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Top Stories Today

Posted: 20 Oct 2019 08:19 AM PDT

Top Stories Today


Old Dudes On Skateboards

Posted: 15 Oct 2019 06:37 AM PDT

The death of his life-long skateboarding friend prompts Aaron Gilbreath to get back on his board — at 44, with his toddler daughter in tow.

This posting includes an audio/video/photo media file: Download Now

Five Green Men Ride A Bicycle

Posted: 15 Oct 2019 11:26 AM PDT

This is a familiar tale. A relatable one. One that involved you and the fellas going for a nice ride through the neighborhood, getting chased by a food cart cook, wheeling on over to a rooftop party and meeting a unicycle gang.

This posting includes an audio/video/photo media file: Download Now

Sea Of Troubles

Posted: 17 Oct 2019 05:54 AM PDT

Inside the effort to rescue Europe's unwelcome immigrants

This posting includes an audio/video/photo media file: Download Now

Appreciative Bull Thoroughly Enjoys Getting His Ear Scratched

Posted: 16 Oct 2019 09:47 AM PDT

Gus, a gentle giant of a bull, is greatly 'mooved' when a human scratches his ear.

This posting includes an audio/video/photo media file: Download Now

Terrazzo Used To Be Kitschy. Now It's On Everything From Spalding Basketballs To Madewell Dresses

Posted: 15 Oct 2019 06:40 AM PDT

Terrazzo isn't just for floors anymore.

This posting includes an audio/video/photo media file: Download Now

How 'Almost Famous' Foretold The Future Of Music Journalism

Posted: 17 Oct 2019 05:39 AM PDT

Cameron Crowe's movie based on his experiences as a Rolling Stone scribe is now a musical—but the stage adaptation comes at a strange time for a struggling industry

This posting includes an audio/video/photo media file: Download Now

'Bob's Burgers' Star H. Jon Benjamin Is Always There For You

Posted: 16 Oct 2019 02:18 PM PDT

How the man who voices two of TV's most beloved leading men helped build two distinct animated worlds.

This posting includes an audio/video/photo media file: Download Now

It's Time To Upgrade Your Swearing Game

Posted: 27 Dec 2018 10:26 PM PST

Profane practitioners take note. This book will turn you into the LeBron James of F-Bombs.

This posting includes an audio/video/photo media file: Download Now

The Devil's Horsemen

Posted: 16 Oct 2019 09:42 AM PDT

Owned by horsemasters Daniel and Camilla Naprous and their father Gerard, they provide horses, carriages, tack, riders and horsemasters to international films, television programs and for photoshoots. A look inside their work, in photos.

This posting includes an audio/video/photo media file: Download Now

Medicare For All? Try Immortality For All

Posted: 16 Oct 2019 09:13 AM PDT

Why the first Transhumanist presidential candidates want universal basic income, a Futurist New Deal and the right to eternal life.

This posting includes an audio/video/photo media file: Download Now

Save Over 50% On This Towel That Fights Bacteria To Keep You Clean And Healthy

Posted: 18 Oct 2019 07:43 AM PDT

This towel goes above and beyond the drying call by actually fighting bacteria. It'll stay clean longer and keep your skin cleaner. Save 57% off the Mizu Smart Bath Towel when you buy for $42.99 today.

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World News, World News Updates, World News Headlines, Latest World News, Current Affairs

Posted: 20 Oct 2019 05:22 AM PDT

World News, World News Updates, World News Headlines, Latest World News, Current Affairs


Unrest Continues Unabated in Hong Kong as March on Rail Terminus Degenerates into Arson and Street Battles

Posted: 20 Oct 2019 12:28 AM PDT

Tens of thousands of anti-communist protesters defied an official ban to march through one of Hong Kong’s prime tourist districts Sunday. But what began as a peaceful demonstration followed the usual pattern and degenerated into violence, arson and destruction.

Marchers originally intended to rally at the West Kowloon high-speed rail terminus—a showpiece transport hub, built at a cost of $10.7 billion, connecting the former British colony to mainland Chinese cities. Some parts of the facility are subject to mainland customs and immigration laws and therefore the terminus is seen as a symbol of Beijing’s presence by many protesters, whose push for greater political freedom has taken on an increasingly anti-China tone over five months of unrest.

But the crowds quickly shifted their targets after the march began. The shuttered shopfronts of mainland Chinese businesses were vandalized as the march made its way up the “Golden Mile” of Nathan Road—the prime tourist strip—passing five-star hotels, including the Peninsula hotel, Hong Kong’s 91-year-old “grande dame.”

Branches of the Bank of China were broken into and ransacked before being set on fire. Government offices were defaced and petrol bombs were hurled over the walls of a police station and into subway stations, forcing the closure of several.

Protesters also erected burning barricades and threw bricks at police, who responded with tear gas, rubber bullets and water cannon, pursuing protesters up Nathan Road, through the Jordan district, and into the blue-collar heartland of central Kowloon.

Many marchers wore masks in contravention of a government ban on facial coverings at public assemblies, meant to deter participation in protests. Others carried Catalonian flags in solidarity with the secessionist movement that has thrown Spain into crisis.

The protesters chanted “Stand with Hong Kong! Fight for Freedom!” and called for full democracy for the enclave’s 7.4 million people, who are presently ruled by a Beijing-backed official selected by a so-called “election committee” of just 1,200 members from mostly business and establishment backgrounds.

Earlier in the afternoon, a group of South Asians in “I Love HK” shirts stood outside Chungking Mansions—an iconic, 1960s commercial building that is home to a shifting population of traders from the subcontinent and sub-Saharan Africa.

Tensions have grown between Hong Kong’s ethnic minorities and protesters, who accuse South Asian gangs of acting as thugs for hire, paid by Triad criminal organizations and other shady groups to intimidate and beat up protesters. Jimmy Sham, convenor of march organizer the Civil and Human Rights Front, was hospitalized after being attacked by a gang of non-Chinese men Wednesday. He sent a message from hospital appealing for racial calm: “Do not label anyone by ethnicity in the movement,” he wrote. “I believe that, everyone who joins this path to democracy are our brothers and sisters, regardless of nationality, language, color and race.”

Many on the march expressed shock and sympathy for Sham. “We came out today because the man was chopped in the street—It really upset me,” said Ching, 33. “I had to come out, especially this time.”

The march comes at the end of a week of tumultuous politics, even by Hong Kong standards. On Wednesday, the enclave’s top official, the increasingly isolated Carrie Lam, was prevented by unruly lawmakers from giving her annual policy address at the Legislative Council, and fled the room to calls for her ouster. On the following day, a question-and-answer session with Lam and legislators degenerated into similarly chaotic scenes.

Hong Kong’s protests began in June as opposition to a detested (and now withdrawn) bill that Lam attempted to fast track. The measure would have made it possible, for the first time, for criminal fugitives to be extradited to mainland China. Fearing that Beijing would use the provision to round up dissidents and critics in the enclave, Hongkongers rose en masse, with millions taking to the streets.

The protests have since become increasingly violent and their aims have broadened to include full democracy, self-determination and even independence for Hong Kong, which has infuriated Beijing. China regards the Hong Kong protests as a color revolution and President Xi Jinping has warned that “Anyone attempting to split China in any part of the country will end in crushed bodies and shattered bones.”

With reporting by Amy Gunia and Abhishyant Kidangoor / Hong Kong

Thousands in Germany Protest Turkish Offensive in Syria

Posted: 19 Oct 2019 10:13 AM PDT

BERLIN — Thousands of people in the German city of Cologne demonstrated Saturday against Turkey’s offensive in northern Syria.

City authorities said around 10,000 people took part in the marches organized by left-wing groups. Police were out in force amid concerns about possible violence but authorities said the event was largely peaceful.

Some demonstrators carried flags of the Syrian Kurdish force known as the People’s Protection Units, or YPG, which Turkey is trying to push back. Others carried placards with slogans such as “No deals with the AKP regime” — a reference to Turkish President Recep Tayyip Erdogan’s party.

Germany is home to large Turkish and Kurdish communities, and tensions between them have turned violent in the past.

World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates

Posted: 20 Oct 2019 04:58 AM PDT

World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates


Melania Trump humiliated: First Lady snubbed by Donald during Louis Vuitton tour

Posted: 20 Oct 2019 01:04 AM PDT



MELANIA TRUMP received a subtle snub from husband, Donald Trump, as he visited the new factory for luxury French brand, Louis Vuitton, in Texas.

Ayodhya dispute: What is the tense Supreme Court ruling that could spark religious riots?

Posted: 20 Oct 2019 03:02 AM PDT



TENSIONS in India are stressed today as 1.3 billion Indians have their eyes trained on a small city which has been the subject of a countrywide debate for more than a century.

Michelle Obama makes heartwarming surprise study visit - ‘Kids were sobbing!’

Posted: 19 Oct 2019 09:35 PM PDT



MICHELLE OBAMA has made a surprise visit in Martha's Vineyard, a Massachusetts island.

Erdogan sends chilling threat to ‘crush heads’ of Kurdish fighters after Trump withdrawal

Posted: 19 Oct 2019 06:38 PM PDT



TURKISH President Recep Tayyip Erdogan has said his country's forces will "crush the heads" of Kurdish militants if they did not withdraw from the planned safe zone in northern Syria.

UK and US commanders mount rescue mission for 300 special forces soldiers trapped in Syria

Posted: 19 Oct 2019 04:01 PM PDT



BRITISH and US commanders have mounted a rescue operation for 300 special forces soldiers trapped in northern Syria.

Nato on the BRINK: December's summit could be scrapped over furious divisions on Turkey

Posted: 19 Oct 2019 04:01 PM PDT



DECEMBER'S Nato summit in London could be scrapped because the military alliance is too divided over Turkey's incursion into Syria, senior sources warned last night.

Trudeau credibility at an all time low: Canada PM in survival fight after devastating poll

Posted: 19 Oct 2019 07:43 PM PDT



CANADIAN Prime Minister Justin Trudeau, whose reputation has been damaged by corruption and blackface scandals, is on the brink of losing his Parliamentary majority in what should have been a breezy election for him.

World War 3: How 'incoming nuclear missile' fears sparked hurried US probe

Posted: 19 Oct 2019 08:30 PM PDT



THE US came within minutes of potential nuclear destruction in the Eighties after early-warning sensors suggested a Soviet missile was on-track to strike forcing a threat assessment to be called, a group of concerned researchers revealed.

Egypt archaeologists make ‘most intriguing discovery yet in mysterious underwater opening'

Posted: 19 Oct 2019 11:00 PM PDT



EGYPT archaeologists were left short for words after abseiling down a 20-feet-deep pit completely full of water and discovering a "mysterious underwater opening", a documentary reveals.

Latest World News, World News, Current Affairs, Daily Current Affairs

Posted: 20 Oct 2019 04:45 AM PDT

Latest World News, World News, Current Affairs, Daily Current Affairs


Tweets For Today

Posted: 19 Oct 2019 10:08 PM PDT











Picture Of The Day

Posted: 19 Oct 2019 10:08 PM PDT

A demonstrator sits near burning tires as he holds a Lebanese flag during a protest over the deteriorating economic situation, in Dora, Lebanon, October 18. Tens of thousands of protesters blocked roads, burned tires and marched across Lebanon for a second day on Friday, demanding the removal of a political elite they accuse of looting the economy to the point of breakdown. REUTERS/Mohamed Azakir

WNU Editor: The above picture came from this photo-gallery .... Protests sweep Lebanon as fury at ruling elite grows (Reuters).

Bolivians Go To The Polls This Sunday

Posted: 19 Oct 2019 09:12 PM PDT





BBC: Bolivia elections: Will Evo Morales get a fourth term in office?

Many young Bolivians heading to the polls on Sunday to vote in a general election have no memory of anyone but President Evo Morales leading the Andean nation.

The indigenous politician is running for a fourth term in office and if he wins, he will be in power until 2025.

His critics say he has ignored a referendum in which Bolivians voted to restrict presidents to two terms.

And yet, opinion polls suggest he has a wide lead over his nearest rival.

Read more ....

WNU Editor: My prediction. Evo Morales will get over 50% of the vote.

Will America Ever Sell Nuclear Submarines?

Posted: 19 Oct 2019 09:01 PM PDT

Reuters

National Interest: China's Nightmare: What Would Happen If America Wanted To Sell Nuclear Submarines?

Would any countries be interested?

Key point: These subs are expensive but state-of-the-art.

There was a time a few years ago, however brief, that some of us Asia-defense nerds had an unorthodox idea to tip the military balance in Asia. Quite a few people thought it was crazy and highly unlikely, but an idea none the less worth considering.

It went a little something like this: in order to lessen the impact of China's massive naval build-up and negate the lethality of Beijing's growing anti-access/area-denial (A2/AD) battle networks in the Pacific, Washington could sell or lease what many would call its most sophisticated weapons platform, nuclear-powered attack submarines. Specifically, the mighty Virginia-Class attack sub.

Read more ....

WNU Editor: The US will never sell nuclear submarines. Too many secrets.

Why Is The US Army Teaming Up With A UFO Research Company?

Posted: 19 Oct 2019 08:18 PM PDT



Warzone/The Drive: What We Know About The Army Teaming Up With Rockstar Tom DeLonge's UFO Research Company

The Army says it will be exploring "novel materials" and other technologies under an unpaid collaboration with To The Stars Academy.

The U.S. Army has confirmed that it has signed a cooperative research deal with former Blink 182 frontman Tom DeLonge's To The Stars Academy of Arts & Science, more commonly known as TTSA. Far better known for its activities investigating reports and sightings of UFOs, which are increasingly referred to as unidentified aerial phenomena, or UAPs, this new agreement covers research into metamaterials and other high technology fields that border on the realm of science fiction.

On Oct. 17, 2019, TTSA announced the Cooperative Research and Development Agreement (CRADA) with Army's Combat Capabilities Development Command (CCDC), which is now part of that service's Futures Command. The public affairs office at CCDC's Ground Vehicle System Center (GVSC), situated at the Detroit Arsenal in Warren, Michigan, subsequently confirmed to The War Zone that this CRADA exists and that it will be responsible for executing it.

Read more ....

Update: The Army and a UFO Group Are Investigating...Something (Popular Mechanics)

WNU Editor:  It looks like someone in the US Army believes.

After Eight Years Libya Is Still At War With Itself. What Went Wrong?

Posted: 19 Oct 2019 07:56 PM PDT

A fighter loyal to Libyan internationally recognised government fires a 105 mm cannon at forces loyal to Khalifa Haftar outside Tripoli, Libya May 15, 2019. REUTERS/ TPX IMAGES OF THE DAY (Reuters: Goran Tomasevic)

Tracey Shelton, ABC News Online: Moamar Gaddafi has been dead eight years yet Libya is still at war with itself. What went wrong?

Amid a frenzied mix of anger, disbelief and exultation, shouts of "Don't kill him! Don't kill him!" echoed through the crowd of rebel fighters as Libyan leader colonel Moamar Gaddafi was pulled from his hiding place inside a stormwater drain.

The former dictator and a band of his most loyal men had been holed up inside an area of just a few suburban blocks in Gaddafi's childhood home of Sirte.

I had spent months embedded with rebel forces when on October 20, 2011, a convoy of around 40 cars fled the city and were bombed on the outskirts of town by NATO aircraft.

An injured Gaddafi had taken shelter in the drain which ran underneath a backroad, while the last of his men fought to their deaths to protect him.

Read more ....

WNU Editor: After deposing Gaddafi the Western powers had no interest to step into Libya's security void and chaos. The chaos and disorder in Iraq was still on everyone's mind, and no one wanted to be responsible for another country.

The Ocean Floor Is Changing War Strategy

Posted: 19 Oct 2019 07:32 PM PDT

Currently militaries of all stripes are vulnerable on the ocean floor, but that could soon change. (US Navy)

ABC News Online: Warfare's next frontier might be the ocean floor — here's why

The Earth's resources have long been a trigger for armed conflict — be it over oil, water, or food.

But in the coming decades, conflicts over resources may increasingly take place under water, given the ocean floor's potential for both resource mining and military surveillance.

Scattered across the seabed are compounds that contain rare earth elements — they're the building blocks of our modern world, and are used to make smartphones, electric cars, advanced medicines and missiles, among a raft of other technologies.

Read more ....

WNU Editor: Oceans make up 70% of the earth's surface. It is only natural that military planners are going to be focused on how future conflicts may unfold on the ocean floor's as its economic assets are developed.

North Macedonian Prime Minister Calls A Snap Election After Being Rejected For EU Membership

Posted: 19 Oct 2019 06:31 PM PDT



BBC: North Macedonia calls snap election after EU talks setback

North Macedonia's Prime Minister Zoran Zaev has called snap elections following a decision by EU leaders to postpone opening membership talks with his country and neighbouring Albania.

French President Emanuel Macron blocked the bid at an EU summit in Brussels.

"We are the victims of the EU's historical mistake," said Mr Zaev.

European Commission President Jean-Claude Juncker - and other European leaders - have used the same phrase to voice criticism of the summit outcome.

EU Council President Donald Tusk said: "It's not a failure, it's a mistake. I feel really embarrassed."

The Commission and the European Parliament had recommended starting talks with both countries.

Read more ....

WNU Editor: These are the countries blocking North Macedonia's entry into the EU that has precipitated this election .... EU Deadlocked over Accession Talks with Albania – France, Netherlands, Denmark Against (EXIT)

More News On The North Macedonian Prime Minister Calling A Snap Election

North Macedonian PM urges snap election after EU declines to launch accession talks -- Reuters
North Macedonia PM Calls For Snap Elections -- Radio Free Europe
North Macedonia Premier Calls for Snap Vote on EU Date Failure -- Bloomberg
North Macedonian prime minister calls for snap election after EU rebuff -- Politico
North Macedonia PM calls for snap elections after EU snub -- Al Jazeera

Vote On British Prime Minister Johnson's Brexit Deal Is Delayed By Parliament

Posted: 19 Oct 2019 06:18 PM PDT





Daily Mail: Defiant Boris Johnson reveals he will get around Remainer law by telling EU leaders NOT to delay Brexit past Oct 31 and will refuse to negotiate extension - after MPs pass Oliver Letwin's Brexit-wrecking amendment by 322 to 306 votes

* Boris Johnson urged MPs to 'unite' behind his Brexit deal and vote in favour of the plan at historic sitting today
* But rebel Tory MP Oliver Letwin tabled an amendment which deprived Mr Johnson of a clean vote on deal
* Mr Johnson had wanted MPs to vote on his package today, first time Parliament sat on weekend since 1982
* Premier insisted he will not 'negotiate' a Brexit extension with the EU despite Remainer law ordering him to
* And in a letter said tonight that he will 'not negotiate a delay with the European Union' in wake of amendment
* Irish PM Leo Varadkar warned that EU will not necessarily sign off any delay request and must be 'unanimous'
* Tory 'Spartans' and Labour MPs have been signalling they are ready to support the deal in positive signs
* Conservatives have vented fury at Sir Oliver for wrecking plot which was supported by Labour and Lib Dems
* Poll for the Mail found 50 per cent of the public wanted politicians to back Mr Johnson's Brexit deal today

Boris Johnson tonight revealed that he will tell EU leaders not to delay Brexit and will refuse to negotiate an extension - after MPs passed up the opportunity for a fourth time to vote for a deal.

The Commons voted 322 to 306 in favour of an amendment postponing a decision on the PM's deal, and activating the Benn Act - a Remainer law that compels him to send a letter by midnight asking Brussels for a delay.

