him. A blowout victory in the Rugby World Cup final for the Springboks. Yet another transcendent moment for post-apartheid South Africa. Led by the first black captain in the Springboks’ 128-year rugby history, South Africa’s multiracial squad swept to a record-tying third World Cup title by overpowering England in a 32-12 victory on Saturday. “We have so many problems in our country,” the 28-year-old Kolisi said. “A team like this — we come from different backgrounds, different races — came together with one goal.” Among the post-match celebrations was the poignant sight of Kolisi being joined on the winner’s podium by South African President Cyril Ramaphosa, who was wearing a Springboks jersey with No. 6 on the back — the number worn by the captain. It evoked memories of South Africa’s first World Cup triumph in 1995 and Nelson Mandela — the country’s president at the time — wearing the No. 6 jersey as he handed the World Cup trophy to captain and backrower Francois Pienaar. Kolisi thanked the South African people on the farms, in the taverns, in the townships and in the streets. “We love you, South Africa,” an emotional Kolisi said, “and we can achieve anything if we work together as one.” Kolisi was shaking with adrenalin as he belted out the national anthem before kickoff in Yokohama and was then at the heart of a massive effort by the Boks forwards, who brutalized England with their traditional power at the set piece to seize control of the game. He made more tackles than anyone other than two teammates and one Englishman. The England forwards were driven backward at the scrum. Their passing was sloppy. The kicks were wrong. What happened to the team that outclassed two-time defending champion New Zealand in the semifinals? Yet, at 18-12 with 20 minutes left, the final was still up for grabs. Then the Springboks opened up, showing the other side of their game and scoring tries out wide through wingers Makazole Mapimpi and Cheslin Kolbe. Mapimpi kicked ahead from the left wing and was on hand to receive a pass from center Lukhanyo Am to race over near the posts in the 67th minute. Kolbe’s try was even better, the small right winger scampering down the touch line before stepping inside England captain Owen Farrell and running through unchecked in the 74th. The celebrations could start early for the South African fans inside the International Stadium and those back home, on a special night for a country still trying to fully emerge from the apartheid era. “We had the privilege of giving people hope,” South Africa coach Rassie Erasmus said , “not the burden.” And Erasmus saved some special words for his captain. “It is easy to talk about going through hard times and struggling to get opportunities,” Erasmus said, “but it is tough when there are days when you didn’t have food or couldn’t go to school or didn’t have shoes to wear. “When you sit down and think about it, there was a stage when Siya didn’t have food to eat. Yes, that is the captain and he led South Africa to hold this Cup.” It was 24 years ago when the Springboks won the title, a year after Mandela became president in a democratic election after decades of racial segregation and his own imprisonment for 27 years. Twelve years later, they won it again — also against England — and it has been another 12-year gap to their third. While the All Blacks have also won the biggest prize in rugby three times, they have played in all nine editions of the World Cup. South Africa has only played in the tournament seven times, having been barred from the 1987 and ’91 tournaments as part of sporting sanctions during the apartheid era. It is three wins from three finals for the Springboks, who finally scored a try in a title match and had 22 points from flyhalf Handre Pollard. Frans Steyn, who was 20 when he played in all seven games as the Boks won in 2007, went on late as a replacement and now has won two World Cup titles for South Africa. England never led in the final — all of its points came through penalties by Owen Farrell — and barely got near South Africa’s tryline. England’s players slumped to the ground at the final whistle, lock Maro Itoje hurling his scrum cap. Maybe they did play their final last weekend, as some of their fans feared. Maybe beating Australia, New Zealand and South Africa in a span of three weekends was just too much to ask. Coach Eddie Jones, an Australian brought in after the wreckage of the 2015 World Cup that England hosted but didn’t even get out of the pool stage, got the team to the top of the rankings — his first aim after taking charge. But he couldn’t deliver a second title for England, after the class of 2003. Jones was also on the losing end in ’03 as Australia’s coach in a final decided by a dropped goal in extra time. “I thought they executed their plan brilliantly,” England flyhalf George Ford said of the Boks. “They just did a job on us.” 13 Civilians Killed After Car Bomb Explodes in Northern Syria Posted: 02 Nov 2019 08:53 AM PDT (BEIRUT) — A car bomb exploded in a northern Syrian town along the border with Turkey on Saturday killing 13 people, Turkey’s Defense Ministry said. The ministry said about 20 others were wounded when the bomb exploded in central Tal Abyad, which was captured last month by Turkey-backed opposition gunmen from Kurdish-led fighters. The ministry blamed Syrian Kurdish fighters for the attack, saying it harshly condemns it and called on the international community to take a stance against this “cruel terror organization.” There was no immediate claim of responsibility. Turkey last month invaded northeastern Syria to push out Syrian Kurdish fighters, who it considers terrorists for their links to a Kurdish insurgency inside Turkey. Earlier on Saturday, the Kurdish-led Syrian Democratic Forces said Christian fighters will now oversee security in a northern Syrian region that has witnessed fighting between Turkey-backed troops and Kurdish-led militiamen. The SDF said the deployment will take place in villages close to the town of Tal Tamr in the Khabur river region. That area is home to Syria’s dwindling Christian Syriac and Assyrian communities. Turkish-backed fighters have been advancing in northern Syria since last month, leading to the displacement of about 200,000 people. There have been concerns in Christian villages about possible atrocities by Turkey-backed fighters, which include former jihadists. The SDF said it’s deploying the Syrian Military Council and Assyrian fighters in the Khabur river region. Both groups are part of the SDF. The announcement came a day after Turkey and Russia launched joint patrols in northeastern Syria, under a deal that halted a Turkish offensive against Syrian Kurdish fighters who were forced to withdraw from the border area following Ankara’s incursion. Though the truce has mostly held, it has been marred by accusations of violations from both sides and occasional clashes. Turkish President Recep Tayyip Erdogan has threatened to resume the offensive if deemed necessary. But the U.S. had partnered with the Syrian Kurdish fighters, their top allies in the war against the Islamic State group. The relationship has strained ties between Washington and Ankara who are NATO allies. After an abrupt and widely criticized decision by President Donald Trump to withdraw American troops from this part of Syria, the Kurdish forces approached the Syrian government and Russia for protection. Syrian government troops and Russian military police subsequently moved into areas along the border. Christians made up about 10 percent of Syria’s pre-war population of 23 million, who co-existed with the Muslim majority and enjoyed freedom of worship under President Bashar Assad’s government. Most have left for Europe over the past 20 years, with their flight significantly gathering speed since the start of the current conflict. Hong Kong Protesters Met With Tear Gas After Attack on Chinese Official News Agency Posted: 02 Nov 2019 06:34 AM PDT (HONG KONG) — Anti-government protesters attacked the Hong Kong office of China’s official Xinhua News Agency for the first time Saturday after chaos broke out downtown, with police firing tear gas and demonstrators hurling gasoline bombs as the protest movement approached the five-month mark. Streets in the upscale Causeway Bay shopping area and nearby Victoria Park were clouded in tear gas, prompting thousands of protesters to flee as riot police moved swiftly to stymie a rally demanding meaningful autonomy after Beijing indicated it could tighten its grip on the Chinese territory. Police deployed at least two water cannon trucks in the vicinity. They had issued warnings to protesters who occupied the area that they were attending an unauthorized rally and violating a government ban on face masks. Some protesters stormed Xinhua’s office in the city’s Wan Chai neighborhood. They smashed its glass door entrance and windows, splashed red ink, sprayed graffiti and set a small fire in the office lobby. Chinese banks and businesses linked to China have been frequently targeted by protesters as anger has built up against Beijing. The demonstrators accuse the central government of infringing on the freedoms guaranteed to Hong Kong when Britain returned the city to China in 1997. Earlier Saturday, some protesters unearthed a goal post from a soccer field and metal railings to block the park’s entrance. Pro-democracy candidates running in this month’s district council elections — who can meet with groups of 50 or fewer people without a police permit — held hustings at the park to try get around the rally ban. One candidate was pepper-sprayed in the face after he argued with police and was detained. Hardcore protesters in full gear quickly regrouped in the vicinity, using plastic cones and metal railings to set up road barriers. In Wan Chai and other areas, protesters hurled gasoline bombs at police, who responded by firing more tear gas and a water cannon. A number of protesters were detained. Police said in a statement that some masked rioters also damaged shops, committed arson and placed nails on the roads, threatening the safety of road users. The chaos underlined the depth of dissent that began in early June over a now-shelved plan to allow extraditions to mainland China but have since swelled into a movement seeking other demands, including direct elections for Hong Kong’s leaders. A move last month by Hong Kong’s leader, Carrie Lam, to invoke emergency powers to impose a face mask ban was seen as crimping the protesters’ rights to assemble. As the street battles continued late Saturday, thousands gathered at a public square overlooking the city’s harbor for a police-approved rally. Some carried American flags to press for the passage of a U.S. bill that could place diplomatic action and economic sanctions on the city over human rights violations. U.S. lawmakers have passed the bill, which still needs Senate backing. The increasingly violent unrest in Hong Kong has hurt the reputation of one of the world’s top financial hubs. The city has slipped into recession for the first time in a decade as it grapples with the turmoil and the impact from the U.S.-China trade war. More than 3,000 people have been detained in the protests. The civil disobedience has posed a big challenge to Beijing, which vowed Friday to prevent foreign powers from sowing acts of “separatism, subversion, infiltration and sabotage” in Hong Kong. In a Communist Party document released after its Central Committee meeting this past week, Beijing said it would “establish and strengthen a legal system and enforcement mechanism” to safeguard national security in Hong Kong. Hong Kong, which has a separate legal system from mainland China, has tried to enact anti-subversion legislation before, only to have the measure shelved amid formidable public opposition. Beijing may be indicating it is preparing to take matters into its own hands by having the National People’s Congress issue a legal interpretation forcing the enactment of such legislation. You are subscribed to email updates from World – TIME. To stop receiving these emails, you may unsubscribe now. Email delivery powered by Google Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States