But Mr Johnson was defiant in the Commons, sparking confusion over whether he will comply with the legislation or try to find a loophole to keep his 'do or die' promise to sever ties by October 31.

Read more ....

WNU editor: You must give credit where credit is due. The opponents to Brexit are pulling all the stops, and they are succeeding in delaying Brexit. But I do not think they will succeed in the end. Support for Brexit has not changed, and if an election was called on this issue today Boris Johnson will easily win a majority. The opposition knows that, hence no election call. But time is running out for those who support Remain, and they will eventually pay for it at the polls.

More News On Brexit

The Latest: Johnson sends EU request for Brexit delay -- AP
UK's Johnson asks for Brexit delay, but argues against it -- AP
UK PM sends unsigned letter to EU asking for Brexit delay -- Reuters
UK PM Johnson sends conflicting messages to EU on Brexit delay request -- France 24
Boris Johnson sends unsigned request to Brussels for Brexit delay -- The Guardian
Brexit: PM sends letter to Brussels seeking further delay -- BBC
Brexit delay request sent to EU, along with letter from Boris Johnson arguing against it -- ABC News Online
UK sends letters to EU for, and against, Brexit extension -- DW
UK parliament snubs Boris Johnson's Brexit deal -- Al Jazeera

Inside A Russian Tank Factory

Posted: 19 Oct 2019 06:22 PM PDT

The devastating war machine, pictured being tested, is an upgrade of the T-72 Soviet tanks that first entered production in 1971 and were first used in the Iraq-Iran conflict and the Chechen wars in the mid 90s

Daily Mail: Inside a Russian tank factory: Fascinating photographs show the construction and testing of the deadly 45-ton T-72B3 battle tank used in Syria

* The devastating war machine is a recent upgrade of the T-72 Soviet tanks that first entered production in 1971
* The third generation of the tank has had a number of upgrades making it more suitable for modern warfare
* Production of the deadly vehicle takes place in the plant at Uralvagonzavod, in the Russian city of Nizhny Tagil

These fascinating photographs show the construction and testing of the deadly 45-ton T-72B3 battle tank used in Syria.

The devastating war machine is an upgrade of the T-72 Soviet tanks that first entered production in 1971 and were first used in the Iraq-Iran conflict and the Chechen wars in the mid-90s.

The third generation of the tank has a number of upgrades making it more suitable for modern warfare, such as a new engine, new gunners sight and completely revamped fire control system.

New versions of the tank were first delivered to the Russian Army in 2013, and other versions have also been seen in 2016 and 2017.

Read more ....

WNU Editor: A fascinating collection of photographs.

India's Nuclear Weapons Arsenal Keeps On Getting Bigger

Posted: 19 Oct 2019 07:11 PM PDT

Reuters

Michale Peck, National Interest: India's Nuclear Weapons Arsenal Keeps Getting Bigger and Bigger

A large arsenal in a dangerous part of the world.

Key Point: India has its nukes pointed at China and Pakistan, two other nuclear powers.

"India is estimated to have produced enough military plutonium for 150 to 200 nuclear warheads, but has likely produced only 130 to 140," according to Hans Kristensen and Matt Korda of the Nuclear Information Project at the Federation of American Scientists. "Nonetheless, additional plutonium will be required to produce warheads for missiles now under development, and India is reportedly building several new plutonium production facilities."

In addition, "India continues to modernize its nuclear arsenal, with at least five new weapon systems now under development to complement or replace existing nuclear-capable aircraft, land-based delivery systems, and sea-based systems."

Read more ....

WNU Editor: India is facing two nuclear adversaries, so I do understand why they have nuclear weapons. But I am surprised that their nuclear arsenal is small .... around 130 to 140 weapons.

Sailors On An Aircraft Carrier Fear Fire More Than Missiles

Posted: 19 Oct 2019 05:14 PM PDT

Reuters

National Interest: Why Every Sailor On An Aircraft Carrier Fears Fire More Than Missiles

History reveals why.

Key point: Lots of jet fuel.

A series of collisions involving U.S. Navy destroyers in 2016 and 2017—including two incidents recent tragedies that left sixteen sailors dead—have raised questions as to why the maritime fighting branch appears to be suffering the same accident again and again.

However, it can take time for organizations to learn from mistakes and implement solutions to deal with them. This fact was illustrated when it took no less than three catastrophic fires on U.S. aircraft carriers between 1966 and 1969 that killed more than 200 sailors before major reforms decisively improved safety onboard the giant flat tops. This final article in a three-part series looks at the last incident which occurred on the USS Enterprise.

Read more ....

WNU Editor: How the USS Enterprise survived eighteen bombs exploding on its deck is an amazing story in itself.

The Fastest Fighter Jet In The World Is The MiG-25 Foxbat

Posted: 19 Oct 2019 05:01 PM PDT

A two-seat trainer version of the MiG-25 flies over forested land. (Leonid Faerberg (transport-photo.com), GFDL 1.2)

We Are The Mighty: The fastest fighter jet in the world is over 50 years old

Fastest jet in the world? That's easy. Most people know it's the SR-71, the reconnaissance plane so fast it could outrun missiles. But the fastest fighter jet? Well, the Soviets created a fighter jet to chase down the SR-71 Blackbird, and it was so fast that it's still the fastest fighter jet ever built. And it's still in service today.

The MiG-25 Foxbat looks ungainly and boxy next to fourth and fifth-generation fighters. Its younger sibling, the MiG-29, is much sleeker, and the aggressive-looking F-35, F-22, and even the Su-57 make for way better wall posters than the Foxbat.

By comparison, the Foxbat looks almost like a box truck. If you're feeling generous, you could compare it to something like an old Chrysler LeBaron, instead.

Read more ....

WNU Editor: A fighter jet faster than the SR-71. Wow. That is a fast fighter jet.

Poll: 51% Of American Voters Suspect High-Level Crimes To Stop Trump Presidency

Posted: 19 Oct 2019 04:09 PM PDT


WNU Editor: I give it a bit more time before the other 49% catch up to the 51% who believe that there was an illegal high-level effort to stop the Trump presidency.

Protests Are Hitting The World

Posted: 19 Oct 2019 03:26 PM PDT

Riot police fire tear gas to disperse demonstrators during a protest targeting the government over an economic crisis, near the government palace in Beirut, Lebanon October 18, 2019. Reuters

The National: Protests around the world: violent clashes hit Chile, Hong Kong, Lebanon and Barcelona

Here's the latest in each of the country's affected by unrest.

Protests have broken out in several countries across the world, with citizens unhappy for different reasons. Some are protesting over economic conditions, others are protesting over tax hikes and elsewhere protests are breaking out over controversial laws or prison sentences imposed by governments.

Here's the latest in each of the country's affected by violent clashes and unrest.

Read more ....

WNU Editor: The world is definitely going through an interesting phase right now. I have lived long enough to see how much the standard of life for the world has improved in the past few decades. But this has generated even more higher expectations, and frustration when they are not met. Throw in authoritarian governments, elites ignoring public opinion, and a world that is strongly influenced by social media .... we now have the ingredients for unrest that can be quickly organized and targeted. And here is an easy prediction .... it is going to get worse. And if we are faced with a serious global recession .... I can see half the world exploding just like that (snapping my fingers).

Top Stories Today

Posted: 20 Oct 2019 02:01 AM PDT

Top Stories Today


Photographing A Teenager Over The Course Of Eight Years, And More Of The Best Photography Of The Week

Posted: 18 Oct 2019 10:40 AM PDT

The wild swimmers in Scotland, light paths on the world's largest salt flats and more best photos of the week.

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Watch The Incredible Moment High School Football Coach Keanon Lowe Disarmed Then Embraced This Would-Be Student Gunman

Posted: 19 Oct 2019 07:24 AM PDT

Surveillance video uncovered by KOIN 6 News shows an incredible moment when an Oregon high school football coach Keanon Lowe disarmed a student carrying a loaded shotgun on campus.

This posting includes an audio/video/photo media file: Download Now

The Stunning Way That Plutonium Gets Made

Posted: 18 Oct 2019 06:09 AM PDT

Some space ships (and Doc Brown's DeLorean) need plutonium-238 to function. Here's the intriguing way it's processed.

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Why Planes Don't Fly Over The Himalayas

Posted: 19 Oct 2019 05:50 AM PDT

Wouldn't you love to fly over Mount Everest? Unfortunately, planes don't fly over the Himalayas for reasons that might surprise you.

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'You've Got to Stop This': Jared Leto Fumed Over New 'Joker' Movie

Posted: 19 Oct 2019 04:14 PM PDT

The actor, who played the character in 'Suicide Squad,' felt 'alienated and upset' when Warner Bros. greenlit Todd Phillips' version with Joaquin Phoenix instead.

This posting includes an audio/video/photo media file: Download Now

Prime Members Get $10 Bonus Credit When They Pre-Order 'Call Of Duty: Modern Warfare'

Posted: 18 Oct 2019 08:35 AM PDT

Grab the latest iteration of the wildly popular Modern Warfare sub-series on release day, and get a $10 credit for your troubles.

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Oklahoma Fans Watch In Horror As The Sooner Schooner Crashes After Touchdown Celebration

Posted: 19 Oct 2019 11:24 AM PDT

A touchdown celebration went awry after horses flipped the University of Oklahoma's covered wagon mascot.

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Doorbell Camera Catches Act Of Kindness As Sanitation Worker Helps Elderly Woman With Her Trash Can

Posted: 19 Oct 2019 11:05 AM PDT

After Opal Zucca fell down while she was trying to bring in her trash can, a kindly sanitation worker decided to take matters in his own hands.

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Guy Won’t Stop Revving Motorcycle Engine, Gets Served With Instant, Fiery Karma

Posted: 18 Oct 2019 06:29 AM PDT

It’s a hard contest judging which is more annoying: the motorcycle guy or his neighbor reacting to him getting his comeuppance.

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These Ants That Travel Up To 120 Miles Per Hour Might Give You The Heebie Jeebies

Posted: 18 Oct 2019 10:37 AM PDT

Scientists released footage of the world's fastest ants in northern Sahara.

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Swimmers Capture The Mesmerizing Sight Of A Sleeping Humpback Whale Floating To The Water Surface

Posted: 18 Oct 2019 09:38 AM PDT

This feels like something out of a dream.

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Get These Affordable AirPod Alternatives For Over 65% Off

Posted: 18 Oct 2019 08:50 AM PDT

Enjoy true wireless listening without breaking the bank! The AirSounds Pro True Wireless Earbuds have similar features to the top wireless earbuds but right now, they're 69% off $129.99 at just $39.99.

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When The Student Newspaper Is The Only Daily Paper In Town

Posted: 19 Oct 2019 10:56 AM PDT

As more than 2,000 newspapers across the country have closed or merged, student journalists from Michigan to Arizona have stepped in to fill the void.

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How To Make A Bust Of Your Head For Facial Prosthetics

Posted: 19 Oct 2019 06:05 AM PDT

Calli Gade undergoes a prosthetic bust process with a special effects makeup artist.

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Donald And Rudy's Long, Strange Partnership

Posted: 18 Oct 2019 12:09 PM PDT

For decades, the two ambitious New Yorkers have found ways to use each other's celebrity to stoke their own.

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Jennifer Aniston Reveals Why She Turned Down A Career On 'Saturday Night Live'

Posted: 18 Oct 2019 09:22 AM PDT

In an interview with Howard Stern, Aniston talked about how she was offered a spot on 'SNL' before 'Friends' came along and why she turned it down.

This posting includes an audio/video/photo media file: Download Now

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Posted: 17 Oct 2019 06:19 AM PDT

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Posted: 18 Oct 2019 05:50 AM PDT

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Posted: 18 Oct 2019 01:07 PM PDT

'All Our Hearts' is an online memorial project by Vermont-based newsweekly Seven Days, which aims to show the human cost of the opioid epidemic.

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Posted: 18 Oct 2019 08:10 AM PDT

Markle spoke about the vulnerability of being pregnant and the challenges she faced being a new mother.

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BSF Syllabus 2019 – Check BSF CBT Exam Syllabus Pdf & Exam Pattern @ bsf.nic.in

Posted: 19 Oct 2019 05:42 AM PDT

BSF Syllabus for Constable (Tradesman), SI, Head Constable and other is available on our page. Applied for the BSF Recruitment 2019? Then you are in the right place. Here we provide you the clear details about the Border Security Force exam syllabus and written test pattern for various posts like Group B & C, Sub-Inspector(SI), Constable (Tradesman), Constable GD, JE & other. However, the applicants of the BSF Recruitment are advised to check the details carefully and start preparing for the BSF written examination 2019.

BSF Syllabus  2019   Check BSF CBT Exam Syllabus Pdf & Exam Pattern @ bsf.nic.in

Border Security Force (BSF) Syllabus 2019

Post/Exam Name Syllabus Link
Constable (Tradesman) BSF Constable (Tradesman) Syllabus
Head Constable BSF HC Syllabus
Group B & C BSF Group B & C Syllabus
Sub Inspector (GD) BSF SI(GD) Syllabus
 Jr Engg/SI (Electrical) BSF JE Syllabus
Sub-Inspector (SI) SI Syllabus
Constable GD BSF Constable GD Syllabus

Check the BSF Previous Year Question Papers from our page. Where we provide you with a direct link to download the BSF SI, JE, Constable & Other Posts Study Material and Model Question Papers. Also, download the free Last 5 Years BSF Previous Question Papers Pdf.


BSF Constable (Tradesman) Syllabus 2019 Pdf

Border Security Force (BSF) released notification to fill up 1763 Constable (Tradesman) posts under different trades like Tailor, Cobbler, Cook, Carpenter, Washer Man, Barber, Waiter, Sweeper, Water Carrier &, etc. There are many applicants who have applied for this post already & are searching for the latest Border Security Force (BSF) Constable (Tradesman) syllabus & exam pattern 2019 pdf. Job Seekers who are preparing for the written test of BSF Recruitment 2019 can get detailed Syllabus for BSF Constable, exam pattern, previous papers & others.

Description Details
Board Name Border Security Force
Post Name Constable (Tradesman)
Vacancies 1763 Posts
Category Syllabus
BSF Constable Tradesman (Phase 1) Exam Date From 1st July 2019 (PST, PET, DV & Trades Test)
BSF Constable Tradesman (Phase II) Exam Date 01st September 2019
Official Website bsf.nic.in

Selection Process

  • Physical Standard Test (PST)
  • Physical Efficiency Test (PET)
  • Document verification (DV)
  • Trade Test
  • Written Test
  • Medical Examination

BSF Constable Tradesman Exam Pattern 2019-20

Border Security Force (BSF) PST Exam Pattern 2019

Sections Height (cms) Chest (cms)
Schedule Tribes/ Adivasis of all states
Union territories including Nagas and Mizos.
Male – 162.5 cms
Female – 150 cms
Male – 76-81 cms
Female – Nil
Candidates belonging to the states of Sikkim, Nagaland, Arunachal Pradesh, Manipur, Tripura, Mizoram, Meghalaya, Assam, Himachal Pradesh, Kashmir, and Leh & Ladakh regions of J&K.
Men who belong to  Garhwalis, Kumaonis, Gorkhas, Dogras, Marathas
Male  165 cms
Female – 155 cms
Male – 78-83 cms
Female – Nil
 All Other States and Union Territories Male – 167.5 cms
Female – 157 cms
Male – 78-83 cms
Female – Nil

BSF PET (Physical Efficiency Test) Exam Pattern 2019

The candidates qualified in PST will take PET Test.

Male 5 Kms Running Race within 24 minutes
Female 1.6 Kms Running Race within 8.30 minutes

Border Security Force (BSF) Constable Tradesman Trade Test

Candidates who qualify in PST, PET & Documentation round will be selected for the Trade Test.

  • Trade test will be only qualifying in nature.
  • The test will be based on the skill/qualification required for each trade.

Border Security Force (BSF) Written Exam Pattern 2019

Subject No of Questions Marks
General Awareness/ General Knowledge 25 25
Elementary Mathematics 25 25
Aptitude 25 25
Hindi / English Basics 25 25
Total 100 100
  • The exam mode will be of Objective type questions.
  • The duration of the exam will be 2 Hours.
  •  The exam papers can be answered either in Hindi or English.

Later on, Medical Examination will be taken after which the Final merit list will be announced according to which posts will be allotted.

Download BSF Constable Tradesman syllabus 2019 Pdf

The applicants who are searching for detailed BSF Constable Tradesman Syllabus can check under this section. Here we have listed syllabus subject wise using which you can prepare for the exam easily.

General Hindi/English

  • Ability to understand correct English
  • Basic comprehension and writing ability
  • error recognition
  •  fill in the blanks
  • Vocabulary
  • Spellings
  • Grammar
  • Sentence Structure
  • Synonyms
  • Antonyms
  • Sentence Completion
  • Phrases and Idiomatic use of Words, etc.

General Awareness/General Knowledge

  • History
  • Geography
  • Socio-Economic Development of Himachal Pradesh
  • Knowledge of current events of National and International importance
  • Experience in their scientific aspects
  • Modern History (From 1857 onwards) of India, Indian culture, Indian Polity, Indian Economy, Geography of India.

Elementary Mathematics

  • Number Systems
  • Simplification
  • Decimals
  • Fractions
  • L.C.M., H.C.F.
  • Ratio & Proportion
  • Percentage
  • Average
  • Profit & Loss
  • Discount
  • Simple & Compound Interest
  • Mensuration
  • Time & Work
  • Time & Distance
  • Tables & Graphs, etc.

Aptitude

  • Analogies
  • similarities and differences
  • problem-solving
  • relationship concepts
  • arithmetical computation
  • analytical functions
  • Venn diagrams
  • Ability to observe and distinguish patterns etc.

Download BSF Constable (Tradesman) Syllabus 2019 Official Pdf

BSF Question Paper


BSF Head Constable Syllabus 2019

Board Security Force has released Head Constable Examination Dates. People who are searching for Head Constable Exam details can check it out here. We have updated the detailed syllabus and exam pattern for the BSF Head Constable Exam. The Board Security Force has planned to conduct the examination on three-phase. Starting from July 2019 the BSF HC Exam will be carried till the end of January 2020. Get to know the detailed BSF Head Constable Syllabus & BSF HC Exam Pattern from the below section.

Description  Details
Post Name Head Constable (HC) Posts
No of Vacancies 1072 Posts
Category Name Syllabus
Official Website bsf.nic.in

BSF Head Constable Exam Dates 2019-20

BSF HC Exam Date (OMR Test – 1st Phase) 28th July 2019
PST, PET & Documentation (2nd Phase) 09th October 2019
Descriptive (2nd Phase) 02nd November 2019
Third Phase 30th January 2020

BSF Head Constable Syllabus & Exam Pattern Details 2019

The Border Security force Head Constable exam 2019 is of objective type questions. The MCQ type written exam is of 02 hours. In the written exam MCQ, there will be 100 questions for 100 marks. The first phase of the exam will written test followed by PST, PET & Documentation, Descriptive written test and then finally Medical Examination.

Border Security Force (BSF) Head Constable (HC) Exam Pattern 2019

Subject Names  No. of Questions   Max. Marks
Arithmetic 100 100
Mathematics
General awareness
General Knowledge
  • The MCQ written exam is of 2 hours which contains 100 questions for 100 marks, where each question carries 1 mark.
  • Negative Markins: For every 2 marks MCQ question, 0.50 marks will be deducted for every wrong answer.

BSF Head Constable Exam Syllabus 2019

Hindi & English

  • Antonyms
  • Sentence structure
  • Vocabulary
  • Spellings
  • Fill in the blanks
  • Idioms and phrases
  • Detecting Mis-spelt words
  • Spot the error
  • Shuffling of sentence parts
  • Grammar
  • Synonyms
  • Shuffling of Sentences in a passage 
  • One word substitutions
  • Cloze passage
  • Comprehension passage etc

For complete syllabus click on the link given below

Download BSF Head Constable Syllabus 2019


BSF Group B & C Syllabus 2019

Description Details
Post Name Group B & C
No of Vacancies 114
Category Name Syllabus
BSF CT Group C Exam Date 10th February 2019

BSF Group B & C Syllabus & Exam Pattern 2019

For the BSF Group B & C Examination 2019, there will be two papers. The Paper – I will be an Objective Type with Multiple Choice Questions and the Paper-II will be a conventional type i.e. It will be a descriptive paper with a total of 10 questions. Check the below exam pattern know about the types of questions and the maximum marks.

Check BSF Group B & C Exam Pattern 2019 – Paper I

Subject Names  No. of Questions   Max. Marks
 General Intelligence & Reasoning  25  25
 General Awareness  25  25
 General Engineering (Civil)  50  50
Total    100 100 
  • The duration of the exam is 2 hours.

BSF Group B & C Exam Pattern 2019 – Paper II

Topic Names  Total Questions  Maximum Marks
General Engineering (Civil)  10  100
  • The exam mode is of conventional type
  • The duration of the exam is 2 hours.

Candidates who will be selected from Paper – I and Paper – II need to undergo a Personal Interview Round. Aspirants can go through the syllabus provided below to prepare well for the upcoming examinations-

BSF Group B & C Syllabus 2019

  General Intelligence & Reasoning  General Awareness  General Engineering (Civil)  Numerical Ability 
 Number Ranking Geography  Building Materials  Time and Distance
Arithmetical Reasoning  Indian Politics  Estimating, Costing and Valuation  Areas
Statements & Conclusions  Famous Places in India  Boundary wall, Brick building  Ratio and Proportion
 Embedded Figures Literature  Flooring, Plastering  Odd Man Out
 Blood Relations  Environmental Issues  Water Tank, Septic tank  Numbers and Ages
 Statements & Arguments  Civics Principles of surveying  Problems on Trains
 Analogy  Biology  Surveying  Time and Work Partnership
 Decision Making  Indian History  Leveling  Pipes and Cisterns
 Non-Verbal Series  Artists  Soil Mechanics  Averages
Syllogism Sports Soil compaction Simple Interest
Number Series Famous Days & Dates Shear strength of soils Compound Interest
Directions Inventions and Discoveries Hydraulics Probability
Data Interpretation Rivers, Lakes and, Seas Irrigation Engineering Problems on L.C.M and H.C.F
Cubes and Dice Indian Parliament Hydrology Problems on Numbers
Clocks & Calendars Indian Economy Transportation Engineering Mixtures and Allegations
Coding-Decoding General Science Canal Lining Volumes Profit and Loss
Alphabet Series Countries and Capitals Highway Engineering Quadratic Equations
Mirror Images Heritage Quality of water, the source of water supply Races and Games
 – Tourism Environmental Engineering Boats and Streams
  – Current Affairs Air pollution – pollutants Simple Equations
 – Famous Books & Authors  – Percentages
 –  –  – Mensuration
 –  –   –  Indices and Surds
 –  –  Simplification and Approximation
 –  –  Permutations and Combinations

Download BSF Group B & C Syllabus Pdf 2019


BSF Sub Inspector GD Syllabus 2019

BSF Sub Inspector (GD) Syllabus 2019 for the Written Examination is updated Below. However, the applicant who is looking for the BSF Syllabus can check the details from the table following. Hence, go through the BSF SI Syllabus and Exam pattern details and download the free pdf. Also, don’t forget to download the free BSF Previous Year Question Papers, Study Material pdf.

Description Details
Post Name Sub Inspector (GD)
No of Vacancies 224
Category Name Syllabus
Exam Date Update Soon

BSF Sub Inspector GD Exam Pattern & Syllabus Details 2019

Generally, the first state of Border Security Force Barthi is written Examination. However, BSF SI GD Selection is also having the written Examination. Hence, the aspirants can check the Section-wise Subjects and Topic Wise Syllabus details below. Furthermore, visit the official Border Security Force Website for more details.

S.No Subjects
1 General Intelligence & Reasoning
2 Comprehension and Communication Skill
3 Numerical Ability
4 General Awareness & Professional Knowledge
  • Questions: Objective Type Multiple Choice Questions.
  • Each Subject having 50 Questions.
  • Marks: Each Question carries one Mark. 
  • Maximum Marks for BSF Written test is 200.

[Border Security Force (BSF) Sub Inspector GD Syllabus Pdf]


BSF Junior Engineer Syllabus 2019

Border Security Force Syllabus for Junior Engineer/Sub Inspector (Electrical) Group-B is updated. The Border Security force is going to hire the Engineering Graduates who belong to Electrical streams. However, the applicants of BSF JE Recruitment 2019 can check the details below. Furthermore, check the section-wise BSF JE Syllabus and Exam Pattern details here. Also, download the free BSF Junior Engineer Syllabus pdf from the link given.

Description Details
Post Name Junior Engineer/Sub Inspector (Electrical)
No. of Vacancies 36
Category Name Syllabus
Exam Date Update Soon

BSF Exam Pattern & Syllabus for JE 2019

The Border Security force is going to conduct the written Examination as a part of Stage-I in the selection process. Hence, the applicant of BSF JE Recruitment 2019 can check the details below and download the Pdf for more detailed information about the BSF Syllabus and Exam Pattern 2019 for Junior Engineer Vacancy.

Border Security Force JE Syllabus for Paper-I

S.No Subjects No of Question
1 General Intelligence & Reasoning 25
2 General Awareness 25
3 General Engineering (Electrical) 50
  • Questions: Objective Type MCQ’s.
  • Marks: Each Question Carries One Mark.
  • Maximum Marks for Paper-I is 100.

BSF JE Syllabus for paper-II

S.No Subjects No of Question
1 General Engineering (Electrical) 10
  • Maximum Marks for Paper-II is 100. 
  • Where 12 Questions will be given from which 10 has to be answered by the Contenders.
BSF JE/SI Syllabus Pdf 2019

BSF Sub Inspector Exam Syllabus 2019

The BSF SI Syllabus (Civil) is Updated below. However, Engineering Graduate who is looking for Career in Border Security forces can use this Opportunity. Check the details of the BSF SI Syllabus Civil and Exam Pattern and start Your Preparation.

Description Details
Post Name Sub Inspector (Civil)
No of Vacancies 103
Category Name Syllabus
Exam Date Update Soon

Border Security Force Exam Pattern & Syllabus (Civil)

There will be two papers I & II in the written Examination. Where the BSF Syllabus and Exam Pattern for Both papers are as listed below. Download the BSF Syllabus Pdf for SI (Civil) from the link at the end.

Border Security Force (BSF) Syllabus for Paper-I

S.No Subjects No of Question
1 General Intelligence & Reasoning 25
2 General Awareness 25
3 General Engineering (Civil) 50
  • Questions: Objective Type MCQ’s.
  • Marks: Each Question Carries One Mark.
  • Maximum Marks for Paper-I is 100.

BSF SI Syllabus for paper-II

S.No Subjects No of Question
1 General Engineering (Civil) 10
  • Maximum Marks for Paper-II is 100. 
  • Where 12 Questions will be given from which 10 has to be answered by the Contenders.
Border Security Force SI Syllabus Civil Pdf

BSF Constable Syllabus 2019

BSF Syllabus 2019 for the Post of Constable GD is available here. The Border Security Force recently announced a huge vacancy count of 16,984. Hence, if you not yet applied here is the BSF Recruitment Notification and Application Link details. However, we updated the latest BSF Syllabus for Constable CBT Examination. Have a look at the BSF Syllabus & Exam Pattern in the sections below. Also, download free BSF Constable Syllabus Pdf from the link below.

Description Details
Job Designation Constable (General Deputy)
No. of Vacancies 16,984
Category Name Syllabus
BSF Constable Exam Date 2019 4th August 2019

BSF Constable Exam Pattern 2019

The Border Security Force is conducting the Computer Based Test for the Candidates who applied for Constable Posts 2019. Hence, check the CBT Exam Pattern, Subjects, and Marks allocated Section-wise in the table below. Also, check the section-wise syllabus details and download the free Pdf below. Furthermore, visit the official Border Security Force website for more details.

BSF CBT Test Pattern – Constable GD

Subject No of Question Marks
General Intelligence & Reasoning 25 25
General Knowledge & General Awareness 25 25
Elementary Mathematics 25 25
English/Hindi 25 25
 Total 100 100
  • The questions will be Objective Type only.
  • Exam Duration will be 1 Hr 30 Mins.
  • Computer Based Test will be conducted in English & Hindi Languages Only.

BSF Syllabus 2019 Pdf

Border Security Force Syllabus – General Intelligence & Reasoning

  • Analogies
  • Similarities & Differences
  • Spatial Visualization.
  • Spatial Orientation
  • Visual Memory
  • Discrimination
  • Observation
  • Relationship Concepts
  • Arithmetical Reasoning & Figure Classification
  • Number Series
  • Non-Verbal Series
  • Coding & Decoding Etc.

BSF Constable Exam Syllabus – General Knowledge & Awareness

  • Current Events
  • India and its neighboring countries.
  • Sports
  • Culture
  • History
  • Economics
  • Geography
  • General Politics
  • Indian Constitution & Scientific Research Etc.

Border Security Force (BSF) Syllabus Pdf – Mathematics

  • Number Series
  • Computation of Whole Numbers.
  • Fractions & Decimals and relationship b/w Numbers
  • Fundamental Arithematic Operations,
  • Percentage
  • Ratio & Proportions
  • Averages, Interest,
  • Profit & Loss,
  • Discount Etc.

BSF Syllabus in Hindi/English

  • Basic Comprehension would be tested.

[BSF Constable Syllabus 2019 Pdf]

WBHRB Recruitment 2019 | WBHRB Apply Online | 70 WB Pharmacist & Lab Assistant Vacancy 2019

Posted: 19 Oct 2019 05:38 AM PDT

WBHRB Recruitment 2019

WBHRB Recruitment 2019 | WBHRB Apply Online | 70 WB Pharmacist & Lab Assistant Vacancy 2019WBHRB Recruitment 2019 Notification – Apply Online for 61 Pharmacist & Lab Assistant Vacancies. West Bengal Health Recruitment Board, Kolkata recently released a recruitment notification to hire a total of 70 candidates for Pharmacist Grade III & Laboratory Assistant Posts. Interested WB Govt Job Seekers can submit your www.wbhrb.in Online applications from 17th October 2019. Last Date to apply for WBHRB Recruitment 2019 Jobs is 24th October 2019. However, Jobs in West Bengal Health Recruitment Board are completely allocated for Indian Citizens. But posts are temporary but likely to be permanent in the future.

The Government of West Bengal gives a great opportunity for those who are waiting to get enrolled in the Pharmacist Grade III post under the Directorate of Health Services, Health & Family Welfare Department, Government of West Bengal. Application received after the last date will not be considered for selection. So make sure of your WBHRB Registration before it ends. Scroll down and get the complete details of Pharmacist Grade III & Laboratory Assistant Jobs announced by the West Bengal Health Recruitment Board.

West Bengal WBHRB Recruitment 2019 – Overview

WBHRB Vacancy 2019 for 70 Pharmacist Grade III & Laboratory Assistant Post
Name of the Board West Bengal Health Recruitment Board (WBHRB)
Name of the Posts Pharmacist Grade III & Laboratory Assistant
Number of Vacancies 70
Starting Date to Apply 17th October 2019
Last Date to Apply 24th October 2019
Application Mode Apply Online
Job Category West Bengal Government Jobs
Job Location West Bengal
Official Website www.wbhrb.in

WBHRB Vacancy Details

Name of the Post Number of Vacancies
Pharmacist Grade III 61
Laboratory Assistant 09
Total 70

WBHRB Grade III Post Vacancy 2019 Category Wise Details

Categories Pharmacist Laboratory Assistant
UR 30 05
SC 16 01
ST 04
OBC-A 05 02
OBC-B 05 01
PWH 01
Total  61 09

Eligibility Criteria for WBHRB Recruitment 2019-20

Applicants those who wish to apply for the 70 Pharmacist Grade III & Laboratory Assistant Posts should check the eligibility details and then apply for the posts. We have listed important details regarding the eligibility criteria in the below section. Read the complete educational details and age limit details that are given on this page. You can also find the pay scale details, selection process, and application fee for the WBHRB Pharmacist & Lab Assistant Jobs. For detailed information, candidates can check for the Official Notifications of WBHRB Recruitment 2019.

WBHRB Grade III 2019 Educational Qualification:

Pharmacist:

  • Passed Higher Secondary Examination (10+2) from West Bengal Council of Higher Secondary Examination, or it’s equivalent with Physics, Chemistry, Mathematics/ Biology; and
  • Diploma (2 years) or Bachelor Degree in Pharmacy recognized by the Government of West Bengal
  • Registered as 'A' category Pharmacist under the West Bengal Pharmacy Council.

Laboratory Assistant

  • B.Pharm./ B.Tech(Chemical/ Pharmaceutical)/ B.Sc.(Hons. In Chemistry) or Botany or Zoology as one of the subjects
  • Experience – 4 years in any analytical Laboratory.
  • Desirable – M.Pharm./ M.Tech./ M.Sc.(Chemistry)

WBHRB Jobs 2019 Age Limit:

  • Maximum Age Limit as on 1st January 2019
    • Pharmacist – 39 years
    • Laboratory Assistant – 32 years

Age relaxation:

  • Applicable as per Government Rules

Selection Process for WBHRB Jobs 2019:

Candidates will be selected for the WBHRB Vacancy 2019 based on their performance in following tests,

  • Written Examination
  • Interview Process

www.wbhrb.in Online Application Form Fee:

  • For Gen Candidates: Rs. 160/- through GRIPS (Govt. Receipt Portal System), Govt. of West Bengal.
  • Other Categories – No Fee
  • Money Order, Cheque, Bank Draft, Cash, etc. shall not be acceptable. No application shall be considered unless accompanied by the requisite application fee.

WBHRB Recruitment 2019 Salary:

Laboratory Assistant

  • Pay Band 3 – Rs. 5400 – Rs. 25200/-
  • Grade Pay – Rs. 2900/- 

Pharmacist

  •  Pay Band 3 – Rs. 7,100/- – 37,600/- (Entry Pay Rs. 7,440/-)
  • Grade Pay – Rs. 3,600/- 
  • Higher initial pay is admissible with Rs. 7680/-

How to Apply Online for WBHRB Recruitment 2019?

  1. Click on WBHRB Recruitment 2019 Apply Online Link given below.
  2. Read the given instructions carefully.
  3. Hit on the Apply Now Option.
  4. Register for the respected post which you want to be enrolled for.
  5. Fill your personal details and your educational details.
  6. Make the online fee payment (if applicable).
  7. After completely filled the online application form, recheck the details.
  8. Then click on the “Submit” button and complete your registration.
  9. Take a print out of the completed application for future use.

Important Dates for WBHRB Pharmacist Jobs 2019

Starting Date to Apply 17th October 2019
Last Date to Apply 24th October 2019 (before 8.00 PM)

Important Links of www.wbhrb.in Recruitment 2019

Pharmacist
Official Notification Pdf Download Here
Apply Online Link Click Here
Laboratory Assistant
Official Notification Pdf Download Here
Apply Online Link Click Here
Official Website Click Here

Other Important Job Links 2019:

Recruitment Link Post Details Last Date
Air India Careers 265 – Commander, Aircraft Technician & Other [18-09-2020]
DSRVS Recruitment 4,055 – Teaching & Non-Teaching [25-11-2019]
Indian Bank Recruitment 115 – Security Guards cum Peon [23-11-2019]
ISRO Recruitment 327 – Scientist/ Engineer 'SC [04-11-2019]
Northeast Frontier Recruitment 2590 –  Apprentice [31-10-2019]
FCI Recruitment 330 -Managers [27-10-2019]
ESIC Recruitment 22 – Professor, Associate Professor & Assistant Professor [26-10-2019]
ECL Recruitment 57 – Cost Accountant/ Accountant [23-10-2019]
CISF Recruitment 914 – Constables [22-10-2019]

About WBHRB

The Department of Health and Family Welfare is resolved to give legitimate conveyance of human services benefits on a 24 X 7 premise to all residents of the state through the various foundations and foundations under its control. So as to see that social insurance conveyance framework at the ideal level will run viable and easily with the required number of Medical/Paramedical and other Staff having a place with different classifications at various level, Department of Health and Family Welfare Government of West Bengal has comprised “West Bengal Health Recruitment Board”.

The West Bengal Health Recruitment Board (WBHRB) is in charge of choosing and prescribing the possibility for direct enrollment to posts perpetual or transitory for which the selecting specialist is the Government in the Department of Health and Family Welfare and expert subordinate to the Governor.

 

BRO Syllabus 2019 – Get BRO Electrician, Mechanic & Other Exam Syllabus Pdf @bro.gov.in

Posted: 19 Oct 2019 05:33 AM PDT

Are you searching for the BRO Syllabus 2019 Pdf? Then your searching end here as we have updated here the complete BRO Syllabus and Exam Pattern for DVRMT (OG), Electrician, Vehicle Mechanic, and Multi-Skilled Worker (Cook) posts under General Reserve Engineer Force (GREF) category. It is necessary to know about the Border Roads Organisation Syllabus and Exam Pattern before appearing the Exam. If you have an idea about the Syllabus and Exam pattern, you can perform well in the Exam. So here you can get Exam dates, Timings, Exam Centers, etc @ bro.gov.in.

BRO Syllabus 2019-20 Pdf

Candidates who have applied for the Border Roads Organisation Recruitment are in search of BRO Exam Syllabus and Exam Pattern. Here we have given the Syllabus and Exam Pattern for the People who are seeking it. Applied aspirants can also download the Border Roads Organisation Multi-Skilled Worker Syllabus Pdf along with the Test Pattern. Applicants can make use of this BRO Trades Syllabus and Exam Pattern and Start Preparation immediately because there is a huge Competition for the Central Govt Jobs. So refer to the given syllabus and Exam Pattern and Start Preparation as soon as possible.

Recently, the Border Roads Organisation has issued the recruitment notification for a total of 778 vacancies. Candidates can fill the application form for the posts of DVRMT (OG), Multi Skilled Worker, Electrician and Vehicle Mechanic posts. Eligible and Interested candidates check the Notification and apply before 14th July 2019. For further details stay updated with BRO Recruitment 2019 Syllabus details on our page.

BRO Syllabus 2019   Get BRO Electrician, Mechanic & Other Exam Syllabus Pdf @bro.gov.in

BRO Multiple VacanciesExam 2019 – Details

 Organization Name  Border Roads Organisation
 Post Name DVRMT (OG), Multi Skilled Worker, Electrician and Vehicle Mechanic
 No of Vacancies 778
 Category   Syllabus
BRO Trades Exam Date 2019 Sep/Oct 2019
 Official Website  www.bro.gov.in

Border Roads Organisation hire the applicants for Trades posts based on their performance in the following tests conducted by the Board.