Latest Govt Jobs, Sarkari Naukri, Results Posted: 02 Nov 2019 10:16 PM PDT Latest Govt Jobs, Sarkari Naukri, Results DSSSB Hall Ticket 2019 | Download DSSSB Assistant Teacher & Other Admit Card@ dsssbonline.nic.in VBSPU Result 2019 – Get Latest UG/PG | BDS, M.S, M.D & Other Annual/ Semester Exam Result AKNU Results 2019 (Declared)- Check Adikavi Nannaya University UG and PG Results UKPSC Admit Card 2019 – Get Various UKPSC Hall Ticket & Exam Dates Right Here RSMSSB Recruitment 2019 – 889 Librarian, JE, Industry Extension Officer, Industry Inspector & Other Vacancy NTRUHS Results 2019 Released – Download NTR University Semester Examination Results Maharashtra Police Admit Card 2019 – Get Maharashtra Police Hall Ticket @ mahapariksha.gov.in Mysore University Results 2019 – Check UOM UG/PG Exam Results YCMOU Result 2019 – Check YCMOU May/ June Exam Result for FY, B.A, B.Ed & other courses DSSSB Hall Ticket 2019 | Download DSSSB Assistant Teacher & Other Admit Card@ dsssbonline.nic.in Posted: 02 Nov 2019 06:08 AM PDT Post Name Admit Card Date Exam Date Admit Card Link Fire Operator Available Soon Available Soon Click Here Assistant Teacher  01st November 2019 11th, 13th, 14th, 15th, 19th November 2019 Click Here NAIK & Others 30th October 2019 09th November 2019 Click Here Lab Technician 29th October 2019 30th October  2019 Click Here DSSSB Admit Card 2019: Delhi Subordinate Service Selection Board released the Admit Card for Warder and Patwari posts. Hence, we update all the DSSSB Admit Cards on our page once the board announced it. Also, provide the Exam date and other important details in the below section. For more DSSSB Admit Card details scroll down the page and get all the needed instructions. DSSSB Fire Operator Admit Card 2019 will be published soon. Similarly, the board will declare the exam date on its official website. Therefore, the DSSSB Hall Ticket can be downloaded from the below section once it got released by the officials of the Delhi  Subordinate Services Selection Board. Organization Name Delhi  Subordinate Services Selection Board Post Name Fire Operator Number of Posts  Various Category Admit card Exam Date Announced Later Admit Card Date Available Soon Official Website dsssb.delhi.gov.in DSSSB Fire Operator Admit Card 2019 – Download Here  DSSSB Assistant Teacher Admit Card 2019 Released for Assistant Teacher (Primary & Nursery) on 01st November 2019. Thus, the direct link to download the admit card is now available at the below table. Download it by providing valid credentials. Therefore, the DSSSB Assistant Teacher Exam has been scheduled on 11th, 13th, 14th, 15th, 19th November 2019. Get the detailed instructions from the overview table. Organization Name Delhi  Subordinate Services Selection Board Post Name Assistant Teacher (Primary & Nursery) Number of Posts  778 Category Admit card Exam Date – Assistant Teacher Primary 11th, 13th, 14th, 15th November 2019 Exam Date – Assistant Teacher Nursery 19th November 2019 Admit Card Date 01st November 2019 Official Website dsssb.delhi.gov.in DSSSB Assistant Teacher Admit Card 2019 – Download Here   DSSSB NAIK Admit Card 2019 – The Delhi  Subordinate Services Selection Board will release the admit card from 30th October to 05th November 2019.  The DSSSB NAIK Exam will be held on 09th November 2019. Takedown the examination along with the DSSSB Admit Card. Enter the valid details to download the hall ticket. Organization Name Delhi  Subordinate Services Selection Board Post Name NAIK Male, Driver Heavy Motor Vehicle Male, Driver, Mobility Instructor, Instructor, & Labour Welfare Inspector Posts Number of Posts  Various Category Admit card Exam Date 09th November 2019 Admit Card Date 30th October 2019 Official Website dsssb.delhi.gov.in DSSSB Admit Card 2019 – Download Here   DSSSB Lab Technician Admit Card 2019 OUT !! The admit card for the post of Lab Technician has been issued on its official portal @ dsssb.delhi.gov.in. Thus, the direct link to download the admit card is provided at the below table. Aspirants are suggested to get the DSSSB Admit Card by providing valid information. The DSSSB Hall Ticket has been released on 29th October 2019. Moreover, the exam date for the various post has been tabulated on the up coming webpage. Organization Name Delhi  Subordinate Services Selection Board Post Name Lab Technician Number of Posts  Various Category Admit card Lab Technician Exam Date 30th October  2019 Admit Card Date 29th October 2019 Official Website dsssb.delhi.gov.in DSSSB Lab Technician Hall Ticket 2019 – Download Here   DSSSB Lab Technician Exam Dates 2019 – Post wise Jr. Auditor (LDC), Pharmacist 01st November 2019 Pharmacist 04th November 2019 Radio Telephone Operator 05th November 2019 Telephone Operator 06th November 2019 Veterinary and Livestock Inspector, Chemist 18th November 2019 Junior Telephone Operator, Wildlife Inspector 19th November 2019 DSSSB Call Letter 2019  Delhi Subordinate Service Selection Board will issue E-Admit Card or Call Letter on the Official Website to the candidates who have shortlisted. Candidates may also be informed on their registered mobile number as well as the DSSSB Call Letter 2019 released. Applicants who are participating in this examination must download their Call Letter and bring with it on the day examination. After the download of the admit card must check all information and Instructions regarding online computer based examination indicating on Admit Card. The Hall Ticket carries the following details. Full Name of the Candidate. Name of the Applicant's Father. Gender (Male/ Female). Registration Number Candidate's Date of Birth Exam Centre, Code, and Venue. Duration of the Examination. Hall Ticket/ Roll Number. Name of the Test. Important Guidelines for the Exam. Signature of the Commission Councillor. Space for Invigilator's Signature. Reporting Time to the Exam Cell. Photograph of the Applicant. Space for Candidate's Signature. Download DSSSB Admit Card 2019 Download the DSSSB Admit Card for the examination which is going to be conducted by the board of Delhi Subordinate Service Selection. Candidates who have any issue to download the Hall Ticket can reach the official website to get a clear view. Containing the following ID Proofs will help you to enter the examination hall without delay. However, the Invigilators can also easily rectify your details in the Admit Card. If any mistake was done with the Hall Ticket filling, the aspirants can contact the board before the last date arrives. Aadhar Card DSSSB Admit Card College ID Ration Card Driving License PAN Card Voter ID Any Valid ID Proof Issued By Gazetted Officer Bank Passbook Passport How to Download DSSSB Admit Card 2019 Reach to the Direct DSSSB Admit Card link. The candidate Login page will appear on the screen. Login with your Application number and DOB. A new Admit Card page will open. Enter all the details in the application and in the Original ID Proofs. Complete the registration with valid details. Now, Download the Hall Ticket and take a print out of it.   VBSPU Result 2019 – Get Latest UG/PG | BDS, M.S, M.D & Other Annual/ Semester Exam Result Posted: 02 Nov 2019 05:49 AM PDT VBSPU Result 2019 – Hello Students!!. Veer Bahadur Singh Purvanchal University Result of the semester exam for various UG/ PG Courses are available here. The University has published the results of BDS Reevaluation, M.D & M.S, B.Sc Nursing, and other Courses Exam Results available here. Students those who have appeared for these Examinations can check the results from the official website of the University i.e, vbspu.ac.in. Students who have done with the exams can check the VBSPU Result from the link which is provided here. Students can get the results without any confusion and get an individual Students performance. Candidates need more information about the Purvanchal University Time Table or VBSPU Online Form just visit the official website. VBSPU Result 2019 In this page, we update the VBS Purvanchal University Result for regular candidates and private Students. The results of VBSPU will be released on the official website and every Student should enter their enrollment number on the login page to view their results. The Veer Bahadur Singh Purvanchal University Result will be released through online mode. Currently, the Veer Bahadur Singh Purvanchal University has released the results for BDS Reevaluation, M.D & M.S, B.Sc Nursing, and others. So, students can check the latest VBSPU Result 2019 for various courses from the link provided below. Apart from this, we will update the latest information regarding the Time Table, Syllabus, Admit card and others. We will be updating the Upcoming VBSPU Result link, it will work once the University will release it by officially. We advise the Students to check this page recruitment.guru regularly, to get the updated information about VBSPU Exam Result. Latest VBSPU Exam Result 2019 Name of the Exam Download Link Results Special Back 2019 Download Improvement/Back Paper Results 2018-2019 (Annual) Download Results 2018-2019 (Annual) Download M.D. & M.S. 2019 Download Results 2019 (Even Semester) Download BDS 2018 Download BDS 2017 (Re-Evaluation) Download M.D. & M.S. 2018-19 Download B.Sc. Nursing 2018-2019 Download Results 2018-2019 (Odd Semester) Download Improvement Results 2018 Download Result BAMS & BUMS Supplementary 2018 Download BDS 2017 Download Results 2017-2018 (Annual) Download Results 2017-2018 (Even Semester) Download Results M.D. & M.S. 2017-2018 Download M.Ed. 2018 (Even Semester) Download Other Results Click Here How to Download VBSPU Results 2019? Visit the official website of Veer Bahadur Singh Purvanchal University i.e vbspu.ac.in In the home page, you will find the Results tab In that click on the results page, you can find the results for various courses. Click on the result link for which course you want to check. Results will appear on the screen. Take the printout of the result until the official marks card is released by the VBSPU Board. Overview of Veer Bahadur Singh Purvanchal University Name of the University Veer Bahadur Singh Purvanchal University Courses Offered Science, Medical, Engineering, Technology & others Established Year 1987 Category Sarkari Results Location Jaunpur, Uttar Pradesh Mode Online Official Site vbspu.ac.in About Veer Bahadur Singh Purvanchal University Purvanchal University Jaunpur renamed as Veer Bahadur Singh Purvanchal University was established on 2nd October 1987 as an affiliating university under U.P. state university act 1973. The university was renamed in the honor of late Shri Veer Bahadur Singh, former Chief Minister of the state. The Veer Bahadur Singh Purvanchal University started with the 68 affiliated colleges, has now widened its spectrum of activities with 367 affiliated graduate and post-graduate colleges with the student's enrollment of nearly three lacs and eighty thousand in 5 Districts of Eastern Uttar Pradesh. VBSPU Supply/Revaluation Results Students have a chance to apply for the revaluation, if the students may get low marks in the examination, they can apply for the Revaluation results. So again the head of the Examiner will review the answer paper. After revaluation, students may get high marks. Still, if anyone got low marks, they can apply for the Supplementary Examinations. For Revaluation/Supplementary, students should pay the fee. Students can get all the results from this page Regular, Revaluation and Supplementary Results. Students of Veer Bahadur Singh Purvanchal University can also get the MBA Results Also. Just we are advising the Students to frequently visit this page to get latest updates of all VBSPU Result 2019. AKNU Results 2019 (Declared)- Check Adikavi Nannaya University UG and PG Results Posted: 02 Nov 2019 05:44 AM PDT AKNU Results 2019 – Dear Students!! Get the latest AKNU UG Common Core Scheme I, II, III and UG Classic Scheme I, II, III Year Results here. Students who have attended the AKNU Degree Exam and waiting for AKNU Degree Exam Results can check the Adikavi Nannaya University Results 2019 here. We update the latest Degree results of AKNU for various courses results. Students those who have appeared for these examinations can check the results from the official website of the University i.e, aknu.edu.in. Also here on this page, we have attached a direct link to get the results without any confusion. Students can get the results without any hesitation and find out the individual performance. We advise the Students to regularly check the official website to know more about the AKNU Results 2019. AKNU Results 2019 @aknu.edu.in The AKNU PG Results & UG Results are released on the official website. We update this AKNU Exam Result 2019 page with the latest result that is released on the official website by the official AKNU board. So to know more about the AKNU degree Result and other results candidates must bookmark this page. For further information about Adikavi Nannaya University Results, 2019 students can check the official website. The AKNU University will release the AKNU PG Results & UG Results online. In this page, the students can get the Adikavi Nannaya University Results 2019 for Regular, Supplementary & Reval Examinations. Currently, the University has published the results for UG Common Core Scheme I, II, III and UG Classic Scheme I, II, III Year Students. Students can refer to this page to get AKNU Result. Latest AKNU Exam Results 2019 Name of the Exam Announcement Date Download Link BA(OL) – PDC (2016, 17, 18 AB) Sep-2019 Ist & 2nd Year (Backlog) – Revaluation Dates 18-10-2019 Click Here  BA(OL) – PDC (2016, 17, 18 AB) Sep-2019 Ist & 2nd Year (Backlog) – Results 18-10-2019 Click Here LLB, BA LLB I, III & VI Semester Revaluation Results 04-09-2019 Click Here B.Tech II Semester(Regular & Backlog) Revaluation Results 04-09-2019 Click Here B.Tech IV Semester(Regular & Backlog) Revaluation Result 04-09-2019 Click Here B.Tech VI Semester(Regular) Revaluation Results 04-09-2019 Click Here UG CBCS IV Semester(Regular) Revaluation Results 31-09-2019 Click Here UG CBCS II Semester(Regular & Backlog) Revaluation Results 31-09-2019 Click Here UG CBCS II and IV Semester(Backlog) Revaluation Results 14-08-2019 Click Here B.Ed, B.P.Ed II and IV Semesters and D.P.Ed II Semester Revaluation Results 09-08-2019 Click Here B.Voc (2018 AB) June – 2019 II Semester – Results 03-08-2019 Click Here B.Voc (2018 AB) June – 2019 II Semester – Revaluation Dates 03-08-2019 Click Here M.Ed II and IV Semester Backlog – Revaluation Dates 26-07-2019 Click Here M.Ed (2015, 2016 AB) – March 2019 II Semester Backlog Results 26-07-2019 Click Here M.Ed (2015, 2016 AB) – March 2019 IV Semester Backlog Results 26-07-2019 Click Here Other Results – Click Here How to Download AKNU Results 2019? Visit the official website of Adikavi Nannaya University i.e aknu.edu.in In the home page, you will find the Examinations tab and click on the UG/PG Examination. In that click on the results page, you can find the results for various courses. Click on the result link for which course you want to check. Results will appear on the screen. Take the printout of the AKNU Result for future reference. Overview of Adikavi Nannaya University Name of the University Adikavi Nannaya University Courses Offered Science, Medical, Technology & Others Established Year 2006 Category Sarkari Results Location Rajahmundry, Andhra Pradesh Mode Online Official Site aknu.edu.in అడికివి నన్నయ విశ్వవిద్యాలయం గురించి Adikavi Nannaya University was established in March 2006 through the Government of Andhra Pradesh Act No. 28 of 2006 at Rajahmundry. The AKNU is a unique addition to the existing Universities in India. Adikavi Nannaya University is named after Adikavi of Telugu literature Nannayabhatta who is first attested author of a text composed in the Telugu Language. The AKNU University attends to the educational need of both East & West Godavari districts. In the new millennium when the paradigm has shifted to making India a Knowledge society, Adikavi Nannaya strives to be an active contributor to the ever-expanding field of knowledge. AKNU Supply/Revaluation Results Students have a chance to apply for the revaluation, if the students may get low marks in the examination, they can apply for the Revaluation results. So again the head of the Examiner will review the answer paper. After revaluation, students may get high marks. Still, if anyone got low marks, they can apply for the Supplementary Examinations. For Revaluation/Supplementary, students should pay the fee. Students can get all the results from this page Regular, Revaluation and Supplementary Results. Students of Adikavi Nannaya University can also get the MBA Results Also. Just we are advising the Students to frequently visit this page. Get latest updates of all Adikavi Nannaya University Result 2019. UKPSC Admit Card 2019 – Get Various UKPSC Hall Ticket & Exam Dates Right Here Posted: 02 Nov 2019 05:35 AM PDT Post Name Exam Date Admit Card Date Admit Card Link Economics and Statistics Officer 17th November 2019  02nd November 2019 Download Here Assistants Conservator of Forest 03rd November 2019 19th October 2019 Download Here Civil Judge (Jr Division) 01st September 2019 16th August 2019 Download Here UKPSC SEO Hall Ticket 2019 – Uttarakhand Public Service Commission has announced the exam date to be held on 17th November 2019. Therefore, the admit card is now available on the official website on 02nd November 2019. Download the hall ticket from the below section those who are going to participate in the examination. UKPSC SEO Admit Card 2019 Description Details Name of the Board Uttarakhand Public Service Commission Name of the Exam Recruitment Exam Name of the Post Economics and Statistics Officer SEO Re-Exam Date 03rd November 2019 17th November 2019 Category Admit card Admit Card Release Date 02nd November 2019 Official website ukpsc.gov.in UKPSC SEO Admit Card 2019 – Download Here  UKPSC SEO Postponed Exam Date Notice 2019 – Check Here  UKPSC Admit Card 2019 is available for various UKPSC Jobs 2019. All the released and upcoming UKPSC Hall Tickets is here to download. Hence, all the eligible aspirants can download the admit card from the respective sections. Moreover, Aspirants will get the exam details of respective posts and the details regarding the UKPSC Exam. Here you can get the UKPSC Prelims, Mains and Interview Call Letter for various UKPSC Job Vacancies. Read the complete article to update more details. UKPSC ACF Admit Card 2019 Uttarakhand Public Service Commission will release the admit card for the post of Assistants Conservator of Forest. As the board decides to conduct the exam on 06th October 2019. So, the board will issue the admit card on 21st September 2019. Thus, the direct link to download the UKPSC Hall Ticket from the below table. Description Details Name of the Board Uttarakhand Public Service Commission Name of the Exam