BRO Selection Process:

  • Physical Test
  • Practical Test / Trade Test
  • Written Test
  • Medical Examination

BRO Exam Date 2019-20

Post Name PET/ PST/ Trade Test Date
Electrician 07th October 2019
DVRMT (Driver) Phase I: 17th September 2019
Phase II: 19th September 2019
Phase III: 10th October 2019
Phase IV: 14th October 2019

BRO Exam Pattern 2019-20

Subjects Duration
General Knowledge 1 Hour to 3 Hour
General English/ General Hindi
General Arithmetic
Analytical and Quantitative Skills
  • The questions will be of Objective Type or Subjective Type or Objective & Subjective both
  • The question paper will be bilingual i.e. English and Hindi
  • The exam duration may vary from 1 Hour to 3 Hours depending upon the trade
  • The total marks for each post will be 100 Marks
  • For further details visit the official website

Download BRO Syllabus 2019-20 PDF

BRO Exam Syllabus – Driver Mechanical Transport (DVRMT)

  • Maintenance of heavy/light vehicle
  • Use of Oils / lubs
  • Daily / periodic checking
  • Tyre rotation
  • Road signs
  • Traffic Rules
  • Use of Tools
  • General knowledge

BRO GREF Syllabus for Vehicle Mechanic

  • Operations of petrol/diesel engines
  • Checking of faults
  • Repair & Maintenance on engine
  • Repair & Maintenace on the fuel system
  • Repair & Maintenace of brake system
  • Repair & Maintenace of a clutch system
  • Repair & Maintenace of chassis
  • General Knowledge

Border Roads Organisation Syllabus – Electrician

  • Wiring of all types of vehicles/equipment including house wiring
  • Charging batteries
  • Maintenance of electrical machinery held in Workshop
  • Simple electrical calculations
  • Measuring and testing instruments
  • Electrical motors and generations
  • General Knowledge

BRO Examination Syllabus – MSW Cook

  • Preparation of procedure & different types of ingredients used with the quantity mentioned against each, for the preparation of Indian, South Indian, Mughlai, Hyderabadi, Chinese & Continental dishes.
    • Veg dishes.
    • Non-Veg.
    • Sweet dish.
  • Preservation of food.
  • Washing /cleaning of Utensils
  • General Knowledge

Important Links Related to the Border Roads Organisation

IBPS RRB Syllabus 2019 – Download Officer Scale I & Office Assistant Syllabus Pdf Here

Posted: 19 Oct 2019 05:17 AM PDT

IBPS RRB Syllabus for Office Assistant and Officer Scale – I, II, III available here to download for free of cost. You will get all the details over here!!! We have provided all the latest and updated Bank Exam Syllabus and Exam Pattern. However, the IBPS RRB Syllabus for Officer Scale-I, II, III and Officer Assistant is given in detail in the sections below. Also, we have provided IBPS RRB Syllabus Pdf download for Officer Scale-I, II, III and Assistant Pdf at the end of the article. For more details, aspirants can check the IBP official website.

IBPS RRB Syllabus 2019   Download Officer Scale I & Office Assistant Syllabus Pdf Here

IBPS RRB Syllabus 2019 Pdf

Candidates who are applying for the Officer Scale-I, II, III and Officer Assistant will get here the complete syllabus as well as exam pattern details on this page. Also, download the syllabus pdf from the below links and start your exam preparation as soon as possible.

Institute of Banking Personnel Selection (IBPS) RRB Recruitment notification 2019 is released to fill up to 8,561 Office Assistant, Officer Scale I, II & III posts vacancies. Candidates who are trying to get a job in the Banking sector can use this opportunity and start applying for the post. The last date for IBPS RRB apply online is on 4th July 2019. After applying, don’t forget to check detailed syllabus and exam pattern details given in this article. You can also visit www.ibps.in official website for much more information related to IBPS RRB exam 2019.

IBPS RRB Hindi Syllabus 2019  – Exam Analysis

Description Details
Organization Name  Institute of Banking Personnel Selection (IBPS)
Posts Name IBPS RRB Officer Scale I & Office Assistant
No. of Vacancies 8,561
Category Syllabus
IBPS RRB Prelims Exam date – Officer Scale – I 3rd, 4th & 11th August 2019
IBPS RRB Office Assistant Prelims Exam date 17th, 18th & 25th August 2019
RRB Online Exam – Mains / Single – officer Scale- I, II & III 22nd September 2019
RRB Online Exam – Mains / Single – Office Assistant 29th September 2019
Official Website ibps.in

The selection of Office Assistant / Officer Scale – I, II & III under IBPS RRB is based on the following stages:

  • Written Exam (Prelims & Mains)
  • Personal Interview

IBPS RRB Officer Scale-I and Assistant Exam Paper Pattern 2019

The IBPS RRB Vacancy Exam 2019 for Officer Scale-I and Officer Assistant is conducting both Prelims and Mains Examination. However, here is the Syllabus for both Prelims and Mains Examination Listed below. We have given the IBPS RRB Syllabus and Exam Pattern based on the Post and Exam. So, check the details accordingly. Also, download the Syllabus Paf at the end of the section. Furthermore, check the IBPS RRB exam papers and Material from the link provided below.

IBPS RRB  Prelims Exam Pattern 2019

IBPS RRB Office Assistant/Clerk Exam Pattern 2019

Section No of Questions Marks
Reasoning 40 40
Numerical Ability 40 40
Total 80 80
  • The medium of exam will be in Hindi & English.
  • The duration of the exam is 45 minutes.

IBPS RRB Officer Scale-I (Asst Manager) Prelims Exam Pattern 2019

Section No of Questions Marks
Reasoning 40 40
Quantitative Ability 40 40
Total 80 80
  • The medium of exam will be in Hindi & English.
  • The duration of the exam is 45 minutes.

IBPS RRB Office Assistant, Officer Scale-I Mains Exam Pattern 2019

Section Exam Medium No of Questions Marks
Reasoning Hindi/English 40 50
Numerical Ability Hindi/English 40 50
General Awareness Hindi/English 40 40
English Language English 40 40
Hindi Language Hindi 40 40
Computer Knowledge Hindi/English 40 20
Total 200 200
  • Objective Type Based Questions
  • Candidates can opt among English subject or Hindi subject.
  • The Exam paper will be in English/Hindi Languages.
  • The duration of the exam will be 2 hours.
  • 0.25 Negative marks for each wrong answer question.

Single level Examination

IBPS RRB CRP-VII Syllabus – Officer Scale-II (General Banking Officer)Posts

Subject Name No of Questions Total Marks
Reasoning 40 50
Quantitative Aptitude 40 50
General Awareness 40 40
English Language 40 40
Hindi Language 40 40
Computer Knowledge 40 20
Total  200 200

 IBPS CRP-VII RRB Exam Pattern – Officer Scale-II (Specialist Officer Cadre)

Subject Name No of Questions Total Marks
Reasoning 40 40
Quantitative Aptitude & Data Interpretation 40 40
Financial Awareness 40 40
English Language 40 20
Hindi Language 40 20
Computer Knowledge 40 20
Professional Knowledge 40 40
Total  240 200

IBPS RRB Exam Pattern – Test Pattern of Officer Scale III Posts (Senior Manager)

Subject Name No of Questions Total Marks
Reasoning 40 50
Quantitative Aptitude & Data Interpretation 40 50
Financial Awareness 40 40
English Language 40 40
Hindi Language 40 40
Computer Knowledge 40 20
Total  200 200

For Officer Scale-II, III Exam

  • Candidates can opt either English Subject or Hindi subject
  • The duration of the exam will be 2 hours.

Download IBPS RRB Syllabus in Hindi & English Pdf

The IBPS RRB Recruitment 2019 syllabus for Office Assistant & Officer Scale-I posts is given in detail over here. The syllabus is given in subject wise from which the questions will be asked for both Prelims & Mains examination. Applicants who are appearing for the exam can go through syllabus in detail in this section.

IBPS RRB Office Assistant, Officer Scale-I Preliminary Test Syllabus

  • Reasoning Syllabus 
    • Coding-Decoding.
    • Analogy.
    • Data Sufficiency.
    • Logic.
    • Alphabet Test.
    • Eligibility Test.
    • Puzzle Test.
    • Theme Detection.
    • Classification.
    • Logical Venn Diagrams.
    • Clocks & Calendars.
    • Deriving Conclusions from Passages.
    • Series Completion.
    • Logical Sequence of Words.
    • Statement – Arguments.
    • Statement – Conclusions.
    • Arithmetical Reasoning.
    • Mathematical Operations.
    • Situation Reaction Test.
    • Alpha Numeric Sequence Puzzle.
    • Inserting The Missing Character.
    • Number, Ranking & Time Sequence.
  • IBPS RRB Clerk Quantitative Aptitude Syllabus
    • Number Systems.
    • Computation of Whole Numbers.
    • Decimals and Fractions.
    • Relationship Between Numbers.
    • Fundamental Arithmetical Operations.
    • Percentage.
    • Ratio & Proportion.
    • Profit & Loss.
    • Simple Interest.
    • Average.
    • Discount.
    • Partnership.
    • Time & Work.
    • Time & Distance.
    • Use of Tables and Graphs.
    • Mensuration.

IBPS RRB Office Asst, Officer Scale-I Mains Exam Syllabus

  • Reasoning Syllabus
    • Coding-Decoding.
    • Analogy.
    • Data Sufficiency.
    • Logic.
    • Alphabet Test.
    • Eligibility Test.
    • Puzzle Test.
    • Theme Detection.
    • Classification.
    • Logical Venn Diagrams.
    • Clocks & Calendars.
    • Deriving Conclusions from Passages.
    • Series Completion.
    • Logical Sequence of Words.
    • Statement – Arguments.
    • Statement – Conclusions.
    • Arithmetical Reasoning.
    • Mathematical Operations.
    • Situation Reaction Test.
    • Alpha Numeric Sequence Puzzle.
    • Inserting The Missing Character.
    • Number, Ranking & Time Sequence.
  • IBPS RRB Assistant Manager Hindi Syllabus
    • Error Detection.
    • Phrases/Muhavare.
    • Synonyms.
    • Fill in the Blanks.
    • Grammar.
    • Translation of Sentences.
    • Comprehension.
    • Vocabulary.
    • Antonyms.
    • Plural Forms etc.
  • General Knowledge Syllabus
    • Awards and Honors.
    • General Policy.
    • Indian Economy.
    • Countries & Capitals.
    • Budget and Five Year Plans.
    • Books and Authors.
    • Important Days.
    • International & National Organizations.
    • Current Affairs –  National & International.
    • Indian History.
    • Sports.
    • Abbreviations.
    • Science – Inventions & Discoveries.
    • General Science.
    • Science & Technology.
    • Indian National Movement.
  • Computer Knowledge Syllabus
    • MS Word.
    • Microsoft OneNote.
    • MS PowerPoint.
    • Microsoft Access.
    • MS Excel.
    • Microsoft Outlook.
    • MS Project.
    • Microsoft Publisher.
    • MS Visio.
  • English syllabus
    • Verb.
    • Tenses.
    • Voice.
    • Subject-Verb Agreement.
    • Articles.
    • Comprehension.
    • Fill in the Blanks.
    • Adverb.
    • Error Correction.
    • Sentence Rearrangement.
    • Unseen Passages.
    • Vocabulary.
    • Antonyms.
    • Synonyms.
    • Grammar.
    • Idioms & Phrases, etc

Top 8 Books to Refer for IBPS RRB Exam 2019

  1. IBPS CWE Regional Rural Banks (RRBs) Office Assistant (Multipurpose) by Arihant Experts.
  2. IBPS RRB Gramin Bank Office Assistant Clerk (Multipurpose) CWE – V Prelims Exam Practice Work Book.
  3. Study Guide: IBPS Common Recruitment Process RRB Office Assistant Multipurpose Online Exam by GKP.
  4. IBPS RRB Common Recruitment Process Officers Scale I by GKP.
  5. IBPS CWE-V Regional Rural Banks (RRBs) Office Assistant Multipurpose Main Examination by Arihant Experts.
  6. IBPS-CWE Regional Rural Banks Officers (RRBs Scale I, II & III) Exam by Arihant Experts.
  7. General Awareness Banking Examinations: Useful for IBPS & Other exams by Sachchida Nand Jha.
  8. English Language Comprehension Skill by Sachchida Nand Jha.

Related Links to IBPS RRB Prelims, Mains Syllabus & Exam Pattern 2019

Download IBPS RRB Official Exam Scheme (Pattern) Pdf Click Here
Check IBPS RRB Syllabus Topics Click Here
IBPS RRB Previous Exam Papers Click Here
IBPS Recruitment Notification 2019 Click Here
IBPS RRB Admit Card 2019 Click Here
IBPS RRB Result 2019 Click Here

Note: There are much more important dates mentioned about IBPS RRB Interview, Call Letter, Pre Training process. For all these details visit the official site.

NABARD Development Assistant Syllabus 2019 Pdf & NABARD Exam Pattern @nabard.org

Posted: 19 Oct 2019 05:08 AM PDT

The NABARD Development Assistant Syllabus 2019 is available here. The aspirants who are in search of NABARD Development Assistant Syllabus and Exam Pattern for Prelims and Mains Examination can get the details here. However, check the NABARD Recruitment details before going to the syllabus and Exam Pattern details. However, we updated the latest NABARD Development Assist Exam Syllabus 2019 in the sections below. Also, download the free Nabard Syllabus pdf from the link given at the end.

NABARD Development Assistant Syllabus 2019

Candidates who are searching for the NABARD Syllabus can get it here. We have given the Complete information regarding the NABARD Development Assistant Syllabus and Exam Pattern on our page. Aspirants can also download the NABARD DA Syllabus and Exam Pattern on our site. We have given the Direct Link to download it. Applicants can also find Selection Procedure and Topic wise syllabus here. Furthermore, details regarding the NABARD Development Assistant Syllabus and Exam pattern visit the official website.

NABARD Development Assistant Syllabus 2019 Pdf & NABARD Exam Pattern @nabard.org

NABARD Development Assistant Exam 2019 – Details

Description Details
Name of the Board National Bank for Agriculture and Rural Development (NABARD)
Post Name Development Assistant
No of Posts Various
Category Name Syllabus
Phase 1 Exam Date 20th October 2019
Phase 2 Exam Date November 2019
 Official Website www.nabard.org

Applicants who applied for the NABARD Development Assistant post will be selected based on the following tests conducted by the NABARD –

NABARD Selection Procedure

  • Preliminary Examination (Online Objective Test)
  • Main Exam (Online Objective + Descriptive Test)

NABARD Development Assistant Exam Pattern 2019

The NABARD (National Bank for Agriculture and Rural Development) is going to conduct both Prelims and Mains Examination for Applicants of Development Asst 2019. However, the NABARD Exam Pattern for Development Officer Prelims and Mains Exam is given in the tables below. Check the Latest Nabard Syllabus and Exam Pattern Details for Development Assistant Prelims and Mains Examinations 2019. Later Check the Nabard Previous Year Question Papers for Development Assist Prelims and Mains Exams. For more details, applicants can check the Official Nabard Careers page.

NABARD Development Assistant Prelims Exam Pattern 2019

S.No Subjects No of Questions
1 English Language 40
2 Numerical Ability 30
3 Reasoning 30
Total 100
  • Questions Type – Objective Type Multiple Choice Questions.
  • Each Question Carries One Mark.
  • Time Duration is One Hour (60 Mins Composite Time).
  • 1/4th Mark will be Negative for wrongly answered questions.
  • Question Paper will be in Both English and Hindi Languages.

NABARD Development Assistant Mains Exam Pattern 2019

S.No Subjects Marks
1 Reasoning 30
2 Quantitative Aptitude 30
3 General Awareness 50
4 Computer Knowledge 40
5 Test In English Language (Descriptive) 50
Total 200
  • Languages: Hindi/English
  • Questions: Multiple Choice Objective Type Questions
  • Descriptive Paper: Essay, Precis, Report/Letter Writing.
  • Each Question Carries One Mark (150 Questions) for Objective type Questions.
  • Time Duration: 90 Mins for Objective Paper, 30 Mins for a Descriptive paper.
  • 1/4th Mark will be Negative for wrongly answered Questions (Only for Objective Questions)

NABARD Development Assistant Syllabus 2019-20

NABARD Prelims Syllabus – Reasoning
  • Number Series.
  • Directions.
  • Non-Verbal Series.
  • Alphabet Series.
  • Decision Making.
  • Coding-Decoding.
  • Analogy.
  • Clocks & Calendars.
  • Number Ranking.
  • Arrangements.
  • Arithmetical Reasoning.
  • Mirror Images.
  • Blood Relations.
  • Cubes and Dice.
  • Embedded Figures etc.
NABARD DA Syllabus – English
  • Verb.
  • Error Correction.
  • Tenses.
  • Fill in the Blanks.
  • Sentence Rearrangement.
  • Vocabulary.
  • Articles.
  • Grammar.
  • Unseen Passages.
  • Synonyms.
  • Comprehension.
  • Cloze Test.
  • Idioms & Phrases.
  • Antonyms etc.

Descriptive:

  • Essay.
  • Precis.
  • Report / Letter Writing.
NABARD Development Asst Exam Syllabus – General Awareness
  • Current Affairs – National & International.
  • Sports.
  • Union Budget.
  • Five Year Plans.
  • Important Financial & Economic News.
  • Awards and Honours.
  • Books and Authors.
  • Science – Inventions & Discoveries.
  • Abbreviations.
  • International & National Organizations.
  • Important Days.
  • Banking Awareness.
  • Countries & Capitals etc.
Nabard DA Mains Syllabus – Numerical Ability
  • Number System.
  • Profit and Loss.
  • Decimal & Fractions.
  • Ratio and Proportions.
  • Simplification.
  • Problems on Ages.
  • Percentages.
  • HCF & LCM.
  • Average.
  • Mixtures & Allegations.
  • Time & Ratio.
  • Simple & Compound Interest.
  • Time and Work.
  • Time and Distance.
  • Data Interpretation etc.
NABARD Mains Exam Syllabus – Computer Knowledge
  • Computer Fundamentals.
  • Operating System.
  • MS Excel – Spread Sheets.
  • Computer Software.
  • MS Word – Word Processing.
  • MS Power-Point – Presentation.
  • Internet Usage etc.

 Download NABARD Development Assistant Syllabus Pdf 

UPSC Assistant Director Syllabus 2019 PDF – Check UPSC Exam Pattern @ upsc.gov.in

Posted: 19 Oct 2019 04:58 AM PDT

What is the syllabus of UPSC Assistant Director Job 2019? The answer to this question is here on this page. Here we have given complete UPSC Assistant Director Syllabus along with exam pattern details. For gathering more details read further sections of the article.

UPSC Assistant Director Syllabus 2019 Pdf

Union Public Service Commission (UPSC) released the latest notification for Assistant Director vacancies 2019. The candidates who have completed Graduation Degree here is a great opportunity for your people. All the eligible applicants can apply for UPSC Assistant Director Recruitment 2019 before the last date commenced for application submission. The UPSC Syllabus 2019 consists of all major subjects that will be asked in the UPSC exam. Download Union Public Service Commission Assistant Director syllabus Pdf before starting to prepare for the exam. It helps in understanding the structure of the exam.

UPSC Assistant Director Syllabus 2019 PDF   Check UPSC Exam Pattern @ upsc.gov.in

UPSC Assistant Director Exam 2019 – Overview

Description Details
Board Name Union Public Service Commission (UPSC)
Post Name Assistant Director (AD)
No of Vacancies Various
Category Syllabus
UPSC AD Exam date 2019 20th October 2019
Official Website www.upsc.gov.in

Selection Procedure:

  • Written Exam

UPSC Assistant Director Exam Pattern 2019

  • The exam consists of multiple-choice questions.
  • There will be 2 parts in the written test.
  • 1/3rd negative marking will be there for wrong answers.
  • The duration of the exam is 2 hours.
  • The question paper consists of 100 marks.
  • The medium of question paper will be in the English language.

Download UPSC Assistant Director Syllabus 2019-20

UPSC Syllabus for Assistant Director Job

  • Costing Methods.
  • Marginal Costing.
  • Standard Costing.
  • Material Management.
  • Decision Making.
  • Capital Budgeting.
  • Cost Audit under Companies Act.
  • Cost Accounting Records Rules under Companies Act.
  • Project Management Techniques.
  • Cost Accounting Standard.
  • Emerging Concepts in Cost and Management Accounting.
  • Costs, Cost-Volume-Profit Analysis.
  • Pricing Decision.
  • Budgetary Control.
  • Financial Statement Analysis.
  • Enterprise Resource Planning.

UPSC AD Exam Syllabus 2019 Pdf

  • Architectural Design
  • Basic Design & Visual Arts
  • Computer Applications in Architecture
  • Climatology
  • Theory of Architecture
  • Acoustics
  • Contemporary Architecture
  • Estimating & Costing
  • Physical Planning
  • Professional Practice
  • Interior Design
  • Landscape Architecture
  • Earthquake Resistant Structure
  • Urban Design
  • Construction Management
  • Ecology & Environment
  • Housing
  • Conservation

Related Links of Union Public Service Commission:

FCI Watchman Admit Card 2019 | Download FCI Haryana Watchman Hall Ticket @ fciharapply.com

Posted: 19 Oct 2019 04:54 AM PDT

FCI Watchman Admit Card 2019 will be available on the official website i.e. fciharapply.com | Aspirants can get the hall ticket at any time in the month of October 2019. Therefore, the exam date will be held in the month of October 2019. Aspirants can get the FCI Haryana Watcher Admit Card from the below-provided table. This article is to explain the complete detail about the FCI Haryana Hall Ticket 2019.

FCI Watchman Admit Card 2019 | Download FCI Haryana Watchman Hall Ticket @ fciharapply.com

FCI Watchman Admit Card 2019

Food Corporation of India has announced the admit card date for Haryana Watcher Posts. Candidates can use the admit card for Written Test, Physical Endurance Test, Final Merit List. The FCI Haryana Admit Card will be available from the scheduled date on its official website. Thus, Candidates have to enter the vital details to download the admit card. Log in by entering the Registration Number and the password to get the FCI Admit Card page.

FCI Admit Card 2019 – Overview

Name of the Board Food Corporation Of India (FCI), Haryana
Name of the Post Watchman
No of Vacancies 380
Exam Date October 2019 (Tentative)
Category Admit Card
FCI Admit Card Date October 2019 (Expected)
Official Website fciharapply.com

FCI Haryana Hall Ticket Download Details 2019-20

Participants must download the admit card from the direct link provided below. Check with the below-given details that you want to enter in the FCI Hall Ticket. Download it before the exam date.

  • Applicants Name
  • Parent's Name
  • Category (SC/ ST/ General/ OBC)
  • Roll Number
  • Contact Information
  • Email Id
  • Exam Name
  • Subjects
  • Applicants Signature
  • Date and Time of Exam
  • Place of Exam
  • Important Instructions
  • Counselors Signature
  • And Applicant photograph

FCI Haryana Watchman Exam 2019

The Corporation is going to conduct the examination in the month of October 2019. Moreover, Get the Exam Pattern, Syllabus and the Selection Process from here. The exam will be conducted at various centers scheduled by the Higher Officials of the Food Corporation of India.

FCI Watchman Selection Process:

  • Written Test
  • Physical Endurance Test (PET)
  • Final Merit List
Type of Exam Subject Number of Questions Time Duration
 

Objective Type (Multiple Choice Questions)

Quantitative Aptitude 120 Questions 120 Minutes
Reasoning
General Awareness
General English

Documents to be carried for FCI Haryana Watchman Exam

Identity Proof list that you have to carry for the examination has been given below. So, Aspirants are suggested to check with the details and carry any one of the documents to the examination hall.

  • Original Photograph
  • Voter Card
  • Pan Card
  • Employee ID
  • College ID
  • PAN Card
  • Passport
  • Driving License
  • Any other ID proof issued by a Gazetted Officer
  • Bank Pass Book with the photograph

FCI Admit Card Download Steps 2019-20

  1. Click on the FCI Watchman Admit Card Link.
  2. Enter the Registration Number and Password on the home page.
  3. Now enter the image in the box that is available on the page.
  4. Tap on Login to get the FCI Hall Ticket.
  5. Admit Card page will appear on the screen.
  6. Fill the needed credentials into the hall ticket which are asked.
  7. After filling recheck the details that you have entered.
  8. Once done with the checking Submit the admit card.
  9. Finally, download the hall ticket after the submission.
  10. Take a photocopy of the FCI Exam Admit Card.
  11. Carry for the exam and for the upcoming selection rounds.

FCI Haryana Hall Ticket Download 2019 – Direct Links

FCI Watchman Admit Card Download Here
FCI Watchman Syllabus Get Here
Official Website Click Here

UPSC CMS Syllabus 2019 – Download UPSC Medical Officer Syllabus Pdf & Exam Pattern

Posted: 19 Oct 2019 04:39 AM PDT

UPSC CMS Syllabus 2019 is available for download in pdf format. So, the candidates who have qualified for the exam can check the UPSC Combined Medical Services Exam Syllabus 2019. We have provided here the UPSC CMS Exam pattern 2019 along with the Syllabi. Interested candidates can also check the Union Public Service Commission Exam 2019 Syllabus @ www.upsc.gov.in.

UPSC CMS Syllabus 2019 PDF

The Union Public Service Commission has released a notification for recruitment of candidates into the Medical Officer (General Duty) Exam. Many candidates have applied to these posts. We are providing UPSC CMS Syllabus 2019 & UPSC CMS Exam Pattern on our website for candidates who are searching for the CMS Syllabus. The UPSC CMS Syllabus PDF is also available on our website which can be downloaded with ease. So, go through the below sections and start preparing for the Examination that is to be held on 20th October 2019.

The UPSC Combined Medical Services Examination is conducted every year to recruit eligible candidates in various departments. This year a total of 965 vacancies is released for the various posts like Assistant Divisional Medical Officer in the Railways, Assistant Medical Officer in Indian Ordnance Factories Health Services & Other. For further details go through the below link of UPSC CMS Recruitment 2019.

UPSC CMS Syllabus 2019   Download UPSC Medical Officer Syllabus Pdf & Exam Pattern

UPSC Combined Medical Services Exam 2019 – Overview

Name of the Organization Union Public Service Commission (UPSC).
Exam Name Combined Medical Services exam (CMS).
Name of the Posts Medical Officer (General Duty)
No. of Vacancies Various
Job Location India
Category Syllabus
UPSC CMS 2019 Exam Date 20th October 2019
Official Website www.upsc.gov.in

UPSC Combined Medical Services Selection Process

The UPSC CMS Syllabus Pdf is given below. UPSC CMS Exam dates will be updated soon on this website. The UPSC CMS Exam consists of 2 Phases. Candidates will be selected based upon their performance in the following tests:

  1. Written Test.
  2. Interview

UPSC CMS Exam Pattern 2019

Part A: Written Test

Paper Section Question Marks
 Paper-I  General Medicine 96 250 
Pediatrics 24
Paper-II   Surgery 40  250 
Gynaecology & Obstetrics 40
Preventive & Social Medicine 40
 Total 240 500
  • The written exam will consist of Objective type i.e Multiple Choice Questions
  • The exam has 2 papers which are conducted online
  • Each paper is conducted for a total of 250 marks i.e. a total of 500 Marks
  • Each paper will be of 2 Hours Duration
  • There will be negative marking for each wrong answer

Part B: Personality Test

  • The Interview/ Personality Test will consist of 100 Marks
  • Candidates will be tested in the field of General Knowledge and the academic study
  • Candidates will be tested on intellectual curiosity, critical powers of assimilation, the balance of judgment and alertness of mind, the ability for social cohesion, the integrity of character, initiative and capability for leadership.

UPSC Combined Medical Services Exam Syllabus 2019

We have given the Latest UPSC CMS Exam Pattern 2019 on this page. UPSC CMS Syllabus 2019 pdf is available for download on this page. The UPSC CMS Exam consists of two papers. The UPSC CMS Combined Medical Services Exam syllabus is provided here paper wise.

UPSC CMS Exam Syllabus 2019 for Paper I

 UPSC CMS Syllabus 2019 – General Medicine

  • Cardiology
  • Respiratory diseases
  • Gastro-intestinal
  • Genito-Urinary
  • Neurology
  • Hematology
  • Endocrinology
  • Metabolic disorders
  • Infections/Communicable Diseases
  • Nutrition/Growth
  • Diseases of the skin (Dermatology)
  • Musculoskeletal System
  • Psychiatry
  • General
  • Emergency Medicine
  • Common Poisoning
  • Snakebite
  • Tropical Medicine
  • Critical Care Medicine
  • Emphasis on medical procedures
  • Pathophysiological basis of diseases
  • Vaccines preventable diseases and Non-vaccines preventable diseases
  • Vitamin deficiency diseases
  • In psychiatry include – Depression, psychosis, anxiety, bipolar diseases, and Schizophrenia.

UPSC Combined Medical Services Syllabus for Paediatrics

  • Common childhood emergencies
  • Basic newborn care
  • Normal developmental milestones
  • Accidents and poisonings in children
  • Birth defects and counseling including autism
  • Immunization in children
  • Recognizing children with special needs and management
  • National programs related to child health

UPSC Combined Medical Services Syllabus for Paper II

UPSC Syllabus for CMS – Surgery

  • General Surgery
  • Urological Surgery
  • Neuro Surgery
  • Otorhinolaryngology E.N.T
  • Thoracic surgery
  • Orthopedic surgery
  • Ophthalmology
  • Anesthesiology
  • Traumatology
  • Diagnosis and management of common surgical ailments
  • Pre-operative and post-operative care of surgical patients
  • Medicolegal and ethical issues of surgery
  • Wound healing
  • Fluid and electrolyte management in surgery
  • Shock pathophysiology and management

 UPSC Combined Medical Services – Gynaecology & Obstetrics

  • Obstetrics
    • Ante-natal conditions
    • Intra-natal conditions
    • Post-natal conditions
    • Management of normal labors or complicated labor
  • Gynecology
    • Questions on applied anatomy
    • Questions on applied physiology of menstruation and fertilization
    • Questions on infections in the genital tract
    • Questions on neoplasm in the genital tract
    • Questions on a displacement of the uterus
    • Normal delivery and safe delivery practices
    • High-risk pregnancy and management
    • Abortions
    • Intra-Uterine growth retardation
    • Medicolegal examination in body and Gynae including Rape.
  • Family Planning
    • Conventional contraceptives
    • U.D. and oral pills
    • An operative procedure, sterilization, and organization of programs in the urban and rural surroundings
    • Medical Termination of Pregnancy

UPSC CMS Syllabus Pdf – Preventive Social and Community Medicine

  • Social and Community Medicine
  • The concept of Health, Disease and Preventive Medicine
  • Health Administration and Planning
  • General Epidemiology
  • Demography and Health Statistics
  • Communicable Diseases
  • Environmental Health
  • Nutrition and Health
  • Non-communicable diseases
  • Occupational Health
  • Genetics and Health
  • International Health
  • Medical Sociology and Health Education
  • Maternal and Child Health
  • National Programmes
  • Management of common health problems
  • Ability to monitor national health programs
  • Knowledge of maternal and child wellness
  • Ability to recognize, investigate, report, plan and manage community health problems including malnutrition and emergencies

Download UPSC Combined Medical Services Syllabus 2019 Pdf

 UPSC CMS Syllabus Pdf Click Here 
 UPSC Medical Officer Previous Papers Click Here
 Get UPSC CMS Recruitment 2019 Click Here 
 Official Website of UPSC Click Here 

Union Public Service Commission (UPSC) is an authorized organization working with the Central Government of India. It does all the required procedures for the recruitment of candidates into various posts. UPSC conducts various exams every year for the recruitment of capable & efficient candidates into civil services & other departments in the central government of India. Eligible candidates who are interested in Central Government Jobs can apply to these posts through online mode after the release of notification. Aspirants can visit the official website for further details. The official website of Union Public Service Commission is www.upsc.gov.in.

Download MPSC Tax Assistant Syllabus 2019 Pdf – Check MPSC Exam Pattern @mpsc.gov.in

Posted: 19 Oct 2019 04:17 AM PDT

MPSC Tax Assistant Syllabus 2019 Pdf is here to download along with exam pattern. Applicants can download Maharashtra Public service commission Exam Syllabus topics, Previous papers for Tax assistance, Clerk, Typist & Other jobsCheck the detailed MPSC Syllabus 2019 Pdf and Exam Pattern on this page. Moreover, you can also get the direct MPSC Syllabus 2019 Pdf download links here. Get details of Maharashtra Public Service Commission Syllabus and Exam Pattern in the below section.

MPSC Tax Assistant Syllabus Syllabus 2019

Every year the Maharashtra Public Service Commission releases various vacancies for the eligible aspirants. Recently the MPSC Board has published the official advertisement notification for Exercise Sub-Inspector, Tax Assistant, Clerk, Typist & Other. Aspirants who have applied for the given posts can get here the complete details of Syllabus as well as the Exam Pattern. So, go through the below sections and prepare well for the examination.

Download MPSC Tax Assistant Syllabus 2019 Pdf   Check MPSC Exam Pattern @mpsc.gov.in

MPSC Tax Assistant Exam 2019 – Overview

Name of the Commission Maharashtra Public Service Commission
Name of the Posts Exercise Sub-inspector, Tax Assistant, Clerk, Typist & Other
Number of vacancies Various
Category Syllabus
MPSC Prelims Exam Date 16th June 2019
MPSC Group C Mains Exam Date 2019 06th, 13th & 20th October 2019
Official website www.mpsc.gov.in

MPSC Group C Service Exam Date 2019-20

Prelims Exam Date 16th June 2019
Combined Paper I Mains Exam Date 06th October 2019
Clerk Typist Mains Exam Paper II 13th October 2019
Sub Inspector Mains Exam Paper II 20th October 2019
Tax Assistant Mains Exam Paper II 03rd November 2019

Candidates who are applying for the various posts will be selected based on the following criteria-

Selection Process:

  • Written Examination
  • Interview

MPSC Syllabus 2019 Pdf Download – MPSC Exam Pattern

Here we have mentioned the MPSC Exam Pattern for Sub-Inspector, Tax Assistant, Clerk, Typist, and other posts. Refer to the MPSC Tax Assistant Syllabus 2019 and Exam Pattern to get an idea about the upcoming MPSC Exam.

Maharastra PSC Sub Inspector, Clerk Exam Pattern 2019 for Prelims

Name of the Subject Total Marks Duration
General Knowledge 100 1 Hour
Total Marks 100
  • It will consist of Objective Type Questions
  • There will be a total of 100 Questions
  • The medium of examination will be in English & Marathi

MPSC Mains Exam Pattern 2019

Paper Name of Subject Maximum Marks Duration
Paper-I Marathi 60 1 Hour
English 40
Paper-II General Knowledge 100 1 Hour
Total 200 Marks
  • It will consist of Multiple Choice Questions
  • The total duration of the examination is 2 Hours
  • The medium of examination of General Knowledge will be Marathi & English

The Latest Maharashtra Public Service Commission Tax Assistant Test Syllabus is given. Here we are providing the direct link to where you can download the MPSC Tax Assistant Syllabus in pdf format. You may also download last year’s Previous Year Papers, Old Papers with solutions, etc for all subjects in this exam on recruitment.guru.  If you want to know more details regarding MPSC Tax Assistant Recruitment check official notification. Competition is high for these Jobs. So the candidates who have a dream to do MPSC tax Assistant Job should make a preparation plan and prepare for a good score.

Maharashtra Public Service Commission has already started the online application process. Candidates searching for Govt jobs in Maharastra apply for Public Service Commission Tax Assistant Jobs, they have to start preparing immediately. Because Exam Date of MPSC Tax Assistant Recruitment 2019 has already announced. There were only a few days left for the MPSC exam. Applicants can also check other details for their preparation Plan of Maharashtra Public Service Commission Exam. In our site, we provided the complete information for MPSC Test Syllabus, Exam Pattern, Previous Papers, etc.

Download MPSC Tax Assistant Exam Syllabus 2019

The candidates can check the syllabus and know the topics covered in the exam. We suggest the applicants check the exam pattern then go to the syllabus section and prepare according to the weightage of the marks.

MPSC Tax Assistant Syllabus for Marathi

  • Common Vocabulary
  • Sentence Formation
  • Grammar
  • Use of Idioms & Phrases and their meaning
  • Comprehension of passage

MPSC Tax Assistant Syllabus for English

  • Common vocabulary
  • Sentence structure
  • Grammar
  • Use of Idioms & Phrases and their meaning
  • Comprehension of passage

MPSC Kar Sahayak Syllabus for General Knowledge

  • Science & Technology
  • Economy – India
  • History – India & Maharashtra
  • General Science
  • Geography – India, Maharashtra & World
  • National & International Organizations
  • Indian Polity
  • Important Days
  • Indian Constitution
  • Abbreviations
  • Who's Who?
  • Books & Authors
  • Social- Economic & Cultural Issues
  • Sports
  • People & Personalities
  • Awards & Honors etc

Book Keeping and Accountancy for MPSC Kar Sahayak Syllabus

  • Bookkeeping meaning & definition.
  • Accounting terminology.
  • Fundamentals of Double Entry.
  • Source documents for accounting.
  • Journal.
  • Subsidiary Books.
  • Ledger.
  • Bank Reconciliation Statements.
  • Trial Balance.
  • Depreciation.
  • Final Accounts.
  • Preparing Financial Statements.
  • Accounts of not for profit concerns.

MPSC Syllabus for Current Affairs

  • National & International.

MPSC 2019 Syllabus for Economic reforms and Legislation

Check the official website for this syllabus.

MPSC Tax Assistant Syllabus for Intelligence Test

  • Figural Series.
  • Problem Solving of 12th Standard.
  • Figural Analogy.
  • Semantic Classification.
  • Symbolic/Number Classification.
  • Figural Classification.
  • Semantic Series.
  • Number Series.
  • Semantic Analogy.
  • Symbolic/ Number Analogy.
  • Word Building.
  • Symbolic activities.
  • Trends.
  • Social Intelligence.
  • Critical Thinking.
  • Embedded figures.
  • Figural Pattern-folding & completion.
  • Classification of center codes/roll numbers.
  • Address matching.
  • Small & Capital Letters/Number-coding, decoding & Classification.
  • Punched hole/pattern-folding & unfolding.
  • Drawing inferences.
  • Venn Diagram.
  • Space Orientation.

Download Tax Assistant MPSC Syllabus 2019-20 Pdf

The candidates can also check the previous papers and improve their time management skills. We have provided the information for reference to the applicants. So, the candidates can check the official website for more details. We have provided the information regarding MPSC Tax Assistant Syllabus 2019 on our site. So, the interested candidates can stay tuned to our site for the latest updates.