Recruitment Exam Name of the Post Assistants Conservator of Forest No of Vacancies 45 Exam Date 03rd November 2019 Category Admit card Admit Card Release Date 19th October 2019 Official website ukpsc.gov.in UKPSC ACF Admit Card 2019 – Download  UKPSC ACF New Exam Notice 2019 – Get Here  UKPSC Civil Judge Admit Card 2019 Uttarakhand Public Service Commission is yet to announce the admit card for the post of Civil Judge. The admit card will release on 16th August 2019. The UKPSC Exam will be held on 01st September 2019. Download the hall ticket from the below table. Description Details Name of the Board Uttarakhand Public Service Commission Name of the Exam Civil Judge Prelims Exam Name of the Post Civil Judge (Jr Division) No of Vacancies 15 Exam Date 01st September 2019 Category Admit card Admit Card Release Date 16th August 2019 Official website ukpsc.gov.in UKPSC Civil Judge Admit Card 2019 – Download UKPSC Admit Card 2019 Uttarakhand Public Service Commission Admit Card will be issued to only the candidates who submitted the applications and got eligible to attend the exam. Hence, provide the necessary and valid information to download the Uttarakhand PSC Hall Ticket. So, all the eligible aspirants can download the admit card before the exam date. We will direct you to the UKPSC Official Website to clear the queries regarding the UKPSC Admit Card Download. Utilize all the information given by the board given by Recruitment. Guru. UKPSC Hall Ticket 2019 These are the particulars that are printed on the UKPSC Hall Ticket 2019. Hence, all the applicants have to enter the details in the hall ticket correctly. Details entered should be same as in the application form. UKPSC Hall Ticket is a very important document to participate in the exam. Aspirants without the admit card will not be allowed to take down the examination. So, its candidate’s responsibility to download his/ her admit card on their own. Name of the Applicant. Exam Date, Time & Centre. Post Applied for. Application or Registration Number Father Name and Important Instructions. Download Uttarakhand PSC Admit Card 2019 To take down the exam aspirants must carry any of the document. The original ID proof will be asked at the doorstep verification process. Invigilators will not allow the candidates who fail to carry the UKPSC Admit Card and the original documents. If aspirants found any mistakes after downloading the admit card can inform to the board immediately. Use the helpline numbers to get the corrected UKPSC Hall Ticket 2019. Aadhar Card College ID Ration Card Driving License PAN Card Voter ID Any Valid ID Proof Issued By Gazetted Officer Bank Passbook Passport How to Download UKPSC Call Letter 2019-20? Click on “UKPSC Admit Card” Link. The home page opens. Enter the Registration Number and Submit. Now, the Admit Card will appear on the screen. Fill all the details. Finally, Submit the Admit Card and Download it. Take a print out and carry with you for the exam. RSMSSB Recruitment 2019 – 889 Librarian, JE, Industry Extension Officer, Industry Inspector & Other Vacancy Posted: 02 Nov 2019 05:29 AM PDT Post Name & Openings Last date Overview & status Librarian [700 Openings] 01st December 2019 RSMSSB Librarian Recruitment 2019 (LIVE) Junior Instructors [92 Openings] 24th November 2019 RSMSSB Junior Instructor Recruitment 2019 (LIVE)  Industry Extension Officer, Industry Inspector & Other [97 Openings] 14th November 2019 RSMSSB Rajasthan Recruitment 2019 (LIVE)  RSMSSB Recruitment 2019 RSMSSB Recruitment 2019 – Apply Online for 700 Librarian Grade-III Job Vacancy. Rajasthan Subordinate and Ministerial Service Selection Board Authorities have released a notification for the Grade III Post. Candidates who have passed the 12th Class and Library Science Certificate Course and searching for Central Govt Jobs can proceed with the application process for the RSMSSB Notification 2019.  RSMSSSB Recruitment Online Application is available from 02nd November 2019 and closes on 01st December 2019. Aspirants who are having the specification prescribed in RSMSSB Rajasthan Notification are only eligible to apply. Qualified candidates can apply for this Librarian post on or before the last date. Get more information like eligibility criteria, age limit, and others by reading this article loaded below. Overview of RSMSSB Librarian Grade III Recruitment 2019 Notification Name of the Organization  Rajasthan Subordinate and Ministerial Service Selection Board (RSMSSB)  No. of Vacancies 700 Name of the Post  Librarian  Apply Mode  Online Mode Starting Date to Apply 02nd November 2019 Closing Date to Apply 01st December 2019 Job Category Rajasthan Government Job Job Location  Jaipur, Rajasthan Official Website   rsmssb.rajasthan.gov.in RSMSSB Vacancy List 2019  Post Name No.of. Vacancies   Librarian/ Lab Assistant (Non-TSP) 485  Librarian/ Lab Assistant (TSP) 215 Total 700 RSMSSB Rajasthan Notification  2019 – Eligibility Criteria for  Librarian Post Educational Qualification: Passed 12th Class or equivalent from a recognized university or institution. Completed Certificate Course in Library Science. Age Limit: Minimum Age Limit – 18 Years. Maximum Age Limit – 40 Years. RSMSSB Job Salary: Candidates hired for Rajasthan RSMSSB Recruitment Librarian Post will be paid a salary based on Pay Matrix Level 10. Application Fee: General/ OBC Creamy Layer/  – Rs. 450/- OBC Non-Creamy Layer – Rs. 350/- SC/ ST/ PH – Rs. 250/- NOTE: Pay the Application fee through Credit card/ Debit card/ Net Banking/ E-Mitra Kiosk. Selection Process: Written Examination. Interview. How to Apply ONLINE for RSMSSB Job Rajasthan 2019? Download the official notification given below. Read the given instructions Make sure that you are under the given eligibility criteria. Click on the Apply Online link given below. Get into the Application page. Register yourself for the RSMSSB Career 2019. Then login into the application page. Fill the details asked in the application form. Upload the scanned copies of essential documents. Pay the prescribed application fee. Recheck the details and submit the application process. Important Dates for RSMSSB Recruitment 2019 – Librarian Job Starting Date to Apply  02nd November 2019 Last Date to Apply   01st December 2019 Important Links for RSMSSB Notification  2019 Official Notification   Download Here Registration Link Click Here Apply Online Link Click Here   Official Website  Click Here RSMSSB Junior Instructor Recruitment 2019 RSMSSB Recruitment  2019 Notification has 92 Vacancies for Junior Instructor Posts. Candidates who have passed 10+2 in Science with Diploma in Engineering/Technology can apply online from 26th October 2019. All applicants must know that the age limit to apply for RSMSSB Junior Instructor Recruitment must lie between 20 to 40 years. Online application forms in a prescribed format must be submitted on or before 24th November 2019. Know eligibility details such as educational qualification, age limit, selection procedure and other details below. Know more details about recruitment in RSMSSB in the below sections of this page. RSMSSB Rajasthan Recruitment 2019 Name of the Organization  Rajasthan Subordinate and Ministerial Service Selection Board (RSMSSB)  No. of. Vacancies 92 Name of the Post  Junior Instructors  Application Mode Online Mode Advertisement Release Date 26th October 2019 Starting Date to Apply 26th October 2019 Last Date to Apply    24th November 2019 Job Category Rajasthan Government Jobs Job Location  Rajasthan Official Website rsmssb.rajasthan.gov.in RSMSSB Junior Instructor Vacancy 2019 Details  Post Name Number of Vacancies  Junior Instructor (Mechanic Diesel Engine) 24 Junior Instructor (Electronics Mechanic) 29 Junior Instructor (Refrigeration & Air Conditioning) 15 Junior Instructor (Wireman) 24 Total 92 Eligibility Criteria for RSMSSB Recruitment 2019 Educational Qualification: Passed 10+2 in Science with Diploma in Engineering/Technology or National Trade Certificate in Engineering/Technology in relevant trade. (OR) National Apprenticeship in Engineering/Technology in relevant trade. Age Limit: Minimum Age Limit – 20 Years Maximum Age Limit – 40 Years RSMSSB Junior Instructor Salary: Pay Matrix Level-10 Application Fee: GEN/UR, OBC & Creamy Layer Candidates – Rs.450/- OBC Non-Creamy Layer – Rs.350/- SC/ST – Rs.250/- Selection Process: Written Examination Typing Speed Test Interview How to Apply Online for RSMSSB Recruitment 2019 for Junior Instructors (JI)? Download the official notification given below. Read the given instructions Make sure that you are under the given eligibility criteria. Click on the Registration link. Complete your registration process Now, login with the necessary details. Fill the details asked in the application form. Upload the scanned copies of essential documents. Pay the prescribed application fee. Recheck the details and submit the application process. Important Dates for RSMSSB Recruitment 2019 Advertisement Date 26th October 2019 Starting Date to Apply 26th October 2019 Last Date to Apply 24th November 2019 Important Links for RSMSSB Job Notification 2019 Official Notification Pdf   Download Here Registration Link Click Here Login Link Click Here   Official Website Click Here RSMSSB Recruitment 2019 RSMSSB Recruitment  2019 Notification has been released recently. Rajasthan Subordinate and Ministerial Service Selection Board have published the recruitment notification to fill the 97 vacancies for the Industry Extension Officer, Industry Inspector, Economic Investigator, Handloom Inspector & Salt Inspector Posts. Candidates who are searching for Rajasthan Government Jobs may use this opportunity released under RSMSSB Recruitment. To apply online visit the official website of RSMSSB @ www.rsmssb.rajasthan.gov.in. The online Application Process starts from 16th October 2019 and ends on 14th November 2019. Candidates who are under the eligibility criteria for the RSMSSB Jobs can apply for these vacancies. Remaining details i.e post wise vacancy details, educational qualification, salary details, the application process & others regarding RSMSSB Recruitment are available below. Rajasthan Subordinate and Ministerial Service Selection Board Recruitment 2019 Name of the Organization  Rajasthan Subordinate and Ministerial Service Selection Board (RSMSSB)  No. of. Vacancies 97 Name of the Post  Industry Extension Officer, Industry Inspector & Other  Application Mode Online Mode Starting Date to Apply 16th October 2019 Last Date to Apply    14th November 2019 Job Category Rajasthan Government Job Job Location  Rajasthan Official Website rsmssb.rajasthan.gov.in RSMSSB Vacancy 2019 Details  Post Name No.of. Vacancies  Industry Extension Officer 60 Industry Inspector 13 Economic Investigator 13 Handloom Inspector 06 Salt Inspector 05 Total 97 Eligibility Criteria for RSMSSB Recruitment 2019 Educational Qualification:  Post Name Qualification Industry Extension Officer Degree in Arts/ Science/ Commerce/ or Engineering from a University established by Law in India. Industry Inspector Economic Investigator First-class or second class  Masters Degree in Mathematics/ Statistics/ Economics/ Commerce from a University established by Law in India Handloom Inspector Senior Higher Secondary or Higher Secondary or equivalent with Diploma in the Textile Trades (2 years) issued by the National Council for Training in vocational trades or any other institution recognized by the government Salt Inspector B. Sc with chemistry as one of the subject from a University established by Law in India Age Limit: Minimum Age Limit – 18 Years Maximum Age Limit – 40 Years RSMSSB Job Salary Details:  Post Name Pay Level Salary Industry Extension Officer Level – 10 Rs. 33,800/- Industry Inspector Level – 10 Rs. 33,800/- Economic Investigator Level – 10 Rs. 33,800/- Handloom Inspector Level – 08 Rs. 26,300/- Salt Inspector Level – 08 Rs. 26,300/- Application Fee: Refer RSMSSB Recruitment Official Notification for the application fee details. Selection Process: Written Test. Interview. How to Apply Online for RSMSSB Recruitment 2019 Rajasthan? Download the official notification given below. Read the given instructions Make sure that you are under the given eligibility criteria. Click on the Apply Online link given below. Get into the Application page. Fill the details asked in the application form. Upload the scanned copies of essential documents. Pay the prescribed application fee. Recheck the details and submit the application process. Important Dates for RSMSSB Recruitment 2019 Starting Date to Apply Online 16th October 2019 Last Date to Apply Online 14th November 2019 Important Links for RSMSSB Job Notification 2019 Official Notification Pdf   Download Here Re-Open Notification Pdf   Download Here Apply online Link  Click Here   Official Website  Click Here Other Job Links:  Recruitment Link Post Details Last Date  Air India Careers 265 – Commander, Aircraft Technician, Co-Pilot & Other [18-09-2020] Indian Ordnance Factory Recruitment 4,805 – Trade Apprentice [30-12-2019] CISF Recruitment 1,314 – Assistant Sub Inspector Executive [07-12-2019] JVVNL Recruitment 6000 – Technical Helper [27-12-2019] NTRO Recruitment  39 – Technician A, B, & Assistant Security Officer Grade – I [25-11-2019] DSRVS Recruitment 4,055 – Teaching & Non-Teaching [25-11-2019] RPSC Recruitment 912 – Veterinary Officer & Librarian [24-11-2019] Indian Bank Recruitment 115 – Security Guards cum Peon [23-11-2019] NCR Recruitment 529 – Goods Guards, Assistant Loco Pilot & others [20-11-2019] FACT Recruitment 52 – Assistant Manager, Technician & Others [13-11-2019] NPCIL Recruitment 95 – Assistant, Driver, Steno [06-11-2019]  About Rajasthan Subordinate and Ministerial Service Selection Board (RSMSSB) Rajasthan Subordinate and Ministerial Service Selection Board (RSMSSB) is an association that surveys the contender for getting to be officials. The board assesses the appropriateness of the possibility for turning into an official utilizing an institutionalized convention of assessment framework which comprises of character, knowledge tests, and interviews. There is no restriction on the number of endeavors that can be made. The meeting includes a battery of mental trial of character, to survey the competitor’s appropriateness for the bonus to the military. The tests help the SSB select applicants with official like characteristics. The Rajasthan Subordinate and Ministerial Service Selection Board aren’t worried about the number of commissions accessible. Its duty is simply to evaluate and after that, prescribe. Fruitful up-and-comers have a restorative assessment and if palatable are recorded on a “merit list” before preparing and commission. The up-and-comers who have passed the Union Public Service Commission (UPSC) composed assessment, or who, on account of the Territorial Army have been prescribed by a Preliminary Interview Board (PIB), or, who have been approached to present to the Service Selection Board are distributed an SSB focus to visit. Administration applicants go to by means of development requests made by their bosses. NTRUHS Results 2019 Released – Download NTR University Semester Examination Results Posted: 02 Nov 2019 05:20 AM PDT NTRUHS Results 2019 is updated here. Candidates who have appeared for the Semester Examination conducted by the Dr. NTR University of Health Science can check out the examination results on this page. Students can download the direct Pdf documents from the NTRUHS Exam Results from the below site. Make sure you get the NTRUHS Merit list at the official site. NTRUHS Results 2019-20 @ntruhs.ap.nic.in The NTR University of Health Sciences has released the UG/ PG Courses Exam Results for the BAMS, BUMS, B.Sc Nursing & other courses on its official site. NTRUHS successfully conducted the Semester Exams and released the results. A huge number of candidates who are seeking the admissions into Health Science programs have applied and appeared for the NTRUHS Examination. Aspirants who had written the exam are eagerly waiting for the results of NTR University, can check it out here. Our site recruitment.guru is having some updates related to the NTRUHS University Results 2019. Check the NTR University Health Sciences Exam Results 2019. Latest NTRUHS Examination Results 2019-20 Latest NTR University of Health Science Semester Examination Results Download Link First MBBS Sep/Oct 2019  Marks    Result IV BPT August/September 2019-NS  Marks    Result III BPT August/September 2019-NS  Marks    Result II August/September 2019-NS Marks    Result I BPT August/September 2019-NS  Marks    Result    I MBBS – Re-totaling result of First MBBS Exams July/Aug 2019 Result Final BDS- July/August 2019 Marks | Result Final MBBS Part-I – July/August 2019  Marks  | Result III BDS June/July 2019-NR Marks  | Result Final MBBS Part-II- July/Aug 2019  Marks  | Result II BDS June/July 2019-NR Marks  | Result Second MBBS July/Aug 2019  Marks  | Result First BDS Results June/July 2019-NR  Marks  | Result Super Speciality Results May/June 2019-NR  Marks  | Result First MBBS July/Aug 2019 Marks | Result IV BUMS April/May 2019-Revised  Marks | Result III BUMS April/May 2019-Revised  Marks | Result II BUMS April/May 2019-Revised  Marks | Result II BUMS April/May 2019-NR  Marks | Result I BUMS April/May 2019-Revised Marks | Result IV BAMS April/May 2019-Revised  Marks | Result BDS – Re-totaling result of Final BDS Exams Jan/Feb 2019 Download FINAL MBBS PART-I WEB List of re-totalling Jan/Feb 2019 Download BDS – NO Change Result of III BDS re-totaling Jan/Feb 2019 Download  FINAL MBBS PART-II WEB List of re-totalling Jan/Feb 2019 Download I BDS JAN/February 2019 Exams After Re-Totalling Download II BDS Jan/February 2019 Exams After Re-Totalling Download I BPT March 2019-NS Download Second MBBS Feb/Mar 2019 Download Final MBBS Part-I – Jan/Feb 2019 Download Final BDS- Jan/Feb 2019–NR Download III BDS Jan/Feb 2019 Download Final MBBS Part-II- Jan/Feb 2019 Download II BDS Jan/Feb 2019 Download I, II, III & IV BAMS October/November 2018-Revised Download I, II, III & IV BUMS October 2018-Revised Download Other Results Click Here How to Download NTRUHS Results 2019? Visit the Official Website of NTR University @ ntruhs.ap.nic.in In the home page, find the Results tab. A new page will take you the main Results page. Select the Exam Name and Go for the Enrollment Number. Then Click on the Submit option. Within a few minutes, the results will be displayed. Students can take a print out of the displayed results for future use until the mark sheet is given by the University. Dr. NTR University of Health Science – Overview Name of the University Dr. NTR University of Health Science Courses Offered UG, PG Programme, M.Phil/PhD Programmes Established Year 1986 Category Sarkari Results Location Vijayawada, Andhra Pradesh Mode of Results Online Official Site ntruhs.ap.nic.in About Dr. NTR University of Health Science Dr. NTR