KEA Assistant Public Prosecutor Previous Year Question Papers Pdf

Posted: 19 Oct 2019 04:05 AM PDT

 KEA Assistant Public Prosecutor Previous Papers Pdf

KEA Assistant Public Prosecutor Previous Papers: Karnataka Examination Authority released recruitment notification to fill upto 124 Asst Public Prosecutor posts. For all the candidates who are waiting for Karnataka Government jobs and are eligible for Public Prosecutor posts, here is the golden opportunity for you. Applicants who are applying for KEA APP exam 2019-20 can apply until the last date of commencement. The last date to fill KEA Asst Public Prosecutor online application form need to apply before 8th November 2019. Karnataka Examination Authority Board will conduct the exam in the upcoming months.

On this page, we have given KEA Assistant Public Prosecutor Previous Year Papers pdf that would help aspirants in preparation of exam. Also, check KEA APP Syllabus & Exam Pattern to understand the structure of the exam along with type of questions asked in the exam.

 KEA Assistant Public Prosecutor Exam Papers – Overview

Description Details
Name of the Organization Karnataka Examination Authority (KEA)
No of Vacancies 124
Name of the Post Assistant Public Prosecutor cum Assistant Government Pleader  
Category Previous Papers
Starting Date to Apply 10th October 2019
Closing Date to Apply 08th November 2019
KEA Asst Public Prosecutor Exam Date 2019 Update Soon
Official Website cetonline.karnataka.gov.in

Selection Process:

  • Preliminary Exam
  • Mains Exam
  • Document Verification

Karnataka Education Authority Asst Public Prosecutor Exam Pattern Pdf

KEA Asst Public Prosecutor Prelims Exam Paper Pattern

 Name of the Subject Number of Marks Duration Exam Type
Paper I: Part 1
Aptitude Test: English and Kannada Comprehension
50 1 Hour 30 Minutes Objective Type
Paper I: Part 2
General Knowledge: Reasoning & Mental Ability
50 1 Hour 30 Minutes
Paper-II:
Civil Laws & Acts
100 3 Hours

KEA Assistant Public Prosecutor Mains Exam Pattern 2019

 Name of the Subject Number of Marks Duration Exam Type
Law Paper-I 100 3 Hours Essay Type
Law Paper-II 100 3 Hours
Law Paper-III 100 3 Hours

Download KEA Assistant Public Prosecutor Solved Model Papers Pdf

KEA Asst Public Prosecutor Question Papers pdf General Knowledge
KEA Assistant Public Prosecutor Sample Exam Papers Aptitude
Karnataka Education Authority APP Old Papers Law Paper

financial dictionary pdf - financial terminology dictionary - financial dictionary app

Posted: 19 Oct 2019 11:08 PM PDT

financial dictionary pdf - financial terminology dictionary - financial dictionary app


Money Exiting Bond Market May Find Its Way Into Stocks

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Many investors may not have thought to check the commercial real estate sector – Ventas shares might be relatively cheap.

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Best Personal Loans of October 2019

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California Assembly Bill 5 (AB5) Definition

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American Express Stock Loses Ground Despite Strong Quarter

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How A Recession Affects the Stock Market

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Coca-Cola Stock Near All-Time High After Solid Quarter

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Financial Advisors Should Cater to Small Business Needs

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4 Trades to Profit During Next 12 Months of Investor 'Purgatory'

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Cash Ratio Definition

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This Is How a Typical Securities Firm Works

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Financial Risk Manager (FRM)

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Bond Valuation Definition

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NGN (Nigerian Naira) Definition and History

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Green Monday refers to one of the retail industry's most profitable days, occurring on the second Monday in December.

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The World Bank is an international organization dedicated to providing financing, advice, and research to developing nations to aid economic advancement.

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Buying Private Health Insurance

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Energy Sector

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Zero-Volatility Spread (Z-spread)

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Quantity Demanded Definition

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With Approved Credit (WAC)

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With approved credit (WAC) is a financing offer clause where credit is contingent on a buyer having an adequate credit rating and other factors.

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10 Must Watch Documentaries for Finance Professionals

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Portfolio Insurance Definition

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These 12 Habits Will Help You Reach Financial Freedom

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Do Banks Have Working Capital?

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Money Market

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economic news of india - world economic news - economics news for students - indian economy news

Posted: 19 Oct 2019 09:30 PM PDT

economic news of india - world economic news - economics news for students - indian economy news


Startups are changing the way Indians think about & buy insurance

Posted:

You have bought health and life cover, but have you considered insuring the branded spectacles you bought last Diwali? How about insurance for a new bicycle?A slew of startup insurance companies, mostly selling online to keep costs low, are trying to sell micro insurance products, promising low premiums and rapid settlement. Often working with larger insurers, they try to sell to a small demographic segment of affluent, digitally savvy customers in India where insurance penetration is among the lowest in the world.This monsoon, for instance, some 25,000 people bought cover against the risk of dengue from Toffee Insurance, a startup backed by funders such as Omidyar Network, Kalaari Capital and Accion. The numbers are small and growing, but mark the emergence of an interesting new trend in a business thus far dominated by long-term plans with annual premiums, for automobiles, accidents, health, property and so on.Dengue cover of up to Rs 1 lakh for a premium of Rs 550 is offered between end-June and October, when people are most likely to be bitten by an Aedes mosquito. Between November and February, users can take cover for respiratory diseases. The startup also offers covers against lost backpacks, broken spectacles, bicycles and so on.Acko General Insurance, another startup, offers 85 unique products to cover cellphone screens, missed flights and so on. Others also target this new area of low-value, incidentspecific risk protection.Most products are sold by the retailer concerned. An optician might sell a micro insurance product along with a spectacle. A shopping website might sell insurance along with a cellphone. But these are powered by new-age insurance startups.They are disrupting the traditional model and increasing the user base of people insured. In India, less than 10% of the population have any kind of cover. High costs and lack of trust have meant that people primarily buy what helps them save tax or when mandated by law, like car insurance. Insurance startups saw an untapped market in micro insurance and are trying to fill that gap, while growing the category, building awareness and dreaming up new micro products.Ashwin Ramaswamy, head of partnerships, Acko, sees four components in micro insurance: micro price (low premium); micro duration (a single bus ride or over a few months); micro cover (few thousand rupees to a few lakh) and micro claim, settled digitally and quickly. In March, Acko raised $65 million in Series C funding round, led by Flipkart cofounder Binny Bansal, who invested $25 million.Acko has partnerships with around 30 companies who push the covers, bundled with their products. Partners include Ola, Oyo, RedBus, Zomato and Amazon.If a user bought a ticket and a cover from RedBus and her ride is cancelled, the benefit is transferred to her. Or, while booking an Ola cab to the airport, one can pay Rs 1 to take a missed flight cover (provided the cab is booked well in time to reach the airport). In case of a missed flight, the user has to get a "no show" certificate from the airline to claim the settlement.For Acko, half the business comes from micro insurance products and the rest is from traditional insurance policies. "Insurance is extremely regulated and under-penetrated. New companies build the right architecture and are savvier in offering digital-first experience," says Ramaswamy. Turning a retailer into a sales agent means these startups save the cost of maintaining an army of sales agents and the offices to accommodate them. Settlements are done digitally."Insurance is a push product — it has to be sold at the point of sales. We create a product, partner with a distributor and sell at point of sale," says Rohan Kumar, cofounder, Toffee Insurance. The startup sells cycle insurance via dealers, including Hero and FireFox. Backpack insurance can be bought for Rs 50 (for a sum insured of up to Rs 5,000) from retailers such as Wildcraft and RoadGods. The products are micro, but their target market is massive. For example, about 15 million cycles are sold in a year in India, which translates into an insurance premium potential of about Rs 100 crore. Spectacles represent a Rs 2,800 crore premium opportunity and the mobile phone insurance market is worth around Rs 12,000 crore a year. The target audience are those below 35 years of age, who, in Kumar's estimation, "are tech-savvy and can afford such products".These companies are also ushering in innovative approaches to settlement of claims. Checking the claim of a lost backpack or a bicycle is not easy. Toffee has tied up with FaceStorm, an Israeli company, for fraud mitigation. A person claiming stolen cycle or backpack has to give a one-minute video narration of the incident. FaceStorm software checks different parameters to conclude if the video is trustworthy or not. They also check the user's CIBIL score.According to deal tracker Tracxn, there are over 100 startups in insurance, including Policybazaar, Turtlemint, Digit, Coverfox and OneAssist. These include aggregators, brokers and those offering their own products. Toffee launched its insurance platform in April 2018. It has a corporate agency licence from the Insurance Regulatory and Development Authority. It works with eight insurance companies, including HDFC Ergo and ICICI Prudential, to create unique products. While they sell the product, the underwriting is often done by a larger insurance company.It's an expanding market but Dhirendra Mahyavanshi, cofounder of Turtlemint, an insurance broker, says these are early days for sachet products: "Micro products allow companies to hook customers to sell other products." Turtlemint, backed by Sequoia, Nexus Venture and Blume Ventures, has over 50,000 agents and has raised $25 million. The idea is to sell a low-value product, create a data base of customers and try to sell more expensive and higher margin products such as term insurance.Globally, Lemonade and MetroMile in the US, Trov in Australia and ZhongAn in China offer a combination of sachet and other insurance products. In fact, ZongAn offered 500 new products every quarter, including cover for Valentine Day breakups, which was discontinued after regulator intervened.

Why green crackers won't sparkle this Diwali

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Only anar (fountain crackers) and phuljhadi (sparklers) are available," says Janki Das, a firecracker seller to a boy and his father at Old Delhi's Sadar Bazaar. In front of the shop, a cardboard notice reads: "We are not selling banned firecrackers"."What about chakri (wheelers), bombs, rockets and ladi (garland crackers)?" asks the boy. "No. These [fountains and sparklers] are the only green crackers available in the market. You can check other shops too," says Das wryly. The boy picks a pack each and walks away, looking disappointed.It is no more business as usual for cracker merchants at the market near Jama Masjid ahead of Diwali. Barely a handful of shops can be seen selling crackers. 71667951 "Earlier, we used to stock at least 200 varieties [of conventional crackers]. Now we have just two. Sales are less than 20% compared to last year. Many have moved to selling decorative items and lights. Sometimes, even children are not keen to buy crackers.They say their schools have told them about their harmful effects," says another merchant, not wanting to be identified.The cracker industry, pegged at Rs 1,800 crore per annum, is likely to run into losses this year, according to estimates. The AlchemistsIt has been a year since Supreme Court banned conventional crackers to curb pollution.In the meantime, to satisfy the demand for crackers, eight government-run laboratories came up with eight eco-friendly alternatives, also dubbed as "green crackers", and gave manufacturing licences to firework makers. The varieties include sound-emitting crackers, fountains, pencils, wheelers and sparklers."To make green crackers, conventional formulations based on barium nitrate were discontinued and new formulations with potassium nitrate as an oxidant were developed. 71667953 These crackers produces 30% less particulate matter and sound, says Rakesh Kumar, director of National Environmental Engineering Research Institute (NEERI), a Council for Scientific and Industrial Research-run lab in Nagpur that led the project. The scientists say the new oxidant in the crackers produce dust suppressants and sorbents that reduce emission and sound.These crackers carry a logo and a QR code to differentiate them from conventional crackers. Scan the code and you will know which chemicals make up the cracker. "After the Supreme Court ban, there was a threat of closure of the fireworks industry. However, science has again come to the rescue and millions of jobs have been saved," says Union Health and Science & Technology Minister Harsh Vardhan.Mood of the MarketBut new chemical formula appears to have pushed up the prices of the crackers, say traders. "Green crackers are 30-50% costlier than conventional ones. This is another reason behind low sales," says Das, the merchant in Old Delhi. There is also a supply problem, despite government's claims that multiple types of crackers based on the new formulations were readily available. "We were expecting at least seven to eight varieties. We have only two," says Pranjal Gupta, who too was looking to buy crackers at Sadar Bazaar.More than 2,600 km away in Sivakasi — the town that makes nearly 95% of the country's crackers — factories became active only in May after observing a six-month strike to protest against the Supreme Court ban. After the factories reopened, workers were trained in batches to make green crackers. But the factories were soon short of hands since many workers had migrated to other places during the strike."This is peak season but there is a 30 to 40% labour shortage. Due to the strike, people here have also started illegally making harmful crackers at home. I feel this home-made cracker production must be 30% of the total manufacturing this year. Since the volume of green crackers is low due to the new formulations, share of illegal crackers have risen," says a registered green crackers maker in Sivakasi, who did not want to be named.Traders in Sivakasi also attributed the increase in the supply of toxic conventional crackers to factories disposing off last year's stock even as they make the limited varieties of green crackers. 71667957 There were 1,600 licenced fireworks units in the country as of last year. Of them, nearly 350 fireworks manufacturers were said to have obtained licences to make green crackers but traders claim the actual number may be less. "The ban hit half of our business. We could not mass produce green crackers this year due to lack of time. These crackers require multiple tests," says Balaji TK, director at Sree Balaji Fireworks.But P Ganesan, president of Tamil Nadu Fireworks and Amorces Manufacturers' Association, is hopeful. "We expect more business in the coming days as the crackers are eco-friendly. We are also working to limit the cracker noise level to 90 decibels from 120 decibels now."The cracker supply situation too will improve by next year, he says. "This year we could not fulfil the demand but we should be able to resume full supply of all 200 varieties for next Diwali.".

4 factors that hold key to Maharashtra polls

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Satara & PuneFrom Sharad Pawar leading the opposition's campaign to the BJP cementing its status as a bigger force than the Shiv Sena. Here are the four factors that hold the key to Maharashtra polls:'Pawaring' OnWing, a village about 50 km from Pune, does not show any signs of the upcoming assembly elections other than an odd hoarding. That seems strange given that the village in Satara district is part of the sugarcane-growing region in western Maharashtra — a region that is likely to be the most closely watched battlefront for the October 21 assembly elections. It falls in the stronghold of Sharad Govindrao Pawar, the chief of the Nationalist Congress Party (NCP)."We don't know how many elections he will be able to campaign in after this," says Dashrath Talekar, a 62-year-old farmer in Wing, as he takes a mid-day break from working his fields. "This election is crucial for the NCP."Pawar has emerged as the de facto leader of the Congress-NCP combine in its fight against the ruling Bharatiya Janata Party-Shiv Sena coalition. He has been leading the opposition's attacks. The Congress, however, has largely been missing in the campaign discourse, giving the impression that the party has thrown in the towel already. "Sharad Pawar is trying to put up a fight even though he knows the coalition is going to lose," says Madhav Bhandari, a BJP spokesperson.But Prithviraj Chavan, a former Congress chief minister, says there is a strategy behind putting Pawar in the forefront. "He is the senior-most leader in both the Congress and the NCP. Since Pawar is not contesting, he is free to campaign across the state. Almost all senior Congress leaders are contesting. It is important for us to focus on our seats." Chavan is fighting to retain Karad (South) in Satara district. 71666876 One of India's canniest politicians and a former CM of Maharashtra, Pawar, 78, has a lot at stake in this elections. The BJP-Sena alliance's support in the Maratha community, once believed to be loyal to Pawar and the NCP, is growing. The NCP has also lost some senior leaders to the BJP. Pawar, his nephew Ajit and others are also battling charges filed by the Enforcement Directorate in a case related to alleged irregularities at a co-operative bank. The opposition has called the investigation against the Pawars a case of political vendetta. "This government is trying to achieve everything by force," says Dilip Walse-Patil, an NCP member of the assembly and a former state minister. 71666891 The NCP won one seat less than the Congress in the 2014 assembly polls, when they fought separately. But Pawar would like his party to better the Congress' tally this time. That would mean even if the coalition does not win, the NCP would like to be the largest opposition party.Sena Plays Second FiddleThe Shiv Sena, despite being in the ruling coalition, has played the role of an opposition more than the Congress or the NCP, say political observers. The Sena was often at loggerheads with the BJP and this could partly be ascribed to its discomfort at being reduced to a junior party in the alliance.Ever since the two parties joined hands in 1989, the understanding was that the BJP would get more seats in the Lok Sabha elections and the Sena would get a larger share during the assembly polls. But in the 2009 assembly elections, the BJP won more seats than the Sena. In 2014, in light of its impressive performance in the Lok Sabha polls, the BJP demanded that the arrangement be revised. But the Sena refused and both the parties fought on their own. The BJP ended up winning nearly twice as many seats as the Sena. The parties then came together to form the government. This time, the BJP is fighting 150 seats and the Sena 124. The remaining 14 have been given to smaller allies. 71666923 Though both the parties are on a common ground as far as Hindutva and nationalism planks are concerned (the BJP has promised the Bharat Ratna for Vinayak Savarkar), there is reason for the Sena to be worried. "The BJP does not believe in coalition politics," says Prakash Pawar, professor of political science at Kolhapur's Shivaji University. "It eventually wants to form the government on its own."What works in the BJP's favour is that it is a national party fast spreading its footprint to various corners of the country, while the Sena is a Maharashtra-centric party. "The issue of regional pride is not working in Maharashtra, unlike in Tamil Nadu," says Nitin Birmal, a political analyst.Shiv Sena chief Uddhav Thackeray proved his doubters wrong by keeping most of his party together after his cousin Raj left the Sena in 2005 to form the Maharashtra Navnirman Sena. But he now has a bigger challenge: maintaining his party's identity and support base in the face of a rapidly expanding BJP. "Even at a time when regional parties are dying, the Sena won 63 seats in 2014," says Vinayak Raut, leader of the Shiv Sena in the Lok Sabha. "There is no question of the BJP's growth coming at the cost of the Sena."With Thackeray's son Aaditya fighting this election from Mumbai — the first Thackeray to enter the electoral fray — the transition to the next generation of the party's leadership has begun. But it may not be smooth sailing for the Sena in the future.Fight for Maratha VoteOne thing that has gone in the Sena's favour is that it garnered the highest share of Maratha votes, at 29%, in the 2014 assembly elections, according to studies by political scientists Suhas Palshikar, Rajeshwari Deshpande and Nitin Birmal (all associated with Lokniti). The BJP got 24%, the NCP 17% and the Congress 11%.The Congress-NCP combine's vote share among Marathas in the assembly elections declined from 47% in 1999 to 35% in 2009, the studies showed. This could be cause of worry for the combine as Marathas account for a third of the state's population. Marathas' demand for reservation in education and jobs in Maharashtra, which dates back to the 1980s, was accepted by the previous Congress-NCP government. Just before the assembly elections in 2014, that coalition government had announced a 16% quota for the community. But the decision ran into a legal hurdle. The BJP-Shiv Sena government, led by Devendra Fadnavis, earlier this year introduced a 12% quota in education and 13% in jobs for Marathas, after the Bombay High Court did not agree to 16%. The Supreme Court has said the reservation cannot be applied retrospectively. 71666958 PM Modi pays tributes to Shivaji Maharaj during an election rally in PanvelThe BJP and the Sena hope that this will drive more voters away from the NCP, a party associated with Marathas. Pravin Talekar, a Maratha farmer and a food kiosk owner in Wing, welcomes the move but is sceptical of its impact in the current elections. "It may not benefit BJP-Sena because not much has changed on the ground for the community yet."No single party has a monopoly on Maratha votes. But by overcoming legal challenges to find a way to give the community a quota in jobs and education, the BJP and the Sena have posed further challenges to the NCP. Eleven of Maharashtra's 18 chief ministers have been Marathas, including the three who preceded Fadnavis, who is a Brahmin. 71666985 Note: BJP-Sena and Congress-NCP fought together in all elections except 2014 Source: Suhas Palshikar, Rajeshwari Deshpande, Nitin Birmal, Lokniti-CSDSIn the 2014 assembly polls, the BJP relied mostly on PM Narendra Modi and anti-incumbency. But it is a different situation now, says Gopal Shetty, a BJP MP from Mumbai. "Fadnavis has done a wonderful job. He has faced every allegation from the opposition and every agitation calmly and found a solution to it." During Fadnavis's tenure, the state saw protests by Marathas, Dhangars (whose demand for inclusion in Scheduled Tribes list remains unfulfilled) and farmers.Agri & Job Woes vs Modi FactorAgrarian distress is another issue the opposition hopes will work against the ruling coalition, despite the government announcing a Rs 34,000 crore farmloan waiver in 2017. Growth in agriculture & allied activities in Maharashtra, which has the largest economy among states, is expected to have slowed to 0.4% in 2018-19, from 3.1% in 2017-18, according to the state economic survey. Moreover, there were over 12,000 farmer suicides between 2015 and 2018, according to the government.Another issue could be job loss.When Rahul Patil started working as a temporary worker in the auto industry in 2015, he had no clue it would be such a struggle to get a permanent job. He worked with Maruti Suzuki in Gurgaon, and Tata Motors and Volkswagen near Pune, but not for longer than seven months at each company. Now the 26-year-old is with another automaker, whose name he does not want disclosed, in Pune. He is not sure if he will find another job once this contract ends next year. "It looks like I have to leave the auto industry and do some business." 71667036 Patil makes Rs 12,000 a month, and pays a rent of Rs 5,000. He has to support a family of five. But he plans to travel 300 km north to his village in Dhule district to cast his vote. "A party becomes complacent if it is in power for more than five years. We should keep changing the government." The auto sector is going through one of its worst crises, with passenger vehicle sales declining for the eleventh straight month in September.This has led to reduction in production and, consequently, demand for labour. According to the Society of Indian Automobile Manufacturers, around 15,000 contractual workers had lost their jobs in the sector as of August and another million are at risk. Mahendra Kadam, former general secretary of the Tata Motors Employees Union in Pune, says the loss of jobs in the auto sector is a serious issue. 71667057 "But it does not have an impact on elections because of factors like caste and the state of the opposition." Just outside the Tata plant, a young man on a motorcycle asks us in Marathi if we know where he should queue up to find temporary work. 71667020 But PM Modi's popularity seems to overshadow such economic concerns, especially among women in Satara district. Sheetal Bharat Mahangre, who runs a stationery shop in Shirwal, says women have benefited from the Centre's schemes to provide gas connections, accident insurance and a subsidy to build toilets. "Women here no longer listen to their husbands on whom to vote for."Modi and Home Minister Amit Shah have also spoken of their government's revocation of Article 370, which granted special status to Kashmir, at rallies in Maharashtra. Former CM Chavan says: "They are trying to deflect attention from the agri crisis and the industrial slowdown by focussing on Article 370."