University of Health Science was established in 1986 by the Government of Andhra Pradesh. Headquarters located at Vijayawada. It is a statewide University with the aim of ensuring efficient and systematic education, training and research in allopathic and Indian systems of Medicine, Dentistry and Nursing. Every year NTRUHS releases the Notifications to provide admissions into various PG courses. Like that this year also NTRUHS Released a notification for providing admissions into various Post Graduation Courses. A large number of interested candidates have applied to this announcement. Hence, here is the list of Colleges which affiliate to Dr. NTR University of Health Science. Check it out!! Speciality Modern Medicine – 40 Dentistry – 21 Ayurveda – 07 Homoeopathy – 06 Unani – 02 Nursing – 213 Naturopathy – 02 Physiotherapy – 38 Medical laboratory technology – 54 Regular / Supplementary Results for NTRUHS Those students who have attended the regular examination under NTR University of Health Science and still failed. Here comes one more opportunity to clear the examination. To increase your scoring along with that students to fail in the previous examination will get a chance to clear through Revaluation Exams NTR University of Health Science Results. For each and every semester Students can apply for the revaluation after the announcement of the main examination results. NTR University of Health Science will take a week or more to process the exam papers to announce the Revaluation results. Do stay updated with this webpage to know about the NTRUHS Revaluation Exam Results 2019. Maharashtra Police Admit Card 2019 – Get Maharashtra Police Hall Ticket @ mahapariksha.gov.in Posted: 02 Nov 2019 05:06 AM PDT Maharashtra Police Admit Card 2019 | Get 3467 Shipai/ Constable Exam Date and Admit Card Here. The Maharashtra Home Department will issue the admit card for the above-said posts soon. The admit card will be released on its official portal on the scheduled date. Therefore, the Maharashtra Shipai/ Constable Exam date will be declared soon on its official portal. Read the complete article to get more exam details. Make sure with the exam date from this page and download the admit card from the direct link provided at the end of the section. Maharashtra Police Admit Card 2019 Once the Official announced the admit card on the official website, we will provide the direct link to download the Maharashtra Police Hall Ticket. Therefore, the Police Department is going to release the admit card with several details. Read the instructions before downloading the admit card. Thus, the board will declare the Maharashtra Police Admit Card Date. The exact date will be announced on the official website soon. So, Aspirants are requested to follow the official portal regularly to get the Maharashtra Police Admit Card Date and the exam date. Maharashtra Police Constable Admit Card – Overview Description Details Board Name Maharashtra Home Department Post Name Police Shipai/ Constable Exam Name Recruitment Exam Admit Card Date Updated Soon Category Admit Card Exam Date Declared Soon Official Website mahapariksha.gov.in Information on Maharashtra Police Hall Ticket 2019 Get a clear view of the details in the admit card and download it from the below section. Make sure to download the Maharashtra Police Admit Card within the last date. Contenders should enter the details in the admit card as in the application form. Candidates Name Name of the Candidate's Father The venue of the Exam Centre Date & Time of the Test Reporting Time to the Exam Hall Gender (Male/ Female) Roll Number Duration of the Online Test Space for Invigilator's Signature Registration Number Name of the Test Centre Category of the candidates Space for Applicant's Signature Name of the Exam Conducting Board Photograph of the Candidate Applicant's Date of Birth Name of the Written Test Important Guidelines for the Exam Takers Full Name of the Applicant Examination Centre Code Signature of the Board Counselor Maharashtra Police Shipai/ Constable Exam 2019 The Department will announce the exam date soon. Therefore, the detailed information for the exam will be available on the upcoming webpage. Hence, the admit card is an important document to participate in the examination. Though, Aspirants are suggested to download Maharashtra Police Constable Admit Card. Maintain the Exam Hall decorum and follow the general rules stated in the admit card. Maharashtra Police Constable Exam Pattern: Name of the Subject Total Questions Time Duration Mathematics General Knowledge & Current Affairs Reasoning Grammar(Marathi) 25 25 25 25 100 90 Maharashtra Police Shipai Exam Pattern: Name of the Subject Number of Questions Number of Marks Arithmetic 25 25 General Intelligence 25 25 General Knowledge 25 25 Marathi Grammer 25 25 Total 100 Questions 100 Marks Time Duration: 90 Minutes Documents along with Maharashtra Police Admit Card 2019-20 Candidates who are going to attend the examination must take any of the original documents to the exam hall along with the Maharashtra Police Constable Admit Card. Hence, Prepare well and clear the examination to get placed in Maharashtra Government Jobs. Original Photograph Voter Card Pan Card Employee ID College ID PAN Card Passport Driving License Any other ID proof issued by a Gazetted Officer Bank Pass Book with the photograph Maharashtra Police Hall Ticket Download Steps 2019 Click on the Hall Ticket Link. Enter the Registration Number and Password on the home page. Now enter the image in the box that is available on the page. Log in to get the Admit Card page. The Hall Ticket will appear on the screen. Fill the needed credentials into the hall ticket. After filling recheck the details that you have entered. Once done with the checking Submit the admit card. Finally, download the hall ticket after the submission. Take a photocopy of the Admit Card. Carry for the exam and for the upcoming selection rounds. Direct Link to Download Maharashtra Police Hall Ticket 2019-20 Maharashtra Police Admit Card Download Here Official Website Click Here Mysore University Results 2019 – Check UOM UG/PG Exam Results Posted: 02 Nov 2019 05:05 AM PDT Mysore University Results 2019 – The University of Mysore has recently declared Undergraduate & Post Graduate Examination Results for the exams held in April/May 2019. Students who have appeared for the Examination can check the results from the official website of the University i.e, uni-mysore.ac.in or from the given below direct links of UOM Results 2019. Here on this page, we have provided a direct link to download or verify the Mysore University Results from the below table. As the University Provides Various Under Graduate (UG), Post Graduate (PG), Diploma, Certificate, Language and many other types of Courses, Students can check their results from this page. Students can even check the Mysore University supplementary exam and revaluation results through the online portal. Students can check the page for Mysore University Results and procedure to check Mysore University Results 2019. Mysore University Results 2019 Mysore University has released the results for various Courses. Recently, it was announced for the IA Marks for UG April/May Exam 2019. Students can check this from the official website of the University. The University has declared the results of some courses, and the results of the remaining courses will be declared very soon by the University and will be uploaded on the website. Students can check the University Website regularly to know about the Result. Anyone can check the results from this page recruitment.guru apart from this, we used to update the latest information regarding the Time Table, Admit Card, Syllabus, Previous Paper, and others. Students can even visit the official website of Mysore University to check the result. Also, follow the simple step and check Mysore University Result 2019 dates. Recently Released Mysore University Exam Results 2019 Name of the Exam Download Link Reval Result Link Click Here BACHELOR OF PLANNING (B.PLAN)2017 (BPLN17) (UG) Second Semester (B) Click Here BACHELOR OF PLANNING (B.PLAN)2017 (BPLN17) (UG) Fourth Semester (D) Click Here BACHELOR OF ARCHITECTURE (BARCH13) (UG) Seventh Semester (G) Click Here B.Com. (MODIFIED SEMESTER SCHEME – REVISED SYLLABUS) (RBCOM13) (UG) Second Semester (B) Click Here  B.Com. (MODIFIED SEMESTER SCHEME – REVISED SYLLABUS) (RBCOM13) (UG) Fourth Semester (D) Click Here  B.Com. (REVISED REGULATION 2016) (RBCOM16) (UG) Fourth Semester (D) Click Here  BACHELOR OF BUSINESS ADMINISTRATION_17 (RBBA17) (UG) Second Semester (B) Click Here  BACHELOR OF BUSINESS ADMINISTRATION_17 (RBBA17) (UG) Fourth Semester (D) Click Here  BA- Honors(Chinese Language and Literature) (BAHCL) (UG) Fourth Semester (D) Click Here BA- Honors(Chinese Language and Literature) (BAHCL) (UG) Sixth Semester (F) Click Here BFA IN DIGITAL ART AND ANIMATION (RBFDAA) (UG) Second Semester (B) Click Here BACHELOR OF ARCHITECTURE (BARCH13) (UG) Tenth Semester (J) Click Here B.A LL.B – 5Yrs. INTEGRATED COURSE (2009) (LLBIC) (UG) Second Semester (B) Click Here B.A LL.B – 5Yrs. INTEGRATED COURSE (2009) (LLBIC) (UG) Fourth Semester (D) Click Here B.A LL.B – 5Yrs. INTEGRATED COURSE (2009) (LLBIC) (UG) Sixth Semester (F) Click Here B.A LL.B – 5Yrs. INTEGRATED COURSE (2009) (LLBIC) (UG) Eighth Semester (H) Click Here Bachelor of Commerce in LLB (BCOMLLB) (UG) Second Semester (B) Click Here Bachelor of Commerce in LLB (BCOMLLB) (UG) Fourth Semester (D) Click Here Bachelor of Commerce in LLB (BCOMLLB) (UG) Sixth Semester (F) Click Here BA-(Tibetan Language and Literature) (BAHTL) (UG) Second Semester (B) Click Here BA-(Tibetan Language and Literature) (BAHTL) (UG) Fourth Semester (D) Click Here BA-(Tibetan Language and Literature) (BAHTL) (UG) Sixth Semester (F) Click Here BA-(Tibetan Language and Literature) (BAHTL) (UG) Eighth Semester (H) Click Here B.Sc. (RBSCSS) (UG) Fourth Semester (D) Click Here MBA (Outreach Programme) 2nd and Final Sem Exam June/July 2019 Click Here MBA (Outreach Programme) 2nd Sem Exam May 2019 Click Here MA (Theology) Final Sem Exam June 2019 Click Here Master of Architecture – Urban Design 2nd Sem Exam June 2019 Click Here Bachelor of Education (CBCS and CAGP) (BED15) (UG) 3rd Sem (C) Click Here Bachelor of Architecture (B.ARCH13) (UG) 10th Sem (J) Click Here Other Results Click Here How to Download University of Mysore Results 2019? Visit the official website of Mysore University i.e uni-mysore.ac.in In the home page, you will find the Academics tab, in that click on Exam Results. The result page will be open, in that click appropriate Results. Results will appear on the screen. Take the printout of the result until the official marks card is released by the Mysore University Board. Overview of Mysore University Name of the University Mysore University Courses Offered UG, PG Programme, M.Phil/Ph.D. Programmes Established Year 1916 Category Sarkari Results Location Mysore, Karnataka Mode Online Official Site uni-mysore.ac.in List of Courses Offered by University of Mysore Master of Business Administration [MBA] Bachelor of Commerce + Bachelor of Laws [L.L.B.] Master of Science [M.Sc] Master of Arts [M.A] Bachelor of Physical Education [B.P.Ed] [M. Tech] Master of Technology Commerce – Master Degree [M.Com] Master of Education [M.Ed] Bachelor of Arts + Bachelor of Laws [B.A.L.L.B.] Master of Computer Applications [M.C.A] Post Graduate Diploma in Electronic Media Master of Music Master of Library and Information Science [M.Lib.I.Sc] Diploma Master of Laws [L.L.M] Advanced Diploma in Information Technology Master of Physical Education [M.P.Ed] Master of Social Work [MSW] Certification Master of Financial Management [MFM] Ph.D Master of Philosophy [M.Phil] Post Graduate Diploma Post Graduate Diploma in Management [PGDM] Master of Laws [L.L.M.] (Constitutional Law and Administrative Law) Master of Science [M.S] (Information Technology) About Mysore University The University of Mysore is a public state university in Mysore, Karnataka. University opened on 27 July 1916. This is the sixth oldest in the country and first in the state of Karnataka. Also, in a sense, it is the first university of the country to be established outside the limits of British India. The university encompasses 122 affiliated colleges and five constituent colleges (forming an aggregate of 53,000 students). In addition, the university has 37 postgraduate departments, eight specialized research and training centers, and two postgraduate centers that together offer a total of about 55 regular academic programs to 3,500 students. Mysore University Supply/Revaluation Results | UOM Results Students have appeared for the Mysore University Examination can check their UOM results, if they got low grades, still Students can apply for the Revaluation. The higher level Examiner will check the results and announce the Revaluation results. Still, if any students will get low marks again they can write the exam. For that, they should apply for the Supplementary Examination. For each and every semester Students can apply for the revaluation after the announcement of the main examination results. Students can keep in touch with the University website to know more information about the Revaluation Results. University of Mysore Revaluation Results 2019 YCMOU Result 2019 – Check YCMOU May/ June Exam Result for FY, B.A, B.Ed & other courses Posted: 02 Nov 2019 04:52 AM PDT Yashwantrao Chavan Maharashtra Open University has released the YCMOU Results for various Courses. YCMOU has declared the result for Gardiner Training Certificates Examination held in May/ June 2019. Here on this page, YCMOU Exam Result 2019 is available for the exam conducted in May/June 2019. YCMOU Result displayed in DU portal should not be considered as the final or valid statement of marks. Students can check their result by selecting Exam event and entering PRN. Part Result (Year-end-result) / Term Result (Semester-end Result) will be issued by the study centre. Check the article to know more about the YCMOU Result 2019. YCMOU Result 2019 @ycmou.ac.in Yashwantrao Chavan Maharashtra Open University (YCMOU) has declared Result of B.Ed. (Special Education) and various other Courses Results. Students can download and verify their results from the official website of the University as well as from this page they can get the results. To check the YCMOU Part Result / Term Result students have to visit the Digital University (DU) website. Then select the exam result link to check the required result. A direct link will be provided on this page to check the result. Students have to enter their PRN number to check the result. Also, we have provided the steps to download the YCMOU Result 2019 from the official website of the University. Latest YCMOU Exam Result 2019 Name of the Exam Download Link Programs under School of Science & Technology Click Here  Programs under School of Science & Technology Click Here Programs under School of Science & Technology Click Here B.Sc. (Fashion Design) Click Here M.B.A. Click Here Programs under the School of Science &   Technology Click Here  B.A. (Road Transport) Click Here  B.A. (Police Administration) Click Here B.Sc. (HSCS) 2011 Pattern Click Here B.Ed.(Special Education) Semester I, II, III & IV Click Here Preparatory (Urdu Medium) (Excluding Nagpur & Nashik Regions) Click Here Preparatory (Hindi Medium) (Excluding Nagpur Region) Click Here Preparatory (English Medium) (Excluding Nagpur Region) Click Here Preparatory (Marathi Medium) (Excluding Nagpur Region) Click Here Gandhi Vichar Darshan Click Here  M.A. Marathi (2014 Pattern) Click Here Yoga Teacher (2007 Pattern) Click Here  PGDHHCM (2009 Pattern) Click Here Arogyamitra (2006 Pattern) Click Here DMLT (2006 Pattern) Click Here DOTA (2009 Pattern) Click Here Diploma in Fire and Safety (2008 Pattern) Click Here  P.G. Diploma in Fire and Safety (2011 Pattern) Click Here M.Com. (2012 Pattern) Click Here Bachelor of Fire and Safety (2011 Pattern) Click Here M.B.A. (PPM) (2010 Pattern) Click Here B.Ed. (Special Education) Click Here B.B.A. (AHTM) (Aviation,Hospitality,Travel & Tourism Management Click Here  Gardiner Training Certificates Click Here M.A.(Subject Communication) Click Here Other Results Click Here Check the Results of students with nine digits permanent Registration Number – Click Here How to Download YCMOU Results 2019? Visit the official website of Yashwantrao Chavan Maharashtra Open University i.e ycmou.ac.in In the home page, you will find the Examination tab in that click on the Result. Click on the result link for which course you want to check. Results will appear on the screen. Take the printout of the result until the official marks card is released by the YCMOU Board. Overview of Yashwantrao Chavan Maharashtra Open University Name of the University Yashwantrao Chavan Maharashtra Open University Courses Offered Science, Technology & others Established Year 1989 Category Sarkari Results Location Maharashtra Mode Online Official Site ycmou.ac.in About Yashwantrao Chavan Maharashtra Open University The Yashwantrao Chavan Maharashtra Open University (YCMOU) was established in July 1989. It is the fifth Open University in India. The University offers offline programmes and has also embarked on online initiatives. The university can award academic certifications like certificates, diplomas, and graduate, post-graduate, doctoral degrees. EduSat-based education, supported by the Indian Space Research Organisation was launched by the Yashwantrao University. The university has conversed satellite-based lectures into a streaming video format on the web. YCMOU has launched this facility under its MPSC-UPSC Competitive Examination Guidance Programme. Initially 30 lectures under this programme – each having a duration of two hours – were made available on the Internet for the students. Registered students could view these lectures from any place where a broadband connection was available. Yashwantrao Chavan Maharashtra Open University Supply/Revaluation Results Students have appeared for the Yashwantrao Chavan Maharashtra Open University Examination can check their results, if they got low grades, still Students can apply for the Revaluation. The higher level Examiner will check the results and announce the Revaluation results. Still, if any students will get low marks again they can write the exam. For that, they should apply for the Supplementary Examination. For each and every semester Students can apply for the revaluation after the announcement of the main examination results. Students can keep in touch with the University website to know more information about the Revaluation Results. You are subscribed to email updates from Recruitment.guru. To stop receiving these emails, you may unsubscribe now. Email delivery powered by Google Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States

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economic news of india - world economic news - economics news for students - indian economy news Posted: 02 Nov 2019 07:52 PM PDT economic news of india - world economic news - economics news for students - indian economy news How close is Modi's plan to get India clean energy by 2022? The 'reality' behind Saudi-India ties What India should do to boost infrastructure How one family rode housing boom to dizzying heights Andhra has put a big question mark on Modi's big power plan Indiabulls Real Estate sells London property to promoters for 200 mn pounds Decade-long bull mkt heating up again as yearly gain hits 22% Sunil Subramaniam on SIPs & demographic dividend You can build solutions on development platforms at TechGig competition How close is Modi's plan to get India clean energy by 2022? Posted: India has come a long way in renewable energy in the past decade. The country's installed capacity has risen sixfold to nearly 83 gigawatts (1 GW = 1,000 MW). And in the past 5 years, solar power, which is set to become bigger than wind energy within renewables, has seen its capacity grow around 12 times to over 31 GW, according to the Central Electricity Authority (CEA). So for the majority of Prime Minister Narendra Modi's first term, his government's target of having 175 GW of installed clean energy capacity by March 2022 did not seem unrealistic. Of that, 100 GW was to be in solar energy, 60 GW in wind projects (the current capacity is 37 GW) and the rest in small hydel (up to 25 MW) and biomass plants. However, questions about India's ability to reach that milestone began to be raised last year, when a spate of issues related to tariff caps, land acquisition and an import duty on solar cells and modules slowed the pace of solar capacity addition. Now it seems almost certain India will fall short of its target, as delays in payments by utilities, Andhra Pradesh's decision to renegotiate tariffs of solar and wind projects and a liquidity crunch caused by problems in the shadow-banking sector have plunged the clean energy sector into its worst crisis in recent years. 71870211 "Investors and IPPs (independent power producers) are quite concerned about the current environment in the renewable energy sector," says Gaurav Sood, chief executive of Sprng Energy, a solar and wind power devel- oper. The optimism in the private sector about India's clean energy prospects a couple of years ago is hard to find now. 71871894 Rating agency CRISIL in a recent report said India would not have 100 GW of solar capacity and 60 GW of wind capacity even by 2024, leave alone 2022. CRISIL said it expected India to only have 59 GW of solar plants and 45 GW of windmills by March 2022. The government, not surprisingly, rubbished the report and said India would not only meet the target but exceed it. 71870223 Renewable energy accounts for under a fourth of India's installed power capacity but contributed only a tenth to the electricity generated in 2018-19, according to the CEA. Clean energy is crucial to India's commitment under the Paris Agreement on climate change to reduce its carbon emissions relative to the gross domestic product by a third by 2030 from 2005 levels. India, the world's third-largest emitter of greenhouse gases, wants 40% of its total installed power capacity by 2030 to be in renewables, up from the current 23%. India's wind power potential has been pegged at over 300 GW and its solar power potential at nearly 750 GW. 71870231 But, unfortunately, wind and solar energy developers are running into some of the same problems as their counterparts in thermal power a few years ago, chief among them being outstanding dues from utilities. As of July 2019, distribution companies across India owed renewable power producers Rs 9,736 crore, according to CEA data. Around three-quarters of that were owed by four southern states — Andhra Pradesh, Tamil Nadu, Telangana and Karnataka. Acme Solar Holdings, the country's largest solar power developer, is waiting for payments totalling Rs 210 crore from Andhra and Rs 386 crore from Telangana. Payments have been delayed between three months and a year. "We only factor in a delay of 1-2 months," says Shashi Shekhar, vice-chairman of Acme, "There is a significant loss in return on capital because of these long delays." 71870239 State-run distribution companies have for long been under financial strain and the Union government in 2015 launched a programme to revive them. Complicating matters further, the Andhra government, under its new chief minister YS Jaganmohan Reddy, on July 1 said it was going to review power purchase agreements (PPAs) signed with wind and solar power producers in an effort to lower tariffs. The state government even threatened to cancel the PPAs, sending the renewable energy sector and the Union government into a tizzy. Reddy justified his move by citing alleged irregularities in the signing of the PPAs during his predecessor N Chandrababu Naidu's term. 71870244 RK Singh, Union minister for new and renewable energy, urged Reddy not to revisit PPAs "only on the basis of apprehensions of irregularities." In a letter to Reddy in September, he added that it was for the state government to "see and establish whether in any particular case capacity was awarded due to mala fide intentions or in violation of procedure or by adopting corrupt practices, and take further action as per laws of the land against the guilty." Singh did not respond to ET Magazine's questions and Balineni Srinivas Reddy, Andhra's energy minister, was not available for comment. 71870251 Vibhuti Garg, senior energy specialist with the International Institute for Sustainable Development, says if Andhra is allowed to renegotiate PPAs, it might set a bad precedent for other states. The renewable energy companies approached the Andhra Pradesh High Court against the state government order. The court asked the state utilities to pay interim tariffs of Rs 2.44 per unit of solar power and Rs 2.43 per unit of wind power. It also directed the power producers to go to the state electricity regulatory on tariff issues which, it said, should be resolved within six months. But the interim tariffs are roughly half of what were originally agreed upon and six months may be too long for power developers. ICRA, another rating agency, earlier this month downgraded 1.9 GW of solar and wind projects, citing liquidity concerns caused by outstanding dues. Kameswara Rao, partner at PricewaterhouseCoopers India, says the payment delays by utilities have already impacted the ability of renewable energy companies to invest in growth. "If it continues, they will find it hard to service their loans and some may even go insolvent." Also, could PPAs be revised? Sumant Sinha, CEO of Goldman Sachs-backed ReNew Power, does not think so. "If you do that, then there is no sanctity of contract and that will have an impact across sectors." Even if power distribution companies pay up, there is still the problem of tariff caps. Central and state agencies cancel bids if companies quote tariffs higher than the caps. Cancelled renewable energy projects were a tenth of all tendered projects in 2018-19, compared with 2% in the previous year. "Though tendering is robust, subscription is low with several tenders seeing multiple extensions to deadlines," says Miren Lodha, director of CRISIL Research. 71870256 Besides the tariff caps and pending payments, there are also abrupt policy changes that worry companies. For instance, Rajasthan — which accounts for 15% of the country's renewable energy potential — has proposed an additional annual charge of Rs 2.5-5 lakh per MW in its new draft solar policy. The money will be put in a state renewable energy fund. Moreover, solar power developers are yet to be compensated for the goods and services tax (GST) and safeguard duty on imported cells and modules they paid on projects they won the projects before either of the taxes came into effect. The Central Electricity Regulatory Commission has ruled in separate cases that these amount to a change in law and developers have to be compensated for the payments. But companies say they do not know when they will be reimbursed, either as a one-time payment or in the form of increased tariffs. "I don't know if some other duty will be imposed tomorrow," says Acme's Shekhar. Acme has around Rs 800 crore stuck in GST and safeguard duty payments. Shekhar adds that because of its liquidity constraints, Acme, which has a portfolio of 5.5 GW, has not bid for any new projects in the past seven months. The fund crunch of renewable energy companies has been exacerbated by the shadowbanking crisis, which began with the collapse of Infrastructure Leasing & Financial Services in September 2018. "There is a huge liquidity crisis," says Sunil Jain, CEO of Hero Future Energies. "Public sector banks are really wary of lending to renewable energy projects and only a few private banks are lending." Clean energy companies have seen the interest rate on their long-term loans climb by up to 100 basis points in the past 8-10 months, according to Girishkumar Kadam, vice-president of corporate ratings at ICRA. This comes at a time when CRISIL has estimated the sector would require around Rs 2.4 lakh crore in investments over the next five years. Both lenders and private equity firms, which have funded a lot of the solar and wind developers, will closely watch the sector over the next six months or so. If no solution is found to clear the dues from utilities or on the proposed revision of tariffs in Andhra, in addition to making land acquisition easier and easing tariff caps, global investors is likely to look for opportunities in other economies, which could lead to a consolidation in the industry, and banks and non-banking financial companies will further tighten their purse strings. Then, India's bold clean energy targets will remain just that.(Additional reporting by CR Sukumar in Hyderabad) The 'reality' behind Saudi-India ties Posted: By: Harsh V PantPrime Minister Narendra Modi's visit to Saudi Arabia last week — his second in three years — was important both symbolically as well as substantively. Ostensibly, this visit was about Modi delivering a keynote at the high-profile Future Investment Initiative Summit, dubbed "Davos in the desert," an initiative of Saudi Crown Prince Mohammed bin Salman. But the visit turned out to be about much more. There is a substantive shift happening in India's approach to the Middle East policy and this visit further reinforced those trends. Since coming to office in 2014, Modi has pushed an aggressive strategy of partnering with key regional powers like Saudi Arabia, the United Arab Emirates and Israel in a bid to attract investments and forge deeper security partnerships. In doing so, he has largely ignored Iran and broken with India's Cold War-era legacy in the region of merely "balancing" between key actors. Despite the complexity of governing a country the size of India and navigating its dizzying domestic politics, Modi has managed to visit eight Middle Eastern countries and territories since 2014, more than his four predecessors combined. As so often is the case in the Middle East, the big driver is oil. India is likely to overtake China as the top driver of growth in oil demand by 2024. During his maiden trip to New Delhi in February, Saudi Crown Prince Mohammed bin Salman said he saw over $100 billion worth of investment opportunities in India over the next two years. India has also shored up its energy investments in the region. India's ONGC Videsh has acquired a 10% stake in an offshore oil concession in Abu Dhabi, UAE, for $600 million. The new interest comes against a background of historical indifference. Despite large volumes of trade and a massive presence of Indian expatriates in the Arab monarchies of the Gulf, cross-border investments between the Gulf monarchies and India have remained low for decades. With Modi in office, however, things seem to be changing. Over the past four years, he has built close bonds with young Gulf leaders, including with the crown princes of Abu Dhabi and Saudi Arabia. India is also showing signs of finally overcoming its reluctance to forge security partnerships with the Gulf states whose security apparatuses had long been closely associated with Pakistan. Such efforts seem to be paying off. In 2018, the UAE extradited three individuals wanted in India on corruption charges. In 2018, India signed a pact with Oman that allows the Indian Navy to use the strategic port of Duqm, overlooking the Arabian Sea and the Indian Ocean. During Prince Salman's visit to New Delhi earlier this year, Saudi Arabia promised to share more intelligence to boost counterterrorism cooperation with India, a powerful message considering the then ongoing India-Pakistan confrontation over a militant attack in February that killed 40 paramilitary troopers in Kashmir. Modi's visit to Saudi Arabia last week happened against the backdrop of India's decision to abrogate Article 370 in Jammu and Kashmir and Pakistan's desperate attempt to internationalise the issue. Unlike Turkey and Malaysia, Saudi Arabia has taken a positive approach vis-a-vis India and has cautioned Pakistan against escalating the crisis. Despite Pakistan Prime Minister Imran Khan's visit to Riyadh and the traditionally close Saudi-Pakistan ties, Saudi Arabia has signalled that it understands Indian concerns and sensitivities on the Kashmir issue. Pragmatism is dictating Saudi posture as the very future of the kingdom's economic model is at stake. It needs new partners like India. It is not without significance that within a week of India's move in Kashmir in August, one of the biggest foreign investments in the country was announced. Reliance Industries' decision to sell a 20% stake in its oil-to-chemicals business to Saudi Aramco at an enterprise value of $75 billion made it one of the biggest foreign direct investment deals in the country. India's trade ties with Saudi Arabia have been growing and the relationship is no longer merely a buyer-seller one, though energy remains the driver of the engagement. Saudi Arabia is India's second biggest supplier of oil after Iraq. It is also now India's fourth largest trading partner with bilateral trade at $27.48 billion in 2017-18 and Saudi investment of around $100 billion is in the pipeline in areas ranging from energy, refining, petrochemicals and infrastructure to agriculture, minerals and mining. This is a partnership which is becoming truly strategic as Modi himself underscored in his remarks in Riyadh. During Modi's visit, two important pacts were signed: while the first was a preliminary agreement between Indian Strategic Petroleum Reserves Ltd and Saudi Aramco that will result in a greater Saudi role in setting up a second fuel reserve facility in Karnataka, the second was between Indian Oil's West Asia unit and Saudi Arabia's Al Jeri company for downstream sector cooperation. Modi also announced the formation of the India-Saudi Strategic Partnership Council that will be led by the leaderships of both the countries to "help India address its expectations and aspirations." As New Delhi and Riyadh reassess their foreign policy options in a world that is rapidly evolving, Modi's energetic engagement with Middle Eastern states will enhance India's footprint in a region critical to the country's vital interests. The writer is director-studies at Observer Research Foundation, New Delhi, and professor of international relations at Kings College, London What India should do to boost infrastructure Posted: By: Taponeel MukherjeeThe recent news that India plans to open 100 new airports by 2024 is both ambitious and commendable. That said, large-scale infrastructure push whether in airports or any other sector will have to overcome challenges that are being faced across the infrastructure horizon in India. More importantly, common pitfalls such as retroactive contract changes must be avoided in the process of infrastructure creation. It needs to be underscored that the challenges that Indian infrastructure must overcome are neither new nor exclusive to India. But, a re-examination of the problems is critical to further looking for solutions that can exacerbate infrastructure creation.Firstly, issues around contract enforcement such as Power Purchase Agreements (PPAs) must be reduced to the minimum. Litigations resulting from retroactive changes in contracts that have been signed years back seriously affect the capacity of the infrastructure sector to attract the required capital. The recent problems that renewable energy companies in Andhra Pradesh have faced once again bring to the fore the issues around contract enforcement in India.While litigations in business in general, especially in complex infrastructure projects, is a concomitant of normal proceedings, the revision of existing PPAs that were assigned via open auctions creates serious impediments for capital sourcing for Indian infrastructure. Not only are such issues negative for the existing investors in the projects, but also send wrong signals to prospective investors who are contemplating investments in India. Such contract enforcement issues significantly reduce the "bankability" of infrastructure projects, an outcome that militates the aim of rapid infrastructure creation in India.Secondly, it is essential for India to ensure that infrastructure and infrastructure-related businesses have ease of access to inputs at appropriate price levels, so that the businesses created can deliver the infrastructure service sustainably and at prices that reflect the real value of the asset. This point applies across the spectrum from land acquisition price for highways to spectrum auction prices in telecom.The appropriate input prices for infrastructure requires balancing a multitude of factors such as a fair price for the inputs (such as land and spectrum), a price that allows a sustainable business, a price that will enable customers access to a service at charges deemed reasonable, profits to the entrepreneurs, sustainable projects especially for lenders and the long-term prospects of the sector. At the least, one must realise that the different objectives cannot all be improved upon concurrently. However, all are critical and, more importantly, in the long-run aggressively pursuing one aim at the cost of the others renders the projects in distress, thereby putting at risk the interest of all stakeholders. Balancing the various objectives will be even more vital going forward as all stakeholders need to get a fair deal.Thirdly, a renewed focus is needed on the "pricing" of the infrastructure service to the end-user. Once again, the "appropriate level" of user charges will require balancing the interests of the various stakeholders. The "pricing" refers to the toll-road charge, electricity charge, airport user charges etc. While the charges are essential for specific projects to deliver returns, the charges must be sustainable from a long-term perspective and reflect to a large degree the economic value the end-user derives from the usage of the asset. Most importantly, if infrastructure services are intended to be provided free of cost, with significant subsidies or with full user-charges, then the government must plan for financing for the project with clarity around what components are to be financed by the budget and what components are to be funded by investors. Determining the appropriate level of user-charges is essential for the financial sustainability of the projects.Essentially, "price" for the infrastructure service rendered is the core value that determines the cashflows of any project. Therefore, a precise evaluation of the risks and issues that the cashflows face is critical for long-term infrastructure creation. For instance, for a toll-road, the toll-tax paid must be evaluated on a variety of benchmarks including but not limited to the convenience of the toll-road relative to alternatives, the long-term sustainability of the toll-charge, a reasonable estimate of toll-charge hikes priced into the future etc. While determining the appropriate level isn't an easy task, a lack of focus on the long-term financial sustainability of projects runs the risk of rendering projects to suffer once the asset is operational.Most importantly, it is vital to note that contract enforcement, right price of infrastructure inputs and the appropriate user charges are all intertwined and contribute significantly towards the availability of financing and rapid infrastructure creation. The eventual aim is to create bankable infrastructure projects that can financially sustain themselves over the life of the asset to create value for all stakeholders involved.(The views expressed in this article are personal and that of the author. The author heads Development Tracks, an infrastructure advisory firm.) How one family rode housing boom to dizzying heights Posted: Sindhi Colony, Mulund, MumbaiThe once-sprawling chawls of Mulund have mostly made way for skyrises. This neighbourhood, however, home to many Punjabi refugee families who came to India in the wake of the bloody Partition of 1947, has remained a quaint middle-class settlement with a clutch of standalone houses. Nearly everyone here has an account with the local branch of the Punjab and Maharashtra Cooperative Bank (PMC), which stands less than a kilometer away.On Thursday evening, when all of Mumbai was still bedecked in Diwali lamps, basking in the cozy overhang of festivities, this colony felt like an island of misery. "Forget celebrations, we haven't lit a single diya," says Bina Bhagtini, a 58-year-old retiree who lives with her mother and two siblings. She had to get an ulcer removed from her stomach. She had to borrow Rs 1 lakh and raise another Rs 50,000 from family for the procedure. She has Rs 20 lakh in deposits at PMC Bank, but is unable to access it, as the banking regulator has restricted withdrawals from the fraud-hit bank.A few houses from hers, mourners have lined up outside the residence of Murlidhar Dhara, an 83-year-old PMC customer whose family says they couldn't raise money for his heart surgery in time due to the restrictions. Dhara is survived by his wife and children. His heartbroken family is occupied with the rituals surrounding his death. They aren't hopeful they'll ever see their money. 71871010 "What's the point in joining these protests? We have already lost our loved one and managing the daily expenses will itself be an uphill task," says his daughter, dressed in a white salwar-kameez as she garlands her father's picture kept on the ground in the centre of their living room, where visitors have gathered to pay respects. Dhara's is one of the six deaths in the city that have been attributed to PMC depositors' inability to access their life's savings.PMC Bank has 1.6 million such depositors. The Economic Offences Wing of the Mumbai Police says Rakesh Wadhawan and his son Sarang Wadhawan, aka Sunny Dewan, promoters of realty firm Housing Development and Infrastructure Ltd (HDIL), defrauded the bank to the tune of more than Rs 4,500 crore, in collusion with bank officials.Worli, MumbaiOnce a middle-class Mumbai neighbourhood dotted with textile mills, Worli is now an upscale enclave with sunny, windswept promenades dotted with some of the city's most sought after apartment complexes, home to billionaires and movie stars.Along the seafront here, not too far from the revered Sufi shrine Haji Ali Dargah, is a plot of land that is at the heart of a high-voltage investigation into underworld financing by the Enforcement Directorate. Investigators are focused on three buildings that stood here in the 1990s—Sea View, Marium Lodge and Rabina Mansion. These belonged to Sir Mohammad Yusuf Trust, named after the early 20th century Kutchi Memon businessman whose family is one of Mumbai's largest private landowners. It was, however, illegally occupied by Iqbal Memon, a notorious drug smuggler also known as Iqbal Mirchi, because his family owned a spice business. He was a close aide of Dawood Ibrahim Kaskar, India's most wanted terrorist and the alleged mastermind of the 1993 Mumbai serial blasts that killed 317 people. 