Air India's challenges are more than finding a buyer

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The past week was an action-packed one for the long-running disinvestment saga of Air India, the beleaguered flag carrier. On 14 October, the top management of the airline, led by chairman Ashwani Lohani, met the representatives of 13 trade unions of the company in Delhi at Airlines House, off Parliament Street.Around 40-odd union representatives were asked to deposit their mobile phones outside before they trooped into the boardroom. In the meeting, the management outlined the impact of the divestment process on the employees. The 12,000-odd employees would be ensured job security only for a year after the airline's sale. Other benefits and service conditions would also change, including lifelong medical support for family, free passage on Air India flights as well as rules around employee's provident fund, leave encashment and gratuity. The meeting also carried a confidentiality rider—the union leaders are not permitted to speak publicly about what was discussed. The union leaders pressed for better terms. We'll do our best to negotiate with the government, the management assured them. Untitled Carousel 71666655 Later in the week, on 17 October, Air India Assets Holding Ltd (AIAHL), a special purpose vehicle of the company, raised a round of government guaranteed bonds, totalling Rs 7,985 crore with tenure of 10 years at 7.39% from the markets. This was the third bond issue by AIAHL, which has now raised Rs 21,985 crore through three issues. This SPV has taken on Rs 29,500 crore worth of Air India's working capital loans, and the bond issues are meant to help repay the loans. 71666744 With the government powering ahead with its resolve to sell the airline after a taxpayer funded bailout infused almost Rs 30,000 crore since 2012 to no avail, hectic efforts are on behind the scenes to pull itback from the brink, bring it to a manageable shape and then hand it over to a buyer who can turn it around. The 89-year-old airline, started by JRD Tata back in 1930 and nationalised post Independence, clocked consolidated revenues in excess of Rs 27,000 crore in 2017-18, with a loss of Rs 5,799 crore. Finance or interest charges exceeded Rs 4,000 crore in that period. Consolidated debt on the books now stands at Rs 58,000 crore.Earlier this month, fuel suppliers led by Indian Oil Corporation had threatened to pull the plug, discontinuing supplies at half a dozen airports. On efficiency parameters too, Air India is a laggard. The airline lags behind most Indian domestic airlines when compared on the basis of their cancellations (2.6%), on-timeperformance (53.5%) or airline load factor (80.9%). In mid-2018, the NDA government had tried to divest a 76% stake in the airline.The efforts drew a blank then, with no interested bidders. The actions of the last week aim to make the airline more attractive for a potential bidder, with manageable debt and a free hand on manpower. It brings us to the question of the potential bidder. What will make Air India attractive to say Indigo, which has 48% share of the domestic market, or the Tatas, who already have interests in two airlines — Vistara and AirAsia? Can it attract an international player (Qatar Airways had shown interest) or could a large Indian corporation with no interest in the aviation sector so far, be tempted to throw its hat in the ring?R Gopalakrishnan, former Tata Sons director, who saw two divestments— CMC and VSNL— come into the Tata fold during his time, says successful disinvestments in India have depended on the ability to push back on government interference and then merging the organisations fully, like how IPCL merged with Reliance Industries. "Governments are notorious for interfering, and even if they sell off 100%, they might still interfere, because Air India can easily become a political issue after divestment. The new management will need skills to repel such interferences, and at the same time must have integrating skills, fully merging Air India into their own organisations," Gopalakrishnan said. 71666784 Complex EntityThat is easier said than done, especially as airline mergers have a bad history in India. The Kingfisher-Air Deccan merger and the Jet Airways-Sahara merger both crashed and burned. To present Air India in a digestible form, its complexities need to be understood and broken down. What we refer to as Air India is really a group of companies with four distinct airlines operations as well as allied businesses.There's Air India's international operations with wide-body planes, the domestic operations with narrow body planes, a profitable low-cost international operation called Air India Express and a domestic regional play called Alliance Air that launched a flight to Jaffna last week.There's also an airline maintenance unit, a ground handling business, a hotel subsidiary and a catering joint venture. It has a 12-13% share of India's domestic market but an overwhelmingly large share of international routes served by Indian players. It is also the only Indian airline with long haul flights to the USA or Australia. Even Jet Airways, which has ceased operations now but was once a dominant player, did not have Air India's range. Air India's landing slots at London's Heathrow, itself are tradable assets. Oman Air had paid $76 million for a Heathrow slot in 2016.So what is the government's thinking here? While the disinvestment will be handled by the Department of Investment and Public Assets Management (DIPAM) that reports to the finance ministry, the shots will be called by the Air India Specific Alternative Mechanism headed by home minister Amit Shah. An adviser, who asked not to be quoted, said the final configuration in which Air India is likely to be offered for a private sector bidder will be decided soon. The view within government circles is that once the debt is taken off its book, all the airline needs is better marketing and sales to optimise its yield per seat and improve its load factor. The goal is to present the airline as a premium asset. 71666833 A senior investment banker, who has advised some of the top aviation deals in India over the last 15 years, pointed out that it is a little more complex and there are too many intangibles to consider while valuing Air India. "What happens when it is no longer a flag carrier? What privileges does it lose?" he asks. Or the fact that Air India is a member of the Star Alliance, the international alliance of airlines, that also includes Lufthansa or Singapore Airlines, but not British Airways. If a bidder is a member of a different alliance such as Delta or SKY, it might be less attractive for them.He points out that there are usually two ways of valuing an airline. One is to put a multiple on earnings before interest, tax, depreciation, amortisation and rent (EBITDAR), but may not be ideal when the balance sheet is being restructured. The second, he said, would be on the basis of depreciated value of assets, which would be planes owned by Air India and its landing slots and real estate. Air India fully owns 87 planes in its 172-strong fleet.ICICI Securities analyst Anshuman Deb had arrived at a range for Air India's valua valuation in 2017, on the basis of EBITDAR multiple, pegging it at between Rs 16,000 crore and Rs 30,000 crore, but isn't ready to peg a new value to it today. He says that while those numbers may not have changed much, there is no scientific way of valuing such a complex organisation that no one will want buy in its entirety."Without the debt, it is very valuable. Then you have to try to sell it at full valuation. That will be a very large number, will need lot of capital," Deb said. Sweeteners & Bitter PillsA number of around Rs 10,000cr - Rs 15,000 crore is floating around as ideal debt to leave on the books. It will mean taking another Rs 15,000 crore of debt out, beyond what has been transferred to AIAHL already. One way ahead is to sell and lease back Air India's airplanes, especially as this debt was taken in the first place to buy the planes. It's a usual practice at airlines — take delivery of new planes, sell them immediately to a financier at a profit, and then lease back the plane. Modern planes often have a 30 year life for commercial operations, after which they continue to remain air-worthy for decades and are used for other purposes. Air India's 25 Boeing Dreamliners still pack in a lot of value, Deb of ICICI Securities points out. Ashutosh Mishra, head of research at Ashika Capital, says there is a possibility of turning AIAHL into a Real Estate Investment Trust. "I have had discussions with Air India's bankers.All real estate assets of Air India will have to be stripped out of the company, not just the big buildings they own in Mumbai, Delhi and Kolkata, but every piece of land they have at different airports needs to be put in to AIAHL to make this work," Mishra said. He further adds that the government has drawn lessons from the selloff of Specified Undertaking of Unit Trust of India (SUUTI) where after all dues were taken out, it yielded much better value.State Bank of India is the biggest lender to Air India and its merchant banking arm SBI Caps is advising Air India on this as well as the bonds issues. Air India also has legal firm MV Kini & Company as its advisers, while the government is being advised by Ernst & Young and Cyril Amarchand Mangaldas. Kapil Kaul, head of aviation industry body CAPA, feels that in the changed circumstances, after Jet Airways has ceased operations, there will be greater interest in Air India and the entire process of disinvesting Air India will take another six to nine months."The government of India is more determined, and there is clarity on strategic issues. Marketing this transaction and last mile execution will be critical," he said. Not much has been done to sell the idea to employees, though. Apart from permanent employees, Air India also has around 8,000 staffers on fixed-term contracts. Aggrieved agitating employees can easily derail the process or make it look bad. Jitender Bhargava, a former executive director of Air India, author of a book on the airline, and an advocate for its privatisation, feels the approach needs calibration. "The deal should be sweetened for employees too. Their benefits should be guaranteed, jobs secured and training provided to match efficiency parameters. Some should be offered alternative employment, as was done when Mumbai airport was privatised," Bhargava says. While there is a gag on employee members of trade unions, George Abraham, general secretary of the Aviation Industry Employee's Guild, representing 4,500 staffers, is under no such compulsion. He retired from Air India four years back, is a three-time corporator, and is currently contesting the Maharashtra Assembly elections from Kalina on a Congress ticket.Abraham says that the stakes are high and employees are fearing for their jobs and accommodation as many stay in the four Air India colonies built around the airport on land that belongs to Mumbai International Airport Ltd (MIAL). MIAL has been pestering Air India for rent. "Earlier, the management would speak to us, discuss the issues. This time, it is being pushed down," Abraham said, hinting all the trade unions of Air India are gearing up for battle. The Maharaja is being put through the paces. The months ahead will be interesting to watch.

Air India's Hyderabad MRO eyes EASA certification

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HYDERABAD: Air India is in the process of obtaining European Union Air Safety Agency's certification for its Maintenance Repair and Overhaul (MRO) facility here, a senior official of the state-owned carrier said on Saturday here."We are now trying to get EASA certification as most of the foreign Airlines look for it in order to send the aircraft to the MRO facility.If any facility has EASA certification, then the airlines will have an idea about the standards of the MRO facilIity.. Once we get that EASA will be able to good business from other airlines," Y Srinivasa Rao, General Manager (Engineering) of Air India Engineering Services Ltd (AIESL), a wholly owned subsidiary company of Air India Limited told reporters.He said the company will have to make some investments in to the MRO facility which is certified by the Director General of Civil Aviation (DGCA) to make it EASA compliant.The MRO hangar at the Rajiv Gandhi International Airport here can accommodate two A320 family aircraft simultaneously or one wide body aircraft such as B747 or B777.Srinivas said the MRO facility is currently offering services to the captive fleet and planning to increase shifts to two from the present one.Presently, the unit undertakes pre-flight or weekly checks of A321, 320, 319 or ATR aircraft and provide technical assistance to other international carriers as part of comprehensive ground handling service, he said.

HDFC Bank Q2 net jumps 26.8% to Rs 6,345 crore

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NEW DELHI: HDFC Bank on Saturday reported a 26.8 per cent year-on-year (YoY) rise in standalone net profit at Rs 6,345 crore for the September quarter after providing Rs 2,652.40 crore for taxation. The private lender had reported Rs 5,005.73 crore profit in the corresponding quarter last year. Analysts in an ET NOW poll had projected profit at Rs 6,100 crore. India's most-valued lender reported a 14.89 per cent rise in net interest income (NII) at Rs 13,515.0 crore crore compared with Rs 11,763.4 crore in the same quarter last year. Net interest margin (NIM) for the quarter came in at 4.2 per cent.71663641 Non-interest revenue or other income stood at Rs 5,588.70 crore, up 39.2 per cent over Rs 4,015.60 crore in the corresponding quarter of last year.The lender made Rs 2,700.70 crore in provisions and contingencies for the quarter, which included specific loan loss provisions of Rs 2,038.0 crore and general provisions and other provisions of Rs 662. 70 crore.The figure was 48 per cent higher than Rs 1,820 crore. Worth of provisions it made in the year-ago quarter.Gross non-performing assets (NPAs) stood 1.38 per cent of gross advances as on September 30, compared with 1.40 per cent in June quarter and 1.33 per centin the year-ago quarter. Net NPA for the quarter stood at 0.4 per cent of net advances, the bank said.The private lender will host earnings call with analysts and investors at 5 pm.