71871104 71871116 ED is interested in how Mirchi was compensated by a company that later developed the plot of land where the buildings stood. This money, it believes, might have been used to fund underworld activities. Investigations led them to the door of a company named Sunblink Real Estate, which had negotiated a deal with Mirchi with the help of a middleman named Ranjit Bindra, according to the agency's submissions before a magistrate. A deal was apparently struck for Rs 225 crore and Bindra was paid Rs 30 crore for brokering the deal.The little-known Sunblink was funded by Dewan Housing Finance Ltd (DHFL) via a loan of Rs 2,186 crore. According to an official who spoke with ET Magazine on the condition of anonymity, the agency believes Sunblink was a front propped up by DHFL's Dheeraj Wadhawan, known in Mumbai's social circles as Baba Dewan.The underworld-related investigation has added to the woes of DHFL, once counted among India's largest housing finance companies, which has fallen on bad times and now represents a systemic risk to the financial system, with plummeting asset value and more than Rs 80,000 crore in debt. Since September last year, the company has lost 97.3% of its market capitalisation. DHFL was a deposit taking shadow bank. This means quite apart from lakhs of stockholders whose investments have evaporated, the its troubles could potentially affect lakhs of customers who have fixed deposits with them and holders of bonds and debentures, apart from banks that have lent very large sums. State Bank of India, for instance, has an exposure of Rs 11,000 crore to DHFL.A draft forensic audit into the books of DHFL by auditor KPMG has made disturbing revelations. The company has made large loans to entities related to promoters and it has no system to track repayments on those loans, leaked portions of that report says. A fund diversion amounting to Rs 20,000 crore is suspected, ET reported last week.A septuagenarian depositor from Bardhaman (west) in West Bengal, says he rues the day he decided to deposit a large sum of money (more than Rs 20 lakh) with DHFL fixed deposits in 2016. The retired metallurgist, who asked not to be named, feels he has no options but to wait, after the company said it will have to stop paying out interests following an order of the Bombay High Court. "I do not know what to do and how to manage my finances. Neither do I know how to approach the courts for relief," he says. He says he draws solace from a recent Kapil Wadhawan interview where he has promised to pay back all depositors. "My advisor here says the court may lift its stay on November 10 and I hope and pray he is right."Moment of ReckoningDHFL and HDIL are realty and housing finance businesses run by two branches of a family. Rakesh Wadhawan of HDIL is the younger brother of the late Rajesh Wadhawan, whose children Kapil and Dheeraj now run DHFL. Their father Dewan Kuldip Singh Wadhawan, who came to Mumbai from Lahore after Partition, started the business and built the foundations of a vast realty development and housing finance operation. The two sides of the family split in 2008 and a 2010 agreement formalised their separation. 71871300 Just how the two companies, run by families that loved the high life — Bollywood stars for party guests, a phalanx of luxury vehicles, private jets and yachts, vaunted thoroughbreds to signal status, and Russian and Israeli body guards to avert harm — plunged lakhs of ordinary depositors into despair and ruin, is a familiar tale that inspires a sense of déjà vu. We have seen this movie before. The location and principal actors change. But the plotline and characters stay similar— collusion, inept regulators, mute board members, celebrities in bit roles, court cases that drag on and vigorous passing of the buck. The climax is usually the same—the small guy loses.Office of the Economic Offences Wing of Mumbai Police, Crawford Market, Mumbai Please keep us in your custody, Rakesh Wadhawan requests Rajvardhan Sinha, head of the Economic Offences Wing (EoW). The request has a logic. EoW premises have centralized air conditioning. Whereas in police lock up, mosquitoes gave him and his son Sarang sleepless nights. The duo is currently lodged in the high security Arthur Road prison in Mumbai. 71871351 This exchange, relayed to an ET Magazine reporter by a witness, is a far cry from the more combative relationship that Wadhawans once shared with Mumbai Police. A few years ago, as part of a security review, Mumbai Police axed the name of the Wadhawans from a list of builders who had police security.The Wadhawans, for whom the police escort was a key insignia of their political capital, secured a court order to restore their security, claiming there was imminent threat to their lives. Mumbai Police appealed the order, and got it quashed. Not to be outdone in a staring match, Wadhawans got creative. They got a jeep painted with blue and yellow stripes to resemble a Mumbai Police vehicle, loaded it up with beefy private guards clad in safari suits, and got the vehicle to drive ahead. The onlooker would never know they no longer had police security.This tendency to outfox and find a way is now evident in the circuitous transactions being probed by various agencies in both Wadhawan groups. In the case of PMC Bank, police says that HDIL management colluded with bank officials to create 44 fraudulent borrowers (companies with crisscrossing shareholding pattern and a common pool of directors) who in turn funneled money to HDIL promoters through 21,000 fraudulent accounts.In the case of DHFL, agencies as well as auditors are finding numerous companies linked to one another doing little business but making and receiving loans, creating a maze of shell businesses that seem designed to cloak the source, origins and destinations of funds.Speaking on the probe, EoW chief Rajvardhan Sinha told ET Magazine that the city police is in the process of gathering evidence to file a 'solid' chargesheet that will stand the scrutiny of the courts. "Services of a forensic auditor has been engaged to help us in gathering evidence against the arrested accused (in the HDIL-PMC case). The audits will reveal the larger game of how the red flags were not raised by the erring directors, auditors and even the regulators. This will become the starting point to connect to the evidence we have gathered on the larger criminal conspiracy between the arrested promoters and the accused bankers, which will be detailed out in the chargesheet," Sinha said.Social ElitesIt's not unusual for Mumbai's elite social circles to discover that a friend has defrauded a bank. It has happened before. But the Dewans' troubles, especially on the HDIL side, indeed have inspired disbelief. Nobody is willing to speak on the record, and there's an eagerness to underplay links.When India Couture Week started in Mumbai in September 2008, a day after Lehman Brothers collapsed in the US in the throes of the sub-prime crisis, Sunny Dewan and his wife Anu were the cynosure of all eyes, as sponsors and hosts. The four-day event saw Anu wearing designer clothes from labels such as Alexander McQueen, Dolce & Gabbana and Oscar De La Renta, pairing them with Bottega Veneta and Louis Vuitton clutches. In the off chance that you are not closely familiar with them, know that these brands offer fabulous fashion products that cost a small fortune."Sunny and Anu fashioned themselves as an 'it' couple. They wanted to be seen as a core part of the Bollywood circuit, without being a part of the industry. Their home in Alibaug was almost built exclusively to entertain their filmi friends. They would ferry these 'friends' on sail boats, fly them there in choppers—anything to get them there. In fact, the Dewan house in Alibaug was available to their Bollywood friends 24/7. If someone wanted to throw a party, the venue was ready. All you had to do was make the call and Sunny and Anu would take care of the arrangements," said a well-known Mumbai-based socialite, familiar with the circuit, speaking on the condition of anonymity."It's common to see glamorous wives of rich businessmen hang out with Bollywood actors today. But Anu may be the one who kickstarted the trend more than a decade back, throwing lavish parties, hanging out with everyone from Abhishek and Aishwarya Bachchan to the Kareena Kapoor-Karishma Kapoor girl gang. She is a predecessor to the current crop of rich housewives snuggling up to Bollywood starlets," said another source.Anu Dewan's verified Instagram account chronicles her fabulous life and proximity to Bollywood idols. She hasn't posted since August 19. Rakesh Wadhawan was into horses and was an influential thoroughbred owner till about 2013, when he owned about 150 horses, according to people familiar with the racing scene in Mumbai. Between 2008 and 2012, several of his thoroughbreds registered first-place finishes and even won derbies. Wadhawan filly Moonlight Romance won the Indian Derby in 2011, while stable compatriot Ocean & Beyond finished second."For a long time, he dictated how Mumbai's Royal Western India Turf Club (RWITC) is run... He would throw tantrums at management decisions that were not favourable to owners," recalled an influential member of the RWITC. On the DHFL side, Kapil is the professional, sober face of the company, and can be seen fielding questions on business television and analyst calls. Younger brother Dheeraj Dewan is well known in Mumbai as Baba Dewan, for his close friendships with Bollywood stars and among auto enthusiasts for the fabulous cars he is seen in, also flanked by body guards.Baba Dewan's parties — for Diwali, New Year and his birthday, typically—were attended by a galaxy of Bollywood heavyweights. "Baba has come for Baba's birthday," a smiling Sanjay Dutt is heard telling a reporter at one such party, in a video of the celebrity coverage on YouTube. Dutt is also known by the moniker Baba.The related development that has also surprised many affluent Mumbaikars is the arrest of Ranjit Bindra on charges that he brokered the property deal between Mirchi and Sunblink. Bindra is the promoter of one of Mumbai's most trendy restaurants—Bastian— a chic haven loved by actors and models who post photos of the establishment's mud crab benedict or bulgogi bowl on Instagram. Actor Shilpa Shetty and husband Raj Kundra bought an equity stake in the restaurant earlier this year. ED questioned Kundra for nine hours last week about his transactions with Bindra and Wadhawan companies. Bindra's brother-in-law is the influential Mumbai politician Baba Siddique, who has been elected as MLA from Bandra West thrice.Housing CrashThe graph of the housing demand in Mumbai is closely tied to the graph of Wadhawans' fortunes. HDIL, for instance, was born a year after Maharashtra government changed its approach to the long-standing problem of Mumbai slums. These settlements took up space in prime land and proved politically volatile to vacate. In 1995, the state changed its approach, brought in new legislation and created a new body called the Slum Redevelopment Authority.HDIL was born the very next year and plunged headlong into slum redevelopment. This means resettling slum dwellers in an apartment complex built elsewhere, usually in the outskirts of the city, vacate the prime land the slum occupied, and redevelop that area. The scheme proved successful and HDIL came to be counted among the top 5 listed real estate developers. It raised nearly Rs 1,500 crore through an IPO in 2007. The company says in the last decade alone, it has completed 100 million sq. ft of construction across various real estate verticals and has rehabilitated 30,000 families.Its problems started when the real estate market started falling and demand for its redeveloped properties vanished. For HDIL, the slowdown meant it could not sell the higher-end residential units it built, while it had to go on building smaller units for resettling slum dwellers. Its need for funds went up, after it was unable to see through the Mumbai Airport slum resettlement programme. Pushed into a debt trap gradually, it resorted to fraudulently seeking PMC funds. 71871371 The company has been facing the wrath of homebuyers and its consumers for the last few years even before the emergence of recent Punjab & Maharashtra Co-operative bank scam. After approaching various forums including the Maharashtra Real Estate Regulatory Authority (MahaRERA), some aggrieved homebuyers of HDIL have even sought intervention of Prime Minister Narendra Modi to get possession of their apartments in various stalled projects across the Mumbai Metropolitan Region (MMR).These homebuyers are of the view that the chances of the company delivering their already delayed homes are bleak now given the promoters' involvement in the PMC Bank matter. DHFL on the other hand was at the other end of the spectrum. As a deposit taking housing finance company, it had access to money sources through fixed deposits, non-convertible debentures as well as bonds. A look at DHFL's lending shows only 57% of its loans were retail home loans, the rest being loans against property and 'others'. The 'others' add up to almost 22% of the loan book and this is where DHFL seems to have got into trouble, lending to dubious entities linked to its own promoters and other related parties. A draft forensic audit report by KPMG indicated that much of the repayments could not be traced.DHFL's troubles started after a Cobrapost sting operation alleged in January that the company had siphoned off money to related entities, and credit rating agencies started downgrading its paper in June 2019. DHFL started defaulting on its repayments in July. So far a couple of cases have been filed against DHFL by depositors. One was filed by IAS officer Ashok Khemka on behalf of his wife at the Chandigarh High Court while the other one was by Edelweiss AMC in Bombay High Court, with the latter asking DHFL to temporarily stop repayments of its deposits. A tussle between banks and other creditors of the company is on the cards. Both companies have denied wrongdoing. Neither responded to questions sent by ET Magazine for this story."DHFL had funded certain projects of various companies," the home financier said in a filing with the stock exchanges. "Due to market conditions, the borrowers had streamlined their internal operations whereby they have, by certain corporate actions undertaken recently, merged certain of their companies into Sunblink. As a result, as on date, Sunblink is mentioned as a borrower." A source close to DHFL told ET Magazine that it was confident about a successful debt resolution. "DHFL is positive about successfully closing the resolution process at the earliest with its proposal of no principal haircuts to creditors and conversion of partial debt to equity offered to permissible classes of secured and unsecured creditors. This will greatly benefit not only the housing finance industry but the economy as a whole."HDIL's lawyer Subir Kumar, who also represents Rakesh and Sarang Wadhawan, told ET Magazine: "We have already given consent for the sale of depreciable assets immediately to protect the interest of the depositors of PMC Bank.We have repeatedly said there is no fraud and all the loans from PMC Bank are fully secured. In fact the title deeds of the assets are also with PMC bank. There is no intention of the promoters to run away from obligations. In fact, before their arrest, the Wadhawans were coming up with a resolution plan."The developments, coming as they are a year after the collapse of IL&FS, has cast a shadow on the NBFC sector and the state of financial regulation. Nirmal Jain, chairman of financial services firm IIFL Finance, said he was hopeful the NBFC sector will emerge unscathed. But regulations need to change."Many of us may not have realised that there are more than 5,000 cooperative banks, 15,000 NBFCs, and an uncounted number of chit funds in the system. All of them should be brought under the RBI's regulatory rein. However, to make them viable for RBI to regulate, the tiny ones need to be shut down. Even a minimum capital requirement of Rs 500 crore will reduce the number dramatically. Once the storm blows over and the dust settles, the NBFC sector will emerge stronger," he said.(With additional reporting from Shailesh Menon and Manish Yadav) Andhra has put a big question mark on Modi's big power plan Posted: India has come a long way in renewable energy in the past decade. The country's installed capacity has risen sixfold to nearly 83 gigawatts (1 GW = 1,000 MW). And in the past 5 years, solar power, which is set to become bigger than wind energy within renewables, has seen its capacity grow around 12 times to over 31 GW, according to the Central Electricity Authority (CEA). So for the majority of Prime Minister Narendra Modi's first term, his government's target of having 175 GW of installed clean energy capacity by March 2022 did not seem unrealistic. Of that, 100 GW was to be in solar energy, 60 GW in wind projects (the current capacity is 37 GW) and the rest in small hydel (up to 25 MW) and biomass plants. However, questions about India's ability to reach that milestone began to be raised last year, when a spate of issues related to tariff caps, land acquisition and an import duty on solar cells and modules slowed the pace of solar capacity addition. Now it seems almost certain India will fall short of its target, as delays in payments by utilities, Andhra Pradesh's decision to renegotiate tariffs of solar and wind projects and a liquidity crunch caused by problems in the shadow-banking sector have plunged the clean energy sector into its worst crisis in recent years. 71870211 "Investors and IPPs (independent power producers) are quite concerned about the current environment in the renewable energy sector," says Gaurav Sood, chief executive of Sprng Energy, a solar and wind power devel- oper. The optimism in the private sector about India's clean energy prospects a couple of years ago is hard to find now. 71871894 Rating agency CRISIL in a recent report said India would not have 100 GW of solar capacity and 60 GW of wind capacity even by 2024, leave alone 2022. CRISIL said it expected India to only have 59 GW of solar plants and 45 GW of windmills by March 2022. The government, not surprisingly, rubbished the report and said India would not only meet the target but exceed it. 71870223 Renewable energy accounts for under a fourth of India's installed power capacity but contributed only a tenth to the electricity generated in 2018-19, according to the CEA. Clean energy is crucial to India's commitment under the Paris Agreement on climate change to reduce its carbon emissions relative to the gross domestic product by a third by 2030 from 2005 levels. India, the world's third-largest emitter of greenhouse gases, wants 40% of its total installed power capacity by 2030 to be in renewables, up from the current 23%. India's wind power potential has been pegged at over 300 GW and its solar power potential at nearly 750 GW. 71870231 But, unfortunately, wind and solar energy developers are running into some of the same problems as their counterparts in thermal power a few years ago, chief among them being outstanding dues from utilities. As of July 2019, distribution companies across India owed renewable power producers Rs 9,736 crore, according to CEA data. Around three-quarters of that were owed by four southern states — Andhra Pradesh, Tamil Nadu, Telangana and Karnataka. Acme Solar Holdings, the country's largest solar power developer, is waiting for payments totalling Rs 210 crore from Andhra and Rs 386 crore from Telangana. Payments have been delayed between three months and a year. "We only factor in a delay of 1-2 months," says Shashi Shekhar, vice-chairman of Acme, "There is a significant loss in return on capital because of these long delays." 71870239 State-run distribution companies have for long been under financial strain and the Union government in 2015 launched a programme to revive them. Complicating matters further, the Andhra government, under its new chief minister YS Jaganmohan Reddy, on July 1 said it was going to review power purchase agreements (PPAs) signed with wind and solar power producers in an effort to lower tariffs. The state government even threatened to cancel the PPAs, sending the renewable energy sector and the Union government into a tizzy. Reddy justified his move by citing alleged irregularities in the signing of the PPAs during his predecessor N Chandrababu Naidu's term. 71870244 RK Singh, Union minister for new and renewable energy, urged Reddy not to revisit PPAs "only on the basis of apprehensions of irregularities." In a letter to Reddy in September, he added that it was for the state government to "see and establish whether in any particular case capacity was awarded due to mala fide intentions or in violation of procedure or by adopting corrupt practices, and take further action as per laws of the land against the guilty." Singh did not respond to ET Magazine's questions and Balineni Srinivas Reddy, Andhra's energy minister, was not available for comment. 71870251 Vibhuti Garg, senior energy specialist with the International Institute for Sustainable Development, says if Andhra is allowed to renegotiate PPAs, it might set a bad precedent for other states. The renewable energy companies approached the Andhra Pradesh High Court against the state government order. The court asked the state utilities to pay interim tariffs of Rs 2.44 per unit of solar power and Rs 2.43 per unit of wind power. It also directed the power producers to go to the state electricity regulatory on tariff issues which, it said, should be resolved within six months. But the interim tariffs are roughly half of what were originally agreed upon and six months may be too long for power developers. ICRA, another rating agency, earlier this month downgraded 1.9 GW of solar and wind projects, citing liquidity concerns caused by outstanding dues. Kameswara Rao, partner at PricewaterhouseCoopers India, says the payment delays by utilities have already impacted the ability of renewable energy companies to invest in growth. "If it continues, they will find it hard to service their loans and some may even go insolvent." Also, could PPAs be revised? Sumant Sinha, CEO of Goldman Sachs-backed ReNew Power, does not think so. "If you do that, then there is no sanctity of contract and that will have an impact across sectors." Even if power distribution companies pay up, there is still the problem of tariff caps. Central and state agencies cancel bids if companies quote tariffs higher than the caps. Cancelled renewable energy projects were a tenth of all tendered projects in 2018-19, compared with 2% in the previous year. "Though tendering is robust, subscription is low with several tenders seeing multiple extensions to deadlines," says Miren Lodha, director of CRISIL Research. 71870256 Besides the tariff caps and pending payments, there are also abrupt policy changes that worry companies. For instance, Rajasthan — which accounts for 15% of the country's renewable energy potential — has proposed an additional annual charge of Rs 2.5-5 lakh per MW in its new draft solar policy. The money will be put in a state renewable energy fund. Moreover, solar power developers are yet to be compensated for the goods and services tax (GST) and safeguard duty on imported cells and modules they paid on projects they won the projects before either of the taxes came into effect. The Central Electricity Regulatory Commission has ruled in separate cases that these amount to a change in law and developers have to be compensated for the payments. But companies say they do not know when they will be reimbursed, either as a one-time payment or in the form of increased tariffs. "I don't know if some other duty will be imposed tomorrow," says Acme's Shekhar. Acme has around Rs 800 crore stuck in GST and safeguard duty payments. Shekhar adds that because of its liquidity constraints, Acme, which has a portfolio of 5.5 GW, has not bid for any new projects in the past seven months. The fund crunch of renewable energy companies has been exacerbated by the shadowbanking crisis, which began with the collapse of Infrastructure Leasing & Financial Services in September 2018. "There is a huge liquidity crisis," says Sunil Jain, CEO of Hero Future Energies. "Public sector banks are really wary of lending to renewable energy projects and only a few private banks are lending." Clean energy companies have seen the interest rate on their long-term loans climb by up to 100 basis points in the past 8-10 months, according to Girishkumar Kadam, vice-president of corporate ratings at ICRA. This comes at a time when CRISIL has estimated the sector would require around Rs 2.4 lakh crore in investments over the next five years. Both lenders and private equity firms, which have funded a lot of the solar and wind developers, will closely watch the sector over the next six months or so. If no solution is found to clear the dues from utilities or on the proposed revision of tariffs in Andhra, in addition to making land acquisition easier and easing tariff caps, global investors is likely to look for opportunities in other economies, which could lead to a consolidation in the industry, and banks and non-banking financial companies will further tighten their purse strings. Then, India's bold clean energy targets will remain just that.(Additional reporting by CR Sukumar in Hyderabad) Indiabulls Real Estate sells London property to promoters for 200 mn pounds Posted: New Delhi: Indiabulls Real Estate on Saturday said it has sold its property in London to a promoter group firm for 200 million pounds (about Rs 1,830 crore) as part of its plan to focus on the India business and cut debt. At its annual general meeting (AGM) on September 28, the company's shareholders had approved a proposal to sell its London property to promoters for 200 million pounds. In a filing to BSE, Indiabulls Real Estate said the "company's wholly owned subsidiary has divested its entire stake in Century Ltd, which indirectly owns Hanover Square property, London to Clivedale Overseas Ltd, an entity owned by the promoters of the company". With this, Century Ltd ceases to be a subsidiary of the company. Earlier, the company had disclosed its plans to focus on its India business and pare debt. "In light of continuing Brexit related issues and uncertainty around it, the London property market remains sluggish. The Great Britain pound has also had a sustained depreciation from around the time of Brexit referendum result," the company had said in the notice for the AGM. Indiabulls Real Estate had said that a further loan of about 133 million pounds was needed to complete the ongoing construction at 22, Hanover Square property in London. However, it would not like to incur this additional debt on its own balance sheet. "To reduce debt and to focus more on Mumbai and NCR (National Capital Region) markets, the board, had on earlier date authorised and approved divestment of the company's direct or indirect stake in London property," it had said. Promoters of the company came forward to acquire the London property for an aggregate consideration of 200 million pounds against the cost of its acquisition at 161.5 million pounds, Indiabulls had said. In June this year, Indiabulls Real Estate promoters had sold 14 per cent stake in the company through open market transactions to Embassy Group for Rs 950 crore as part of its strategy to focus on financial services and exit the realty business. However, last month Indiabulls Group faced a setback when the RBI rejected the proposed merger of Indiabulls Housing Finance with troubled private sector lender Lakshmi Vilas Bank. Speculations were rife about the fate of the merger, announced in April this year, after the Reserve Bank of India (RBI) imposed restrictions on Lakshmi Vilas Bank due to its weak financial health. To enter the banking space, Indiabulls Group has been selling various completed commercial properties to US-based private equity firm Blackstone. Decade-long bull mkt heating up again as yearly gain hits 22% Posted: By Jeremy Herron and Claire BallentineIt's old, but it's not slowing down.A bull market that traces its lineage to the depths of the financial crisis is revving up again, notching its fourth straight weekly gain and pushing its advance in 2019 past 22 per cent . After wavering at mid-year amid a US-China trade war and recession anxieties, American stocks are back in melt-up mode, ending three of the past five sessions at records.While nobody knows if it's getting late for this decade-old rally, gains like these have been common at the tail end of bull markets past. A study by Bank of America Corp. on equity peaks since 1937 shows that being uninvested in the last year of an advance meant foregoing one-fifth of the rally's overall return. The S&P 500 powered to a fresh high Friday after an unexpectedly strong hiring report offered hope that the labor market can propel consumer spending and extend the record-long expansion despite weak business investment and trade tensions. Stocks got a brief boost and the dollar pared losses after China's Ministry of Commerce said trade negotiators had achieved a "consensus in principle" with the U.S.The latest economic data come after the Fed lowered rates Wednesday and signaled it is unlikely to make further changes, up or down, any time soon. That sent stocks to a record, before a batch of weak economic data and renewed worries over trade weighed on the measure Thursday. The S&P 500 is up 1.5 per cent in the week. Fed Vice Chairman Richard Clarida reiterated in Bloomberg Radio interview that monetary policy is "in a good place" and the consumer is strong. 71864163 NEW RECORDS The jobs report "reinforces the thesis that the economy is hanging in there with steady growth thanks to the consumer, jobs, low rates, strong housing and that the global picture is weak," said Alec Young, managing director of Global Markets Research at FTSE Russell.Friday's good news on the trade front follows a tough Thursday session that saw markets rattled as Chinese officials cast doubts about reaching a comprehensive long-term trade deal with the U.S.In earnings news, Exxon Mobil and Chevron reported solid results, while Alibaba Group Holding Ltd. rose after its report. European bonds slipped. Oil edged higher though headed for its biggest weekly loss in a month on swelling American stockpiles. Earlier, risk sentiment got a boost from better-than-expected Chinese manufacturing data, even as uncertainty remains over an interim trade deal. Gold fell after a 1 per cent rally Thursday."Markets participants, as well as maybe even the Fed, have been very optimistic" on the trade truce, Tiffany Wilding, chief US economist at Pacific Investment Management Co., told Bloomberg TV. "We can see some more deterioration there."These are the main moves in markets:StocksThe S&P 500 Index rose 1 per cent as of 4 p.m. New York time.Th Dow Jones Industrial Average added 1.1 per cent .The Stoxx Europe 600 Index gained 0.8 per cent .The MSCI Asia Pacific Index gained 0.3 per cent .The MSCI Emerging Market Index advanced 0.7 per cent .CurrenciesThe Bloomberg Dollar Spot Index fell 0.1 per cent .The euro rose 0.1 per cent to $1.1167.The British pound was flat at $1.294.The Japanese yen fell 0.1 per cent to 108.178 per dollar.BondsThe yield on 10-year Treasuries gained two basis points to 1.71 per cent .The two-year yield added three basis points to 1.55 per cent Germany's 10-year yield gained three basis points to -0.382 per cent .CommoditiesGold futures was flat at $1,510.70 an ounce.West Texas Intermediate crude gained 3.5 per cent to $56.10 a barrel. Sunil Subramaniam on SIPs & demographic dividend Posted: Marrying a financial goal to a time band and then cutting your exposure and parking it in a safer less capital market risk-oriented asset, is probably the best way to ensure that you have a happy investing experience, says Sunil Subramaniam, MD & CEO, Sundaram MF. Excerpts from an interview with Nikunj Dalmia of ETNOW. Everybody in the markets want the meat, but nobody wants to feel the heat. Last one year has been all about the heat.The consequence of heat is that a burnt child dreads the fire! And that will probably be the way to express what investors are feeling. But the key is that the heat can also be used to warm it and slow cook your meat to the right tenderness so that you can enjoy a hearty meal. The heat is a good lesson in the journey. The goal is the end of the road and the fact that the road has potholes and speed breakers, may slow down the pace, but if the end goal is in sight one can , stick to the journey. That is where unlike a normal journey of a truck or a car going and losing steam because of the speed breakers and hence reaching its goal later. The stock market has this wonderful vehicle called SIP which makes one benefit from everything and end up buying more when there is difficulty. There are two things which I want to point out to people. Let's say there is a smooth road and a bumpy road. If at every bump, somebody gave you one rupee, you would rather prefer a bumpy road. So treat a SIP like that because the smooth highway will give you a smooth journey but the end result will not be as great because you have lost out on that one rupee which you would have got on every bump. The second thing which I want to say is that there are two years' SIPs which are negative. Maybe some five-year SIPs are also negative. People are saying oh you sold us this great mantra of SIPs being that Eldorado solution. Why is it negative? One basic rule when we talk about the power of compounding and its growth is that a SIP like buying rupee cost averaging, buying a little every month, buying more when it corrects pays off ,when the end point is higher than the starting point. I mentioned a road full of bumpiness. Suppose your goal is to reach Delhi from Mumbai. Kota comes in the middle and there is a bump there. Now if you leave the train in Kota, your experience is of bump. My point here is that whatever you have chosen as a goal, yes there is off chance that the goal determined by you might be a time when there is a bump. Yes that is a point, how are you going to deal with that?The key point is that when you set a goal, there is going to be a time goal and a value goal and what I would generally recommend is that when you reach the value goal, even if it is ahead of your time goal, you should move it into a less volatile asset, because that has been the value that you want. Most people looking long term, cannot pinpoint an exact time. Say daughter's marriage. We will give you two to three year bandwidth in which your daughter would get married. Then there is education. That will have generally a good bandwidth and even if there is a specific date and you know your son is going to go into college and you want to send him abroad in say 2030. Your planning should not be 2030, it should be 2028 to 2032. So when you give yourself a band and then set yourself a financial goal, the achievement of that financial goal should enable you to take that money out because it is fraught with the risk if you stick only to that date goal. Neither you nor I know what the world scenario will be in 2030. So given the fact that in a SIP, the end point has to be higher than the beginning point, I would say marrying a financial goal to a time band and then cutting your exposure and parking it in a safer less capital market risk-oriented asset, is probably the best way to ensure that you have a happy investing experience. The challenge with a SIP investor is that markets are volatile. The challenge with the debt market investor now is that they have realised that debt is also not safe. When you see headlines which are talking about slowdown in autos, problems in NBFCs, India's growth coming down, it shakes you. It shakes your basic thesis and you think: A) I have gone wrong, B) the news has not moved as per what I thought and C) I have lost money. I think that is a very fair state of emotions. Broadly there are two emotions which drive investing – fear and greed. Now you can say if you are fearful, you will put your money in safety-oriented assets. If you are greedy, you will put in risk-oriented assets. The issue that most investors have to grapple with is that only when the greed comes, their past results show themselves. But one should analyse the breakup of the returns. For example, the Sensex has gone since its inception, over a 37-year period to 40,000. If you can believe that 80% of the returns were made on 40 days out of 7,400-7,500 days, because it is on those days when everybody was fearful, that the maximum money was made. So what I would like to say here is that one is emotion of fear versus greed but there is also the right brain versus the left brain. If the left brain drives the emotion, right brain drives the logic. The logical thinking in the human being, what separates us from animals is animals work purely on emotion. When they are hungry, they go and attack. When they are fearful, they run away. The logic tells you that smartness lies in buying when others are fearful. So what people should do is not to go into investing purely from an emotional grab, but to overlay it with logic. The second thing you mentioned, near term news is the one which scares us but the winner is always the person who looks beyond the pothole in the short term to the pot of gold at the end of the road. So you are saying that if we take the graph forward which is 2025, we will not be able to identify the blip of 2019?Absolutely. From here, the moon looks very smooth. You can see the craters only when you are close to the moon. Otherwise, you only see the perfect, round moon. That is a very valuable point. All I am trying to say is if you take the 15-year returns (most goals got to be 10-year, 15-year plus), even today at a time when you feel the markets are not at their best of conditions, a 15-year Sensex and Nifty have delivered 14% return and the midcap index has delivered 17.8% return. Today, we are at a reasonably uncertain volatile phase of the market. If this had been booming, those would be two percentage points higher on a compounded annual basis. My point is if you are long enough up there, in the beginning there could be a blip, but at the time of your exit, if your financial goals are likely reached. But the point is even if you do not do that, if you stayed long enough, your wealth would have grown multiple times because ultimately all of us are fighting the big dragon called inflation. The softness of crude prices over the last few years has kind of softened us to inflation as a risk but bear in mind that over a long term, 7% has been the average annualised inflation and your fixed deposit -- be it through banks or a private sector, even if it gives you 1% alpha post taxation, you are actually going to destroy real wealth by putting money in a fixed deposit. The only asset class guaranteed over the long term to beat inflation, is equities. By 2022 or 2023, we will be a $5-trillion economy. So, the best way to participate in India's growth is that you buy in good times as well as bad times. This is a bad time, you will buy more. In a good time, you will buy less. But if you are buying in both good and bad times, you will average out beautifully.Correct. I think you are putting it very simply and very correctly and the reason India's is good is a very simple fact and it is the demographic dividend. Can you explain that?Thanks to the productivity of our elder brothers and sisters, today India is in a unique spot. Between 2017 and 2027, China which is the main competitor and which has become the manufacturing capital of the world, is going to lose 21 million people in the 18- 55 age group, from their workforce. In that same period, India is adding 117 million people to its workforce. We have a young population who will start adding to the economy and as a result, economy will do very well.Not only do they add to the economy, they get jobs and they start buying. They are not only contributing from a supply side of helping India manufacture for the world but they are also going to buy and make India the marketplace of the world. This is an inexorable reality because nothing is going to wish away those people. If you bought at the peak of the bull market, next two-three years you may not make great returns. You buy at the peak of bear market, your return potential increases. Given where we are in terms of valuations, and the benchmark we use for the mid and small cap indices is BSE 500. Is this a good entry point where the margin of safety lies with long-term investors?You have put it very correctly because today we are seeing between 18% and 20% discount in valuations of the broader market to the top end of the market. Now if you say discount, the broader market should deliver 18% to 20% higher EPS growth than the larger market. You are talking about a 30-40% discount if you were to say that broader market tends to be a victim of fund flows. But the broader market is essentially a correlation to India's GDP growth because that is what translates into the business. So the valuation story may help you to protect yourself or make some decent returns from the larger than the market. But you take a broader BSE 500. The fact is Indian economic growth translates directly into order books and valuations and earnings growth. As we say, the market is slave to earnings and from a purchasing point of view, for the next three to five years'perspective, you are probably at the best purchase point. I would say that starting an allocation now is very right. We are at the ideal takeoff point from an economy and the valuation perspectives to buy the broader market. A lot of people say we are in our 50s, and we want to buy stocks. My first answer is do not because you do not have the time and the risk appetite. Do you think somebody who is in 50s, nearing retirement age, should think of buying stocks at all? Are they too late to start a SIP?So one interesting fact which we do not realise is that over the last 30 years, India's average life expectancy has touched 70. When you say average life expectancy, you are including the poor man on the street, who does not have access to medical facilities to the rich man who can go abroad for the best possible treatment. So if you take the normal middle class, the average life expectancy is closer to 75-77. Even if you are close to retirement, bear in mind that the chance and the probability is that your post retirement life could be longer than your working life. Second, we are in an age, where depending on our children to take care of us is an idea we have to dilute because while we took care of our parents, we all agree that we do not want to burden our children with taking care of us. So building that independence is necessary. At a retirement stage, if you are going to put your entire corpus into an annuity and eat it off, the likelihood that your money will be over before your life is quite a real possibility. It is most likely that you are going to live for at least 25 years after retirement and you have to take care of the rest of your life. So you have to hedge against inflation even when you are a 50 plus. That is the fundamental reset due to improved health quality and the sooner we recognise the reality the better. It is never too late to use equity as a performing asset class to achieve goals. The second point is because our per capita income has gone up, and we are better off than our parents, one fundamental thought process which has happened is that we want to leave a legacy for our grandchildren. So when you do an SIP, assuming anything unfortunate happens, the fact as you do a nomination, taking your grandchild's life as 50 year extension to it, starting a longer term SIP makes sense. Even if you do not enjoy the benefits, it gives you a great value addition that you are leaving something for your grandchildren to enjoy and benefit from equity as an asset class. You can build solutions on development platforms at TechGig competition Posted: Bengaluru: The fifth edition of TechGig's coding competition – Geek Goddess 2019 – this year will encourage participants to build solutions on development platforms such as Automation Anywhere and JetBrains. The competition will be held in Bengaluru on November 8.Geek Goddess 2019 will host six themes, based on technologies such as Artificial Intelligence (AI), Machine Learning (ML), Robotic Process Automation (RPA) and Cloud.For instance, Cloudify Everything would need participants to provide a data science-based solution leveraging Azure ML services or AWS Sagemaker.This hackathon theme has got more than 4,403 registrations.TechGig, a Times Internet-backed platform for IT professionals, conducts the annual coding challenge to find the best women coders in the country, in a bid to improve representation of women in the field of technology, it said in a statement.Times Internet is part of the Times Group, which also publishes The Economic Times.The other theme, RPA Hackathon, received more than 5,824 registrations. This would test participants' skills on RPA by using AI to build a bot which can make a ground-breaking contribution for social causes."This year, we added a unique opportunity of trying out a bouquet of technologies like AI, ML, Cloud to formulate solutions and the contestants try these with much enthusiasm. We have got a good response for progressive technologies (such) as RPA, which are being widely used in the industry today," said Ram Awasthi, vice president, Technology, Times Internet. "The problem statements for different themes have been posted by companies (such) as Automation Anywhere, Hexaware Technologies, American Express and others. The participants here are getting to work on business challenges." You are subscribed to email updates from Economic Times. To stop receiving these emails, you may unsubscribe now. Email delivery powered by Google Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States