We will be back to the growth rate we deserve soon, says CEA

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The demand for credit is pretty okay. If fundamentals had changed drastically, then demand would have been very, very low, says KV Subramanian, Chief Economic Advisor. Excerpts from an interview with ETNOW. A slew of GDP downgrades have come in for the economy from World Bank to IMF, OECD to ADB. Everybody has been talking about how there are a whole lot of vulnerabilities for the Indian economy going forward, In that context, does the 7% growth estimate for this year in your economic survey seem a little too optimistic?There has been some slowdown in the economy compared to the time when we had made the assessment. We do recognise that and the revised projections reflect some of the aspects on the short run. In the long run, the fundamentals remain sound. There are some short-term aspects, as we had also pointed out in the economic survey, and which is important one to understand that the economy really depends on the virtuous cycle starting from investment going to productivity, then to exports and jobs and thereby to consumption, which in turn affects investment. We had also pointed out that the investment rate had fallen from a high of 40% to about 28%. It has bottomed out and started going up. We also recognised that the effects of many of these things are felt with a lag. That's why the government has been very sensitive and has cut the corporate tax rate so that investments could be could be spurred. We must recognise that the impact of the step on investment will be felt with some lag. It is also important to understand that the fall in the investment rates themselves were because of the concerns on the balance sheet sides and it took six to eight years for some of that aspect to build up. So, the winding down also takes time. Added to that, some of the concerns on the NBFC liquidity have a short-term aspect. These have combined to lower the projections a bit. The steps that have been announced, especially the guarantee to tide over the liquidity issues of the NBFCs and which the honourable FM also discussed with the banks; the Rs 40,000 crore that the MSMEs actually expect in receivables and which will help with the working capital credit, are steps that will help in easing some of these liquidity aspects. We want to highlight that while the IMF lowered its projections for this year, they continued to say that from the next year it will be 7% which actually goes back to the point that I am saying that there are some short term sentimental reasons but in the long run, the fundamentals remain strong. You are saying that there will be a short-term blip. Does that mean that we will grow a little less than your own projections?That may be possible and though I would wind back to what I was saying in terms of the virtuous cycle and the investment rate, the aspects that we saw on the NBFC side have been something that have added to the issues though we had factored in the lowering of the investment rate. Most global agencies have slashed India's GDP forecast by as much as 80 to 90 bps. Is that a fair assumption from your end? When you say a short-term blip, what exactly is it going to be?I would say there has been some downward revision. But I would continue to emphasise that in the long run, the fundamentals remain unchanged and therefore we will be back to the growth rate that we deserve to be at in the near future. Every time we say the worst is behind us, a PNB or a PMC issue crops up. When can we say that all the crises would be put behind us? When can we say now we can start from a clean slate?KV Subramanian: I think we have to be careful in understanding the distinctions in the question that you have framed. The urban cooperative banks have a different set of issues. The Nirav Modi episode at Punjab National Bank (PNB) for instance has aspects that are actually related overall to the banking operations, but when we have been talking about NPAs primarily, it is on the lending practices and there has been an improvement in the process of lending. The fact that banks are being allowed to take commercial decisions by themselves, is as one would expect. In fact, we have seen in the data that banks have become more careful and that is again something which is expected. The NPA crisis that we have gone through has made us aware of some of the aspects that we need to be thinking more deeply about and which we are doing. Since you are saying that you are thinking more deeply about what is brewing in the banking sector, I would want to know more about it.I would not say brewing. I would say these are aspects that we need to think about and aspects that we may need to tweak for a fix. But which direction should we move in because IMF has also pointed out the need for reforms. So, what is it exactly because the government has adequately capitalised the PSU banks. Plus we are pushing the mergers of PSU banks. What more reforms are being done?This is something which I have been advocating. The world over, banks use a lot of technology to help with their lending decisions. In my own work on this area, I have seen how their predictive modelling can be very useful. One key area, where substantial rewards can be expected is investing. Banks are using a combination of artificial intelligence, machine learning etc. not only to screen borrowers but also to monitor them regularly, because when you give a five-year loan, the assessment of the credit at the start of the loan versus may be one year or two years down the line, can change and it is a dynamic scenario. We have been able to implement so much of technology in many areas. Our public sector banks need to be investing a lot more in technology to be able to screen borrowers because the primary focus has to be on being able to assess and monitor the larger borrowers well. This, in the context of mergers, would actually help because investments in technology require a certain economies of scale because technological investments benefit from economies of scale. This should be an opportune moment to be able to invest in cutting-edge technology, which is what banks world over are doing and which public sector banks also need to be investing in. That is something we are working on. The banks have been giving out loans in a big way -- almost over Rs 80,000 crore is what we heard from the government. But having said that, the RBI in a report recently said that the credit growth is at a two-year low. You said the banks have been a little more careful. So, is it the banks being careful or is it the fact that there is no demand in the economy for loans?This is a point that we have analysed very carefully. It is my own assessment that the demand for credit is still pretty okay. If you look at the breakup in terms of the growth of credit among the private sector banks and the public sector banks, the credit growth slowdown overall has not been as much in the private sector banks. If it were a demand side issue, one would have seen an equally sharp change in both sets, but that does not seem to be the case. As it happens the world over, as they say in Hindi; doodh ka jala mattha bhi phook-phook ke peeta hai (once bitten, twice shy). And that is a commercial decision. So, some care has been taken. I think our public sector banks are calibrating into it and some slowdown has happened in credit but I would attribute it not as much to demand side factors even when looking at other data sets -- loan enquiries etc. The demand for credit is pretty okay, which basically cycles back to what I was saying earlier about the fundamentals. If for instance, fundamentals had changed drastically, then demand would have been very, very low. Are we overdue for an asset quality review in the NBFC space?I would mention that the credit guarantee scheme that the government and the honourable finance minister had announced in the Budget is a very good move. I would say as a financial economist and somebody who understands securitisation and these kind of guarantees very well, what it does is, suppose you actually have Rs 100 portfolio and the first 10% is basically guaranteed by the government, then the rest 90% becomes much less risky and these kind of schemes are primarily used to tide over some of the liquidity aspects. On Monday, the honourable finance minister had actually taken an assessment of this as well and wherever necessary, clarifications have been given. Moreover, while earlier, the threshold was kept at AA, it has been expanded to investment grade, which will bring in more assets to the portfolio and thereby enable the liquidity aspects not to get converted into further solvency aspects. I would emphasise on this aspect. Secondly, some of the current situation is also because of the working capital that MSMEs need. They are now sitting on Rs 40,000 crore of receivables and here, the scheme of discounting these bills and thereby giving working capital credit can really help. I was also looking at some data on passenger vehicles, etc. I think we have to be very careful now to make sure that the narratives that are not based on careful data are not given as much traction as they sometimes get. Private sector investment is still not flowing in because the corporate tax cut is going to have a lagged effect. Does that mean that the government will have to shoulder growth, given the lack of private investment or will it be guided by fiscal prudence?The government has already outlined several steps, including the corporate tax cut itself which clearly signals the intent of the government to do whatever it takes to put growth back on the high 7% plus reaching 8%. The commitment from the government on this side is unwavering. Does that mean growth takes precedence over fiscal prudence?These kind of macroeconomic aspects are typically a careful balancing act and we are deliberating very carefully on it. There is emphasis on disinvestment and on asset sales. Together with the extraordinary dividend that has come through, some rationalisation of expenditure can also be done to ensure that we do what is right for the economy. When you are saying rationalisation of expenditure, are we talking about expenditure cuts?No, I am not. I would point out that this is about revenue expenditure, the government is absolutely clear that capital expenditure is really critical and that is something that will continue to be emphasised by the government.Many say that we are at the end of the cycle for the monetary side of things for the economy. Does that mean fiscal push is the need of the hour?The government has signalled the intent of doing what is necessary on the fiscal side as well as on the structural reform side, to bring growth back on its path. The government and the central bank are working together to do whatever is necessary for this. Under the FRBM Act there is a 50 bps window... There are special conditions for it. But this has been an exceptional year.The conditions that are laid out are very clear. The conditionalities in the FRBM Act is for a situation when there are two quarters of decline. This is a slowdown, nor decline. We have to be careful. It is important to highlight that there is a difference between a slowdown and a crisis or a recession. A recession is defined as one, where for two quarters, there is a decline in GDP, in other words, a negative growth rate. We have to acknowledge that there has been a slowdown in growth but we still are in the positive.This is no recession?It is not. It is not. The narrative needs to be balanced. I have said that we should not get onto irrational exuberance when things are going good and get into excessive pessimism either. We will grow at 6% plus and in some sense, this is a good opportunity for us to look at the aspects that we need to carefully think about and address. The government has also set up a panel to look at augmenting the GST revenue itself. While a lot of steps will be taken to get the money going on the strategic stake side, the revenue seems to be a concern. What is your own estimate so far? Are we staring at a shortfall in revenue because the growth rate has only been at about 5-6% in direct taxes and GST?Recognising this, the government has set up the committee to be able to look into all aspects of the GST. There is no denying the fact that GST was an important piece of reform and I have looked at such reforms in several countries, even our own experience with CENVAT and it takes time for some of those issues to be brought onto the surface and then for us to respond and fix, which is what the government is intending to do by setting up this committee. I am pretty sure that this committee will come up and give us suggestions that we should be able to take action on. But are we staring at a revenue shortfall for this year?We have to wait for the numbers to come in. I am pretty sure the revenue secretary is doing those calculations. The government has undertaken a lot of reforms, especially on the corporate tax rate cut. In that sense, they really shifted from the normal tradition of announcing tax cuts. It used to happen during the budget time and this time we saw it in the middle of the year. Can we hear something from the government? Is Diwali just around the corner on personal income tax as well?The committee was a task force that was set up on relooking the direct tax code of which I had the privilege of being a member as well has submitted its report and the government is considering the report. So as and when the report would actually be assimilated fully the government will take the necessary step. If corporates deserve a tax break and that too that huge, do you think middle class too deserves something and that will spur demand in a huge way?In the economic survey we pointed out that in an economy like ours, investment is the key driver and the investment benefits the middle class as well by creating well paying jobs and enhancing exports which again creates jobs. But we have to recognise that the investment effect of that is actually felt with some lag, but it is more of a sustained effect. On the other hand, consumption can be perked up for a short while but it will eventually peter out. I will emphasise that there is a difference between what is a key driver and what is a force multiplier. At the macroeconomic level, and this is something where every variable seems like both the cause and effect and that is why it has to be looked at very carefully and discover the key driver so that we fire on the key cylinders, which is investment. The corporate tax rate cut has to be seen in that light. I would urge that the steps that have been taken to reduce the corporate tax rate cut and thereby spur investment, make us really competitive among our neighbours. It will show its impact on investment. If we need to keep our long run vision to achieve the $5-trillion economy goal, we have to have the patience to say let this effect go through investment. It is really critical because that is what starts the cycle and we have taken the steps that are necessary. The markets are expecting some movement on LTCG and STT once again. It has also been a part of the panel that you have been a part of?We are not yet in budget time actually. So can we say that all the hopes are dashed on that front for the capital markets?That was just an off the cuff remark. The committee on the direct tax code has considered all these issues together and has made certain recommendations. These have been considered.But how important will it be to restore the confidence of the capital markets?Overall, we must recognise that sentiment is a short-term thing. The government recognises the need for doing what it takes on the economy front and certainly as you would have seen the number of deliberations and interactions that have been held, this is a government that is listening to the market. I must also point out that through the economic survey, we have set out a very clear path for what we should be going. If we stick to that, the results will come. So the door to more reforms is not closed?No, I would, in fact, say that the reforms actually are structural reforms. It is recognised that we need to be doing more of that. I would put it positively and say that we are committed to structural reforms in the economy.

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Posted: 19 Oct 2019 07:24 PM PDT

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బాబు బ్యాచ్‌కు చెక్… అందరినీ తొలగించాలని ఆదేశం

Posted: 19 Oct 2019 07:04 PM PDT

జగన్‌మోహన్ రెడ్డి ప్రభుత్వం కీలక నిర్ణయం తీసుకుంది. రిటైర్ అయిన తర్వాత కూడా ప్రభుత్వంలో తిష్టవేసి భారీగా జీతాలు తీసుకుంటున్న వారిని తక్షణం తొలగించాలని ఆదేశించింది. రాష్ట్ర, జిల్లా, మండల, గ్రామ స్థాయిల్లో ఉన్న రిటైర్డ్ ఉద్యోగుల సేవలకు స్వస్తి పలకాలని అన్ని డిపార్ట్‌మెంట్లకు ఆదేశించింది. ఇలా తిష్ట వేసిన రిటైర్డ్ ఉద్యోగులంతా చంద్రబాబు హయాంలో నియమితులైన వారే. వీరంతా టీడీపీ సానుభూతిపరులని అందుకే భారీగా జీతాలు ఇచ్చి చంద్రబాబు వీరిని నియమించినట్టు చెబుతున్నారు. వీరి వల్ల […]

ఆ పార్టీది మీడియా షో – టీడీపీపై డీజీపీ

Posted: 19 Oct 2019 07:02 PM PDT

పోలీసులపై ఇటీవల టీడీపీ అధినేత నుంచి ఆ పార్టీ నేతల వరకు పదేపదే తీవ్ర విమర్శలు చేస్తున్నారు. పోలీసులపై వ్యక్తిగత విమర్శలకు దిగుతున్నారు. ఈ నేపథ్యంలో స్పందించిన డీజీపీ గౌతమ్ సవాంగ్ ఆసక్తికరమైన వ్యాఖ్యలు చేశారు. ఆ పార్టీది అంతా మీడియా షో అని వ్యాఖ్యానించారు. పలు అంశాలపై డీజీపీకి లేఖ రాశామంటూ ఆ పార్టీ నేతలు విడుదల చేస్తున్న లేఖలపైనా డీజీపీ కీలక వ్యాఖ్యలు చేశారు. డీజీపీకి ఫిర్యాదు చేశామంటూ సదరు లేఖలను తొలుత మీడియాకు […]

మత ప్రచారకుడిపై వలపుల వల… ఫొటోలతో బ్లాక్‌మెయిల్

Posted: 19 Oct 2019 06:47 PM PDT

హైదరాబాద్‌లో ఒక మహిళ హనీట్రాప్‌ విసిరింది. ఈ ట్రాప్‌లో ఒక మత ప్రచారకుడు చిక్కుకున్నాడు. ఎయిర్‌హోస్టెస్‌గా పనిచేసిన మహిళ, తన భర్తతో కలిసి ఈ పని చేసింది. గతంలో ఎయిర్‌హోస్టెస్‌గా పనిచేసిన 25 ఏళ్ల మహిళ భర్త గతంలో హైదరాబాద్‌లో పలు హోటళ్లు నిర్వహించాడు. వాటిలో భారీగా నష్టాలు రావడంతో బ్లాక్‌మెయిల్ దందాకు దిగారు. గతంలోనూ ఒక ఎన్‌ఆర్‌ఐను ఇదే తరహాలో మోసం చేసి డబ్బులు వసూలు చేశారు. ఇటీవల మొయినాబాద్‌లో ఉంటున్న ఒక మత ప్రచారకుడిని […]

రివర్స్‌లో కాసుల పంట… వెలిగొండలో 62 కోట్లు ఆదా

Posted: 19 Oct 2019 06:09 PM PDT

రివర్స్ టెండరింగ్ విధానం ఏపీ ప్రభుత్వానికి వందల కోట్లను ఆదా చేస్తోంది. ఇప్పటికే పోలవరంలో 782 కోట్లు, జెన్‌కో బొగ్గు రవాణాలో 164 కోట్ల ఆదా కాగా… తాజాగా వెలిగొండ ప్రాజెక్టు రివర్స్ టెండరింగ్‌లో 62 కోట్లు మిగిలింది. ఈ పనిని గతంలో ఎంపీ సీఎం రమేష్ కంపెనీ దక్కించుకుంది. ఈ టెండర్లలో భారీగా అవకతవకలు ఉన్నాయని నిపుణుల కంపెనీ తేల్చడంతో టెండర్లు రద్దు చేసి రివర్స్‌కు వెళ్లింది ప్రభుత్వం. రివర్స్‌ టెండరింగ్‌లో వెలిగొండ ప్రాజెక్టు పనులను […]

ప్రో-కబడ్డీ లీగ్ నయా చాంపియన్ బెంగాల్ వారియర్స్

Posted: 19 Oct 2019 06:02 PM PDT

ఫైనల్లో పోరాడి ఓడిన దబాంగ్ ఢిల్లీ ప్రపంచ వ్యాప్తంగా కోట్లాదిమంది అభిమానులను గత మూడుమాసాలుగా అలరిస్తూ వచ్చిన ప్రో-కబడ్డీ లీగ్ 7వ సీజన్ టైటిల్ ను బెంగాల్ వారియర్స్ గెలుచుకోడంతో.. సీజన్ కు తెరపడింది. అహ్మదాబాద్ ఏకా ఎరీనా వేదికగా ముగిసిన టైటిల్ సమరంలో డార్క్ హార్స్ బెంగాల్ వారియర్స్ 4 పాయింట్ల తేడాతో హాట్ ఫేవరెట్ దబాంగ్ ఢిల్లీ పై సంచలన విజయం సాధించింది. నువ్వానేనా అన్నట్లుగా సాగిన ఈ సమరంలో స్టార్ రైడర్ నవీన్ కుమార్ ఒంటరిపోరాటం […]

చంద్రబాబు దగ్గర ఏముందని స్నేహం చేయాలి ?

Posted: 19 Oct 2019 06:38 AM PDT

బీజేపీతో పోటీ పడే సత్తా ఇప్పుడు దేశంలో ఏ పార్టీకి లేదన్నారు బీజేపీ రాజ్యసభ ఎంపీ జీవీఎల్ నరసింహారావు. కుల, ప్రాంత రాజకీయాలతో ఎవరైనా బీజేపీని అధిగమించాలనుకుంటే అయ్యే పని కాదన్నారు. కులాల ప్రతిపాదికన విశ్లేషణలు ప్రస్తుతం దేశంలో పనిచేయడం లేదన్నారు. దేశం కొత్త పంథాలో పయణిస్తోందన్నారు. తెలుగు రాష్ట్రాల్లో పాత ధోరణి రాజకీయాలు కులం, కుటుంబం ఆధారంగా నడుస్తున్నాయన్నారు. ఓడిపోయిన 10 మంది టీడీపీ నేతలు వస్తే బీజేపీ బలోపేతం అవుతుందన్న భ్రమలో తాము లేమన్నారు […]

కాపీ కొట్టకుండా విద్యార్థుల తలకు అట్ట పెట్టెలు…

Posted: 19 Oct 2019 06:27 AM PDT

ఆ మధ్య బీహార్‌లో పరీక్ష రాస్తున్న విద్యార్థులు కాపీ కొట్టకుండా వారి తలలకు అట్ట పెట్టెలు ఉంచారు. కేవలం చూడడానికి, గాలి పీల్చుకోవడానికి ముందు భాగంలో మాత్రమే హోల్స్ పెట్టి… కుడి , ఎడమ ఏమీ చూడడానికి వీల్లేకుండా అట్ట పెట్టెలను ఉంచారు. దీన్ని చూసి కర్నాటకలో మరో కాలేజీ యాజమాన్యం స్పూర్తి పొందింది. చివరకు అన్ని వర్గాల నుంచి విమర్శలు ఎదుర్కొంటోంది. హవేరీ జిల్లాలో ఈ ఘటన జరిగింది. భాగత్ పీజీ కాలేజ్‌లో విద్యార్థుల ఇంటర్నల్ […]

చంద్రబాబుపై విడదల రజనీ ఫిర్యాదు

Posted: 19 Oct 2019 04:05 AM PDT

మాజీ ముఖ్యమంత్రి చంద్రబాబునాయుడు, టీడీపీ నేత వర్ల రామయ్యపై వైసీపీ నేతలు పోలీసులకు ఫిర్యాదు చేశారు. చంద్రబాబునాయుడు పోలీసులతో పాటు వైసీపీ నేతలు, ముఖ్యంగా వైసీపీ మహిళా నాయకులపై దిగజారుడు విమర్శలు చేస్తున్నారంటూ వైసీపీ ఎమ్మెల్యే రజనీ, శ్రీదేవిలు గుంటూరు జిల్లా అరండల్‌పేట పోలీస్ స్టేషన్‌లో ఫిర్యాదు చేశారు. పోలీసుల, మహిళల ఆత్మస్థైర్యాన్ని దెబ్బతీసేలా చంద్రబాబు, వర్ల రామయ్య పదేపదే వ్యాఖ్యలు చేస్తున్నారని… కాబట్టి వారిపై కేసులు నమోదు చేయాలని కోరారు. చంద్రబాబు , వర్ల రామయ్య […]

Treasures of delight

Posted: 19 Oct 2019 05:42 PM PDT



Source: FPJ

Prateek Vats on his man-and-monkey tale that premiered in China and Jio MAMI

Posted: 19 Oct 2019 05:42 PM PDT

Prateek Vats on his man-and-monkey tale that premiered in China and Jio MAMI


Source: TIE

HDFC Bank net profit jumps 27% to Rs 6,345 crore in Q2

Posted: 19 Oct 2019 05:36 PM PDT

HDFC Bank net profit jumps 27% to Rs 6,345 crore in Q2
In a statement, HDFC Bank said the key components for provisions for the quarter were specific loan loss of Rs 2,038 crore, as against Rs 1,820 crore for the corresponding quarter of the previous year, and general and other provisions worth Rs 663 crore, as against Rs 247.5 crore for Q2FY19.

Source: TFE

Pingyao Crouching Tiger Hidden Dragon Festival in China had a special focus on Indian cinema

Posted: 19 Oct 2019 05:27 PM PDT

Pingyao Crouching Tiger Hidden Dragon Festival in China had a special focus on Indian cinema


Source: TIE

Turkish writer Çiler Ilhan on exile, language and writing as a challenge to mainstream values

Posted: 19 Oct 2019 05:27 PM PDT

Turkish writer Çiler Ilhan on exile, language and writing as a challenge to mainstream values


Source: TIE

How tribal residents of Mumbai’s Aarey Milk Colony built a cuisine around what the forest provides

Posted: 19 Oct 2019 05:27 PM PDT

How tribal residents of Mumbai's Aarey Milk Colony built a cuisine around what the forest provides


Source: TIE

Beyond the Veil: WhatsApp Uncle on why anti-nationals and nationalists could do with a little clarity

Posted: 19 Oct 2019 05:27 PM PDT

Beyond the Veil: WhatsApp Uncle on why anti-nationals and nationalists could do with a little clarity


Source: TIE

Mumbadevi: Cong candidate misused Assembly letterhead to support Yakub Memon’s mercy petition, advocate writes to EC

Posted: 19 Oct 2019 05:27 PM PDT

Mumbadevi: Cong candidate misused Assembly letterhead to support Yakub Memon's mercy petition, advocate writes to EC


Source: TIE

The gaze of the birdman

Posted: 19 Oct 2019 05:27 PM PDT

The gaze of the birdman


Source: TIE

Crossing the Subarnarekha

Posted: 19 Oct 2019 05:27 PM PDT

Crossing the Subarnarekha


Source: TIE

Night train to Mala

Posted: 19 Oct 2019 05:27 PM PDT

Night train to Mala


Source: TIE

Facial recognition at airports promises convenience in exchange for surveillance

Posted: 19 Oct 2019 05:27 PM PDT

Facial recognition at airports promises convenience in exchange for surveillance


Source: TIE

The magic of the tandoor

Posted: 19 Oct 2019 05:27 PM PDT

The magic of the tandoor


Source: TIE

The death of one of K-pop’s biggest stars reveals its toxic fan culture

Posted: 19 Oct 2019 05:27 PM PDT

The death of one of K-pop's biggest stars reveals its toxic fan culture


Source: TIE

The old woman at the signal

Posted: 19 Oct 2019 05:27 PM PDT

The old woman at the signal


Source: TIE

The immortal adventures of Boban and Molly

Posted: 19 Oct 2019 05:27 PM PDT

The immortal adventures of Boban and Molly


Source: TIE

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