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‘On Pak, we’ve issues… We won’t act contrary to Olympic Charter. We’re acting so sentiment of country is upheld’ Posted: 02 Nov 2019 05:37 PM PDT 'On Pak, we've issues… We won't act contrary to Olympic Charter. We're acting so sentiment of country is upheld' Source: TIE

Install jammers in all jails, ensure legal rights of inmates: HC to Punjab govt Posted: 02 Nov 2019 05:37 PM PDT Install jammers in all jails, ensure legal rights of inmates: HC to Punjab govt Source: TIE

DHFL ‘scam’: Two arrested Posted: 02 Nov 2019 05:37 PM PDT DHFL 'scam': Two arrested Source: TIE

Book Review: A peek into obsessive parenting Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

My date with MAMI Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

Did Nirmala Sitharaman’s husband commit a boo-boo? Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

Book Review: Crisis of liberalism in Indian Muslims Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

Glittering awards night, wine, dine and more: How Mumbai partied this week Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

Sex and Relationship: How should I deal with my unfaithful Army husband? Posted: 02 Nov 2019 05:33 PM PDT Source: FPJ

Sonia appoints Hooda CLP leader in Haryana Posted: 02 Nov 2019 05:27 PM PDT Sonia appoints Hooda CLP leader in Haryana Source: TIE

New Zealand vs England 2nd T20I Live Cricket Score Online: Hosts look to turn tide Posted: 02 Nov 2019 05:27 PM PDT New Zealand vs England 2nd T20I Live Cricket Score Online: Hosts look to turn tide Source: TIE

HC orders CBI probe in 4 lakh ‘fake students’ in Haryana schools Posted: 02 Nov 2019 05:27 PM PDT HC orders CBI probe in 4 lakh 'fake students' in Haryana schools Source: TIE

A cynical middle-aged man has a fresh perspective on everything writes Kunal Rao Posted: 02 Nov 2019 05:23 PM PDT Source: FPJ

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